Hold-to-maturity Accounting Disguises Bank’s Loan Impairment Kingsley Ughe With the near completion of the latest Central Bank of Nigeria’s banking “stress tests”‚ the sharp rise in earnings of the banks in the last quarter of 2012‚ and the growth in Nigerian Stock Exchange All-Share Index‚ there lingers the temptation to luxuriate and relapse into lethargy yet again‚ in the idle belief that the Nigerian banking industry is clearly out of the woods and out of crisis. Defining and putting a
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Can Stem Cell Therapy Cure Kidney Failure? Stem cells‚ often described as core building blocks of the human body‚ have the unique capacity to self-renew and replicate when activated into almost any cell in the body given the right environment. Stem cells can thus be used to repair or replace diseased or damaged tissues‚ offering enormous potential for curing many diseases. Therefore it is no wonder that stem cell therapy has been a subject of intense research over the years. Today stem cell therapy
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Synopsis for Recovery: The Rest of the Story Rest and recovery has a plethora of positive effects on the body‚ especially after a strenuous workout that results in muscle soreness. There is an issue: too many people aren’t getting the sleep‚ rest‚ and nutrition that they need to recovery correctly. Overtraining can lead to injury and can lead to allostasis‚ which is a disrupted balance of the body. The human body always wants homeostasis‚ a balance within the body‚ and when it is not the body will
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19 March 2014 How I View Failures In life‚ no one wants to fail at anything they do because they think failure leads them nowhere. They think failure is embarrassing and they usually given up trying to finish what they started. Sometimes people fail due to their own faults such as not studying for a test‚ therefore that person will fail. But other times it may not be their fault in failing. An example would be in a competition where someone gets picked as the winner and the other person doesn’t
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Recovery is a concept that patients‚ family members’ and health professionals aim as an ultimate outcome measure when a patient is presented to a care environment. Even though all parties join forces to achieve recovery‚ perspectives of recovery vary among different disciplines (Huiting‚ 2013). Recovery in the mental health setting refers to the “process of changing one’s attitudes‚ values‚ feelings‚ goals‚ and skills in order to live a satisfying life within the limitations caused by illness” (Anthony
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Examine Shakespeare’s manipulation of disguise‚ deception and illusion in one or two plays from the module. To manipulate is a curious verb that itself presents two very defined meanings: ‘To handle‚ esp. with skill or dexterity; to turn‚ reposition‚ reshape‚ etc.‚ manually or by means of a tool or machine’‚ or ‘To manage‚ control‚ or influence in a subtle‚ devious‚ or underhand manner’.[1] The ambiguity that follows such a verb can usually be cleared with a sufficient context but the
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Recovery: an approach mental health professionals’ first began to use to redefine one’s attitude‚ goals‚ and feelings in order to live a comfortable life despite the limitations of illness. Diagnostic labelling associated with mental illness has proven to cause devastating effects on the lives of those with psychological disorders. Whitley finds that mental illness is not life-long nor is it a chronic condition that will lead to deterioration (1248). Various methods are now under consideration by
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Mobile phones. A blessing or a curse? Mobile phones have had such a large impact in our modern twenty-first century societies‚ that they have become part and parcel of our daily lives. Nowadays‚ it has become the norm in our towns and villages to see people who are busy tapping on their cell phones. Mobile phones have changed the way people communicate. These devices are carried anywhere people go because they are light and easy to carry around‚ such that everyone is constantly in touch with others
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How entrepreneurs can contribute to the economic development of a country? i) Entrepreneurs can promote capital formation in a country - Entrepreneurs need money to set up and run their firm. To do that‚ they will need to borrow or employ their own resources or money. This will cause money to be channelled to help the country’s economy as an economy will only thrive when there is money circulating in the economy of a country. ii) Entrepreneurs can create employment opportunities to the public
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1 Mobile phones: Blessing or Curse A person is in an unhealthy phase of obsessive and constant cell phone use. This may be caused by the newness of the device or by an emotional problem that makes them use the cell phone to isolate from others who surround them. Or‚ it might be that the increasing use of the cell phone by everyone else causes the person to get one of their own."[1] More often than not; people use cellphones to pull themselves away from a crowd or ring themselves to get out of
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