How a bank makes profit-an interesting primer by vinayak date. ‘Trust’ bank has opened 10 branches and has become operational on 1/4/2009.on 31/3/2010 it has total deposits of rs 1000 crores. Equity capital of rs. 100 crores divided in 10 crore shares of rs. 10 each. Given this basic data let us try working out basic parameters of banks business ‚ with certain assumptions‚ to keep things simple. Cost of funds----- Analysis of Deposit mix-4o% casa deposits. Of which 25%savings deposits
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The positive and negative behaviors exhibited by teachers determine‚ to a great extent‚ their effectiveness in the classroom and‚ ultimately‚ the impact they have on student achievement. Several specific characteristics of teacher responsibilities and behaviors that contribute directly to effective teaching are listed for each of the following categories: The teacher as a person Classroom management and organization Organizing and orienting for instruction Implementing instruction
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even louder and that is exactly what we are looking for. On a small bowl prepare a mixture of olive oil‚ white wine vinegar‚ sea salt‚ pepper and the juice of one lemon. Place your shrimp in wooden skewers and tell your fellow diners how you went about buying it and how you insisted it had to be as fresh as possible. They will love it‚ and they will start telling you and each other about their own shrimp recipes. It never fails. This is the time when you have to be smug and tell them about all the
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How to Make an Effective Presentation I. Presentation Language A. Welcome the Audience Good morning‚ ladies and gentlemen. Hello/ hi ‚ everyone / Good afternoon everyone. First of all‚ let me thank you all for coming here today. B. Introduce Yourself Let me introduce myself. I’m_______________from group_____________. For those of you who don’t know‚ my name is________________________. C. Introducing your group members There are_____ members/ people in my group including me
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1920’s this dish of Spaghetti and meatballs became a go-to‚ very popular dish in America. Replicating this dish is moderately easy‚ if you know you’re way around the kitchen. To begin‚ you will need to gather all ingredients necessary to make the meatballs. First‚ you will need two pounds of ground meat whether it is beef or a combination of beef and pork‚ either will work just fine. Next‚ you will need four‚ one inch slices of white country bread‚ toasted to a golden brown color. The four
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hospitalization‚ Craig meets a whole bunch of people who make him see things in different perspectives. Bobby (Zach Galifianakis)‚ who takes Craig under his wing in the hospital and let him know why life is worth living‚ becomes real friend with Craig. Noelle‚ a girl who is also a patient and has scars on her body‚ encourages Craig to draw pictures to show his feelings. The climax is an imaginative city map which Craig describes as "like my own brain” makes Craig realize that the artist is the role that he
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out your ingredients. These ingredients are very important to the taste of the tart; therefore you must place an exact amount of each ingredient to receive full taste. In this paragraph I would tell you the items and amounts needed. This recipe would make enough dough for three tarts. Needed are ¼ pound of both Crisco and margarine‚ ½ pound of sugar‚ ¼ teaspoon of both nutmeg and cinnamon‚ 2 pound of flour and 2 ½ teaspoons of baking powder. Also needed are ½ cup of milk‚ 1 teaspoon of both vanilla
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Improvised Way of Preparing Puto Bumbong Filipinos living outside of the Philippines make puto bumbong with just strainers‚ aluminum foil-covered heavy-duty paper like cardboard‚ and pots filled with water. Since this improvised way does not make use of bamboo tubes‚ then the shape of the end-product is naturally not cylindrical but rather cup-like. Still‚ the taste is absolutely the same as the puto bumbong prepared in bamboo tubes. Here is a trouble-free and non-traditional puto bumbong recipe
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example of how to paln a itenerary Itinerary: Trip to Melaka Thursday 8am Gather at Bandar Tasik Selatan Terminal 8.30am Depature from Terminal to Morten Village 10.30am Arrive at Morten Village 11am Divide to group and divide which house to stay 1pm Lunch at own Homestay with owner 3pm Gather at assembly point at morten village 3.30pm City tour actvity 7.30pm Back to homestay and dinner at homestay 8.30pm Night Tour with double dacker by panorama bus 10.30pm Back to Homestay
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An Introduction to the Philosophy of Art” Do we need other people in order to understand ourselves? Plan and write an essay in which you develop your point of view on this issue. Support your position with reasoning and examples taken from your reading‚ studies‚ experience‚ or observations. To understand ourselves is not an easy thing to do. From ancient times‚ the question of knowing ourselves has been the focus of many philosophers‚ such as Socrates and Buda. They argue that‚ even though you
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