What do you think is unethical? The countrywide approved everyone to get their loans‚ no matter they have jobs or not‚ no matter they have income or not‚ no matter they have assets or not. The criteria they use may be unethical. They don’t care whether the documents are valid‚ whether they can verify the income‚ whether the appraisal is any good. They just care about getting the loan closed‚ in order to do another loan. The underwriters/ contractors looked through the loan as quick as they can.
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Employment Law Compliance Plan HRM/531 October 23‚ 2013 Employment Law Compliance Plan To: Traci Goldeman From: Celeste Parker Date: October 23‚ 2013 Subject: Employment Law Compliance Plan This memorandum is in regard to the request for an employee law compliance plan for Bradley Stonefield’s limousine service in Austin‚ Texas. Mr. Stonefield’s limousine service is expected to employ approximately 25 employees during the first year of service. The memorandum will discuss various local
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Before the invention of the light bulb‚ illuminating the world after the sun went down was a messy‚ arduous‚ hazardous task. It took a bunch of candles or torches to fully light up a good-sized room‚ and oil lamps‚ while fairly effective‚ tended to leave a residue of soot on anything in their general vicinity. When the science of electricity really got going in the mid 1800s‚ inventors everywhere were clamoring to devise a practical‚ affordable electrical home lighting device. Englishman Sir Joseph
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What do biologists do? What do biologists do? Biologists study many things. The three main things that they do are that they hypothesis‚ they make observations‚ inferences and they record data. Without hypothesizing‚ biologists can not experiment or create scientific laws. Being able to hypothesis is very important in the world of science. Some evidence that I have‚ to prove that biologists hypothesis‚ are the activities we did in page 17 and in page 28. In page 17‚ in our notebook‚ we
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Conclusion [Your Name] THE MOST INSPIRATIONAL PERSON IN MY LIFE I am inspired most by my mother‚ I observed her ever since I was born. It was a very natural for me as a young child to get impressed by ever her minor achievement‚ and I want to follow her footsteps. Besides she took special care to inculcate in my skills‚ habit and Ideas‚ that I have found very useful in my life. I do not want to claim that my mother is better than the average people that would sound very egoistic. But I think
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What do you desire? What inspires and motivates you to live? What sort of job would you be willing to wake up for and do from 8:30am to 5:00pm every working day? If you know this for sure then you are amongst the very few graduate students who do. Good evening toastmaster and guest speakers. Tonight I will deliver a speech that tackles the transition of students into the working world‚ a usually very tough transition that is. And I feel like bestowing something inspiring upon you all. I am in my
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Professional athletes are role models for many young children & adolescents. If for example a young child hears about an athlete using drugs‚ he might think that using drugs is all right for him as well. Similarly‚ if the athlete is not severely punished then the child will think he can get off easy too. However if a child sees that the sport wants to remediate any and all situations involving professional athletes taking drugs‚ he will be helped to understand that taking drugs is socially unacceptable
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When floods develop‚ the places in which they do so are called water sheds. These water sheds can be either man made or they can be natural. A watershed is defined as an area that is between a land mass and a water source. A watershed can be a lake or a river. If this particular watershed is working appropriately‚ then the water should be drained into the ground naturally. However‚ if there is too much snowfall or rainfall‚ then the watershed cannot hold so much water and this results in overflowing
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Professional Career Action Plan Suzanne Moore HCS/449 April 23‚ 2012 Terresa Randolph After four years of learning to be a college student and meeting the requirements of each of my instructors‚ it is time for me to prepare for graduation and the move onto my career dreams. The creation of my career action plan is one of the many steps I will take to assess my goals‚ abilities‚ skills‚ weaknesses‚ and likelihood of landing gainful employment. My career action plan can be considered a roadmap
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How far do you agree that Garibaldi played a more important part than Cavour in the Unification of Italy? Garibaldi and Cavour were two very influential people in the unification for Italy and without them the unification may not have occurred. Although they both ultimately wanted the same thing‚ the unification of Italy‚ they went about it in different ways. Cavour was a highly intellectual man‚ who orchestrated things from a political stand point ensuring good relations with countries like France
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