as independent unrelated initiatives. Portfolio management is a key tool for supporting this form of fiscal accountability. The manner in which organizations (banks) manage their portfolio‚ that is acquiring and disposing of their earning assets‚ can have important effect on the financial markets‚ on the borrowing and spending practices of households and businesses and on the economy as a whole. 1.1. CONCEPT OF PORTFOLIO MANAGEMENT DEFINITION OF PORTFOLIOA portfolio refers to a collection of investment
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“Can You Tell the Truth in a Small Town?” by Kathleen Norris describes the lack of acceptance of the truth in her small town. The African - Americans in Maya Angelou’s “Reclaiming Our Home Place” deal with similar pain felt from the persecution they receive from white citizens who fantasize about the good old “Gone With the Wind” days (Angelou 135). They do not want to face the truth they need to stand up and fight for their civil liberties instead they go north to escape. Written history becomes
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atmosphere by playing in the background loud Latin music. Your hungry bunch will get even louder and that is exactly what we are looking for. On a small bowl prepare a mixture of olive oil‚ white wine vinegar‚ sea salt‚ pepper and the juice of one lemon. Place your shrimp in wooden skewers and tell your fellow diners how you went about buying it and how you insisted it had to be as fresh as possible. They will love it‚ and they will start telling you and each other about their own shrimp recipes.
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gatherings‚ job focused or community based. All of which are mainly to give information‚ get information‚ develop opinions and make decisions. Meetings are established to accomplish a goal or purpose‚ but what makes a meeting effective? I have discovered that meetings really boil down to three things: 1. They achieve the meeting’s objective. 2. Meetings take a minimum amount of time. 3. Participants are left feeling that a sensible method has been followed. Attending three different types
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Key characteristics of people who make a difference. What do you think of when you hear the word commitment? Perhaps you picture a loving husband caring for his invalid wife. Maybe you envision a business owner who puts her resources and reputation on the line to lead her company through a crisis. Perhaps you see a dedicated teacher who spends hours of his own time tutoring underprivileged children. Or maybe the scene that comes to mind is one of a group of soldiers who willingly enters harm’s
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Brochure: A small book or magazine containing pictures and information about a product or service. 01. Know your purpose BEFORE you start When you’re thinking about how to design a brochure‚ start by asking clients why they think that they need a brochure. Then‚ they need to define their objectives. Sometimes they just want one because their last brochure didn’t work. If they’ve come up with a brief for you‚ take a step back from
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Ingredients (Serves 3) - 3 hard boiled eggs*‚ egg whites chopped finely (I included 1 of the egg yolk and discarded the rest – it’s up to you) - 1 tomato‚ sliced thinly - a few romaine lettuce leaves - 2 tbsp mayonnaise (I used Japanese mayo but you can use other types as well) - 1 tsp mustard - sea salt and freshly cracked black pepper - soft white bread - butter or margarine spread * Directions for making hard boiled eggs To cook perfect hard boiled eggs‚ place eggs in saucepan of cold water
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Small is Beautiful The word ‘small’ represents what is minor or of minimum importance but small can also be beautiful. For instance ‘smile’ is a five letter word‚ a small word as you may see it‚ but is of great importance. Smile is a beautiful thing. It brings cheer and happiness in one’s life‚ it helps one to stay fit and healthy not only mentally or emotionally but physically too. Smile brings joy and tenderness in one’s heart amidst various amounts of sorrow‚ tension and turmoil. Not only does
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this essay is to target teachers and professionals. The main points of this essay are to give these professionals tool to make education at a higher standard. Although the use of logos is clear there is an underlining essence of pathos‚ and a lack of pathos. The article starts with talking about how special graduation is‚ and how important receiving a college degree really can be. Nevertheless it also says that the difficulty of schooling has significantly decreased in recent years. School is more
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3. MONEY Money is everything that serves as universally excepted medium of exchange or means of payment. Functions of money: Medium of exchange – enables people to exchange goods and services for other commodities Store of value – at home money loses value because of inflation so it is better to deposit financial assets with a bank. Money can also be stored in other forms – securities (cenné papiry)‚ shares‚ or bonds (dluhopisy‚ obligace). We can also invest in properties‚ lands‚ arts‚ jewelry
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