International Banking and Finance Securitization and its Role in Creating Toxic Assets June 2014 Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages‚ commercial mortgages‚ auto loans or credit card debt obligations and selling said consolidated debt as bonds‚ pass-through securities‚ or collateralized mortgage obligation (CMOs)‚ to various investors. The principal and interest on the debt‚ underlying the security‚ is paid back
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Answer to Question no-1 a) It was observed that the fruits of economic development have been enjoyed by the urban people. They are leading a better life in terms of literacy‚ sanitation‚ health facilities than their counterparts in rural areas. But the rural market is huge potential in India‚ as more than 70% of population lives in rural India. So as per the socio economic condition marketer has to plan differently for the rural market. A rural market can be defined as any market that exists
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SOCIAL FACTORS – BUSINESS ENVIRONMENT Introduction: The main factor that affects most business is the degree of competition – how fiercely other businesses compete with the products that another business makes. The other factors that can affect the business are: Social – how consumers‚ households and communities behave and their beliefs. Legal – the way in which legislation in society affects the business. Economic – how the economy affects a business in terms of taxation‚ government spending
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Cultural and Social Aspects The culture of buying footwear online is very much present in New Zealand‚ with their online shopping expenditure to reach $3.19 billion‚ a growth of 19 percent since 2011. 1.9 million New Zealanders over the age of 15 will make online purchases‚ with retail categories with the strongest growth being the clothing and footwear categories (Pwc 2012). Almost half of New Zealand’s population will shop online in 2011 with each shopper spending an average of NZ$1‚400. Consumers
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Roll no. 33118 Assignment series 1 Problem From gapminder.org we are required to compare the following countries for their economic and social indicators and report salient findings. We have to figure out whether India is a superpower or not. 1. India 2. Pakistan 3. Bangladesh 4. Nepal 5. Sri Lanka Assumptions 1. Year 1947 is taken because three out of the given five became independent around that time with Nepal in 1923 and Bangladesh in 1971. 2. Super-power country doesn’t
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exploition of the population in 21st century.They destroyed this beautiful environment by cutting the trees without thinking the causes effect and disregard the trees play the important roles in our daily life.This is because the trees act as carbon sink‚ fight soil erosion and as the windbreak and sound barriers. Firstly‚the role of trees act as carbon sink in our environments everyday which are really vital for the life.As we know that the trees are the largest and longest living organisms
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amounts‚ and in moderation. On the other hand there are bad short and long term effects. There are certain factors that contribute to a person becoming an alcoholic‚ as they are: Genes‚ Physiologically or Social factors. The effects that a person will get are all based on certain factors like‚ how much and how often alcohol is consumed‚ the age of the person‚ when the person started and how long they have been drinking for‚ gender‚ their family history and last but not least based on their health
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Assignment Week One Case Steve Jackson Faces Resistance to Change A paper submitted to Instructor In partial fulfillment of the requirements for MBA 530 At Benedictine University‚ Lisle‚ IL. Abstract The Harvard Business Review of Steve Jackson Faces Resistance to Change case study intent is to provide an intricate description of how employees resist change. Different personality traits‚ egotism‚ awareness‚ and social diversity are all factors that affect the outcome when implementing
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Cultural Factors Affecting Business Development TK Maxx Entering Japan Individual Report International Management SZ376U Introduction As with most international products and services decisions an organisation can either adapt or standardise their promotional strategy and message. Basic marketing concepts inform businesses that they will sell more of a product if they aim to meet the needs of their target market. In international markets‚ consideration of the consumers cultural background‚ buying
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initiator of social change”. To what extent to sociological arguments/evidence support this view. There is great debate concerning the role of religion in society‚ and whereas some claim that religion acts as a conservative force (that is‚ it inhibits change)‚ others argue that religion is a major contributor to social change. As would be expected‚ many sociologists have took the middle ground‚ and argue that religion can act as both as conservative force‚ and an initiator of change. The view
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