Appendix………………………………………………………………………………. 9 Executive Summary: • Banking Industry is the industry that is widely seen as the bedrock of the economy because banks help transfer risk and provide liquidity within an economy • Non banking financial services companies are the biggest threat to the banking industry • Despite the economic recession‚ the nature of competition in the industry is still fierce • The driving factors for this competition include mergers and acquisition‚ technology
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regulatory framework that financial advisers must consider‚ and by which they must abide There are a number of regulators in which financial advisers must consider and abide to ensure that clients and their assets are protected‚ and can confidently depend on a financial adviser in planning their retirement. The core of the regulatory environment within which financial advisers must consider is the Corporations Act along with the Financial Services Reform Act‚ and the Financial Planning Association’s
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2007). In more than thirty years it has gained a reputation for being one of the most effective instruments in fighting poverty globally. Ghana’s financial sector in the past two decades has undergone a significant transformation especially with the promulgation of PNDC Law 328 of 1993‚ that allowed the establishment of different types of non-bank financial institutions‚ including savings and loans companies‚ finance houses‚ credit unions‚ as well as rural and community banks (RCBs). This policy transformation
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Center for Business Research & Development Working Paper 2013-05 The microfinance industry in the Philippines: Striving for financial inclusion in the midst of growth Dr. Raymund B. Habaradas Mr. Mar Andriel Umali September 2013 CBRD Working Paper 2013-05 Center for Business Research & Development The microfinance industry in the Philippines: Striving for financial inclusion in the midst of growth Dr. Raymund B. Habaradas Mr. Mar Andriel Umali De La Salle University September 2013 The CBRD
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businesses globally and becoming e-enabled. Hence‚ CitiBank had to adapt to this new social trend by shifting to e-space. For instance‚ sophisticated‚ corporate customers wanted to collect payments online and have access to more efficient Web-enabled financial processes. Politically‚ regulators who became more cautious about privacy issues and wanted banks to be able to quickly identify data breaches in order to limit any damage as a result of fraud affected CitiBank. The subprime mortgages crisis in October
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Bank and I chose to write about it and describe how technology has affected the company‚ its product line‚ and the services it provides. PNC Bank was first opened in 1852‚ in Pittsburgh‚ PA. Its’ founders are James Laughlin and B.F. Jones. Since its opening‚ PNC Bank has changed its name several times and expanded by acquiring more banks and merging with others. “In 1982‚ PNC Financial Corporation was formed from the merger of the Pittsburgh National Bank and the Provident National Bank” (The Finance
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A universal bank participates in many kinds of banking activities and is both a commercial bank and an investment bank as well as providing other financial services such as insurance.[1] These are also called full-service financial firms‚ although there can also be full-service investment banks which provide asset management‚ trading‚ and underwriting. The concept is most relevant in the United Kingdom and the United States‚ where historically there was a distinction drawn between pure investment
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products or service‚ the threat of established rivals‚ and the threat of new entrants‚ and two forces from vertical competition: the bargaining power of suppliers and the bargaining of customers. Take an example of DBS (HK) Ltd. Threat of new entrants – low Banking industry is attractive segment because entry barriers are high because opening a bank requires a lot of capital. Thereat of substitute products of service – medium Nowadays‚ banking provides a series of service not only saving
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BMA WEALTH CREATORS LIMITED. Corporate Profile About BMA Wealth Creators A premier financial services organization providing individual and corporates with customized financial solutions. We work towards understanding your financial goals and risk profile. Our expertise combined with thorough understanding of the financial markets results in appropriate investment solutions for you. At Wealth Creators we realize your dreams‚ needs‚ aspirations‚ concerns and resources are unique. This is reflected
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INTRODUCTION OF KOTAK MAHINDRA GROUP 1. The Kotak Mahindra Group Kotak Mahindra is one of India’s leading financial conglomerates‚ offering complete financial solutions that encompass every sphere of life. From commercial banking‚ to stock broking‚ to mutual funds‚ to life insurance‚ to investment banking‚ the group caters to the financial needs of individuals and corporate. The group has a net worth of around Rs. 3‚200 crore‚ employs around 10‚800 people
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