to get a higher education. The lost of time translates to lost earning potential. “Four years of lost wages and advancements from a full-time job is a lost of $50‚000 for a four year degree” (Is a College Education Worth it). This is compounded by how much a college degree costs. College tuition is very expensive and makes it very hard for graduates to pay off. “As of 2012 student loan debt was over one trillion dollars‚ and more than 850‚000 student loans were in default” (Is a College Education
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better convey their intentions. Poems can have a consistent meter to help set the pace‚ but they can also metrical variations that can act as a pivot for a change in tone‚ or to draw attention to a particular idea. This is what rhythm and meter is for. They are not used as a foundation for conveying emotions‚ nor are they used to dictate the tone or to solely communicate
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To run a business needs cash. Cash Budget is a record of cash transactions that comes in and out of the business for a specific period of time. This helps in assessing the entity’s financial health whether there are sufficient cash for operations or too much cash are used. It also serves as a purpose of decision making on what amount of money can be granted to a creditor to avoid any liquidity in the business. Cash budget only records strictly cash movements. For example‚ Depreciation is not
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What is an OLTP System? Online Transaction Processing (OLTP) systems are one of the most common data processing systems in today’s enterprises. Classical examples of OLTP systems are order entry‚ retail sales‚ and financial transaction systems. OLTP systems are primarily characterized through a specific data usage that is different from data warehousing environments‚ yet some of the characteristics‚ such as having large volumes of data and lifecycle-related data usage and importance‚ are identical
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Practical Accounting 1 Cash and Receivables -1. Assume the following facts for Kurt Company: the month-end bank statement shows a balance of P40‚000: outstanding checks totaled P2‚000; a deposit of P8‚000 is in transit at month-end; and a check for Pf400 was erroneously charged against the account by the bank. What is the correct cash balance at the end of the month? a. P33‚600 c. P45‚600 b. P34‚400 d. P46‚400 2. The August 31 bank statement of K‚ Inc. showed a balance of P113‚000. Deduction in
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Cash Connection 1. What are the dominant economic characteristics affecting the payday lending industry? The industry for short-term cash loans (payday loans) grew in the early 1990’s because of the shift in financial services marketplace. The cost structure of the market rose due to bounced checks‚ overdraft protection fees‚ and late bill payments penalties. Second the trend of regulation of payday advance service that allowed protection for consumers. To avoid such cost‚ payday loans were
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Core 1 Research Paper- Psychoactive Drug Use 13 October 2011 Psychoactive Drugs and How They Are Used We drink our morning coffee; have soda with dinner‚ and might take a cigarette break at work. Psychoactive drugs are used in everyday life‚ and most of us don’t even realize it. Those listed are minor examples of psychoactive drugs‚ but most people wouldn’t even consider this a drug habit. They are substances that change our mood‚ thoughts‚ behavior‚ and consciousness. It affects the central
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totaled 75% percent of revenues‚ and depreciation expense was $1.5 million. All revenues were collected in cash during the year and all expenses other than depreciation were paid in cash. What were Brandywine’s 2007 net income‚ total profit margin‚ and cash flow? Net income = 12M * (1 - 75%) - 1.5M = $1.5 million Total profit margin = $1.5M/12M = 12.5% Cash flow = 1.5M + 1.5M = $3 million Suppose the company changed its depreciation calculation procedures(still within
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How do businesses and transactions work? Worldwide‚ transactions between people‚ or between two businesses are made through the intermediates. Everywhere we look and everything we do‚ implies business. No matter how big or how small‚ they way we do business is very important. With the arose of technology‚ new‚ easier‚ and faster ways of making business have been created. The blockchain and cryptography are the basis of what is now known as cryptocurrency‚ which is basically digital money. This new
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enough to have accrued cash value‚ yes‚ you can cash it in. But‚ it might be wiser to borrow against it instead or look into other options. Cashing it in means you are cancelling the policy. If this is your only life insurance policy‚ it means you no longer have life insurance coverage. Whole Life and Cash Value Although there are different kinds of whole life‚ they all accrue a cash value. This makes them different from term insurance. The cash value of whole life is cash you can potentially access
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