MUSHARAKAH FINANCING MODEL By: Dr Saad Al-Harran Introduction In the contemporary world there is always a dilemma for the entrepreneur who has a promising idea for a new venture. How is he to raise the capital necessary to launch the venture? Borrowing the money is probably out of question. If the normal interest rate is 6% but the venture has a 10% chance of failing within a year‚ the lender will probably charge interest at a rate of 16%. High interest‚ plus amortization‚ will impose heavy
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A speech introduction has one main goal: to focus the attention on your central idea by making a clear statement and previewing your main ideas. Write the introduction part of your persuasive speech after you have finished your thesis statement and the supporting points and arguments. Only than you are able to summarize the thesis in one attention grabbing sentence. The goals of an speech introduction are: introduce your topic‚ yourself and the purpose of your speech. Make them want to hear the
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Bullying has been around since the beginning of time. Parents‚ you may remember you or your friends being bullied as a child. No doubt you remember the hurt‚ frustration‚ and sadness it caused. These days‚ however‚ bullying isn’t just happening on the playground or at the bus stop‚ it’s happening on the Internet and on your kids’ cell phones‚ making it possible to bully a child 24 hours a day and include thousands of participants. Cyberbullying follows children around the clock‚ and into the safety
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| | | | 1970 | | Punjab Govt. through PSIDC acquires SWARAJ tractor’s design from CMERI and establishesPunjab Tractors Ltd. (PTL) for its commercialization. | | 1971-73 | | PTL sets up SWARAJ Project for 5‚000 tractors per annum at a capital outlay of Rs. 37.0 million with an equity base of Rs 11.0 million. | | 1974 | | Swaraj 724 (26.5 HP) tractor commercially introduced. | | 1975 | | 2nd tractor model SWARAJ 735(39 HP) developed by own R&D‚ commercially introduced
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PS1124-09 Introduction of Psychology Kaplan University April 26‚ 2014 Schizophrenia The term "schizophrenia means "split mind‚" it does not refer to the splitting of the personality into several functioning personality subtypes as in dissociative identity disorder. Rather‚ the term was intended to convey a splitting of the normally integrate cognitive/behavioral/emotional functioning of the brain. For example‚ a person may suddenly become emotionally agitated even though
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(BU1110) The Business Model Provide service of transporting good for a fee. Transporting goods is up to the carrier to responsibility for the goods being shipped. Shipment has to be written down on a manifest that states what is being shipped‚ and how much weight. Trucking companies can get paid by weight or by the miles. Being paid for the mile is determined by the miles that the load needs to go to be delivered‚ that will cover cost of fuel‚ driver’s pay. Pay for the dispatcher‚ load planner
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ACCT1B - Sample Exam 2 Name: __________________________ Date: _____________ 1. The current period’s ending inventory is: A) The next period’s beginning inventory. B) The current period’s cost of goods sold. C) The prior period’s beginning inventory. D) The current period’s net purchases. E) The current period’s beginning inventory. 2. Sales returns and allowances: A) Can provide useful information about dissatisfied customers and the possibility of lost future sales. B) Are recorded
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HRM 107 Presentation – Friday 8pm History and introduction How would you like to know that the $125 shoes that you bought last month only cost $5 to make? Sweatshops‚ child labour and poor working conditions‚ these are the strong allegations that Nike Inc. has been blamed upon where lives are at risk‚ all for the production of sporty shoes and equipment Nike since the early 1970’s has been accused many times for enacting unethical OHS matters in many of their factories worldwide‚ by opening
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Chapter I INTRODUCTION Nature and Importance of On-the-Job Training Confucius once said: "If all I do is hear‚ I will forget. If I hear and see‚ I will remember. If I hear‚ see and do‚ I will understand." On-the-Job Training‚ (OJT) is job training that occurs in the work place. It is part of a college curriculum that aims to train and orient students about the work and can help them to become more familiar with the realities of working and the type of their future career. The students learn
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C H A P T E R 3 Chapter Goals • • • Become familiar with WAN terminology. Learn about different types of WAN connections. Become familiar with different types of WAN equipment. Introduction to WAN Technologies This chapter introduces the various protocols and technologies used in wide-area network (WAN) environments. Topics summarized here include point-to-point links‚ circuit switching‚ packet switching‚ virtual circuits‚ dialup services‚ and WAN devices. Chapters in Part III‚ “WAN
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