Introduction The most important finding in the last two decades in the world of finance did not come from the world of the rich or the relatively well off. More important than the hedge fund or the liquid yield option note was the finding that the poor can save‚ can borrow‚ and will certainly repay loans. This is the world of microfinance. Definition Microfinance may be defined as "provision of thrift‚ credit and other financial services and products of very small amounts to the poor in rural‚ semi-urban
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Electronics Essay Naturally‚ our day to day lives evolve alongside the progression of technology. Some claim that technology has educational benefits‚ yet others believe that technology creates more problems than it diminishes. Although technology allows children to connect to others with ease‚ its negatives still outweigh its positives in the domain of school. Before adapting completely to this new world of technology‚ schools must consider the negative side of technology‚ including its useless
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their engagement in forms of language such as‚ reading‚ writing and even restricts how they speak. Which‚ naturally made language a desire by women‚ because it’s degrading to not have freedom of speech. Atwood utilizes literary elements point of view‚ dialogue and diction‚ to convey how powerful language is in this world. The protagonist of this story‚ Offred is a prime example of how powerful language is. She states how uses language daily by making mental notes throughout the day forming a story. Offred
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Distinguish between MYOPIA and HYPEROPIA and outline how technologies can be used to correct these conditions. Hyperopia and Myopia are both vision problems and refractive errors but Hyperopia‚ more commonly known as farsightedness‚ is when a person has trouble seeing things far away but has no trouble seeing them close up‚ Myopia is known as near-sightedness‚ it is when the person can see things far away with no problems but when things are closer to them they have trouble focusing on them and
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Summary This article is giving experience suggestion that certain definite strategies can be used by businessman to protect their firms’ market. Corporation today compete on an international basis‚ so must have an appropriate international business strategy which can give comparative advantage. Yet the managers rarely have a systematic approach to their international business operation. The insular company with unattractive options is losing market share and margin. To deal with this dilemma requires
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1 Introduction The delivery of health care services in the Philippines was officially devolved from the Department of Health (DOH) to the Local Government Units (LGU’s) in 1991 with the passing of the Local Government Code. The actual implementation of the devolution‚ however‚ was accomplished in 1992. Aside from gaining total control over the supervision and implementation of health care services‚ LGU were also granted the administrative autonomy‚ which enable them to source or raised local revenues
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other variations of the DDM can one use and Why?” asked Dwayne. What should Jonathan’s response be? Jonathan’s response should be like this‚ “The other variation of the DDM can one use is by calls for recognizing that the dividend payments may grow as a small but constant rate. With this approach‚ the equity of the company is considered to be a perpetuity. Understanding which scenario is applicable to the stock under consideration is very important‚ as it will impact how the dividend payment relates
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company so that there is a balanced argument. Following the findings‚ a conclusion can be drawn to inform a strategic decision. 2.0 Brief History‚ Recent News Coverage and General Reputation 2.1 Brief History For nearly 100 years‚ IBM has been working in the information-handling field‚ such as the recording‚ processing and storing of information‚ and pioneering information technology (IBM‚ 2013a). IBM’s history can be traced back to the 1880s‚ where several separate companies were formed who would
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rude‚ it also affects people’s lives and how people live. Racism is atrocious and it agonizes many people. First‚ Scout and Jem were walking around outside. Then‚ suddenly Mrs. Dubose stopped them from walking. Both Jem and Scout are not fond of Mrs. Dubose since‚ she is a rude person. Mrs. Dubose started to say rude comments about Atticus due to him helping a black man. ""But Mrs. Dubose held us; "not only
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Electronic Waste The mishandling of electronic waste also referred to as E-Waste‚ has lasting environment and social impacts on underdeveloped and struggling countries that become dumping grounds for unwanted and nonworking electrical and electronic components and devices. Many of the electronic-waste recycling facilities are located in South and East Asia. E-waste is a source of electronic parts and valuable metals for reuse. This industry is only profitable in Asia‚ because laborers work for
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