to apply for credit each time new credit is desired. Common examples of open-end credit are credit cards‚ both general purpose cards (e.g.‚ Visa‚ MasterCard‚ Discover and American Express) and retail store credit cards. II. WHAT IS A CREDIT CARD A credit card is pre-approved credit which can be used for the purchase of goods and services now and payment of them later. In the case of credit cards‚ individuals may continue to borrow as long as they do not exceed the credit limit‚ which is the maximum
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Industry Analysis of Food Service Industry The foodservice (or food service) industry (US English; catering industry in British English) encompasses those places‚ institutions‚ and companies responsible for any meal prepared outside the home. This industry includes restaurants‚ school and hospital cafeterias‚ catering operations‚ and many other formats. Although the restaurant industry is very competitive‚ the lifestyle changes created by modern living continue to fuel its steady growth. More and
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Chinese Food Industry and Market Report Ying Bin & Xia Ni‚ Tong Wentao‚ Hu Linqing‚ Du Peng‚ Lu Liaoyuan‚ Yan Jihong LIFS‚ Lund University‚ Sweden Zhongnan University of Economics & Law‚ China July 1st‚ 2006 Introduction China is a country in transition that is developing rapidly. Although China became a net export country of food after 1980’s‚ the import and export scales of foods keep growing for many years. In 2005‚ the food trade scale has reached 44.28 Billion US$ with a growth
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CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY In this modern society or the entire world has grown to a level that the use of computers in the chain of production is inevitable. The genesis of automation in the banking industry in Nigeria can be linked to the on-going struggle by individual banks for survival and growth. Automation means the use of automatic equipment in place of manual labor‚ also can be the use of machine for four D’s task where the four D’s stands for Dangerous
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GREETING AND INTRODUCING YOURSELF AND OTHERS Greetings (more formal) * Good morning. * Good morning‚ Sir. * Good morning‚ Madam. * Good afternoon. * Good noon/day. * Good evening. * Goodnight.Greetings (less formal) * Hello‚ how are you? / how are you doing? Very well‚ thank you. What about you? * Hello‚ how are you today? Hello‚ I’m fine‚ thank you. And you? * How is everything? * How’s everything going? * How have you been keeping? *
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space. The Indian personal care industry is estimated at Rs 170 billion. The industry is divided into fabric wash‚ personal wash‚ hair care‚ oral cares‚ skin care‚ colored cosmetics‚ men’s toiletries and fragrances. Most segments of this industry are going through a decline in 2002 with several leading players reporting lower sales in 2002 due to lower volumes as well as lower realization. The next phase of growth has to come from the rural market as the urban markets are near saturation levels in
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Brochure More information from http://www.researchandmarkets.com/reports/585710/ Retail Industry in India - Porter’s Five Forces Strategy Analysis Description: Huge population‚ increasing per-capita income and changing consumer habits - all these developments have culminated in the booming of the retail sector in India. The majority of retail sales take place through the unorganized sector‚ which is stores that are popularly known as the kirana‚ or the mom-and-pop-up stores. The organized retail
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decisions in marketing (PRODUCT) Case No. 4: “SMART Cards” ____________________________________________________________________________ SMART CARDS S mart is the operative word among many product developers these days. For example‚ smart card is the name of an advanced form of pocket- and purse-sized cards that may soon usher in a new era of cashless electronic commerce. Although they resemble familiar ATM cards‚ each smart card is equipped with a computer chip instead of a black magnetic
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easier‚ more capable‚ and more adaptable for the humanity. It has brought a new level of knowledge that became the new standard in the industry. It made the school more efficient for students and provided path to communicate to entire earth. Nowadays‚ computer base system is commonly used by every company and institution and one of this is computerized report card system. The grade of a student is a scale which determines students who need more improvement and require more assistance which will
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San Francisco‚ January 24‚ 2014 - The global market for biofertilizers is expected to reach USD 1‚294.8 million by 2020‚ according to a new study by Grand View Research‚ Inc. Increasing consumer adoption of organic foods is a key factor expected to boost the demand for biofertilizers. In addition‚ a favorable regulatory policy‚ especially in India and China‚ promoting sustainable agrochemicals‚ is expected to drive demand shift from synthetic fertilizers to biofertilizers. Apart from sustainability
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