is to measure the effects of a program against the goals it set out to accomplish as mean of contributing to the subsequent decision making about the program and improving future program making. Moreover‚ assessment is conscious and systematic activities used by teacher and student to gather information‚ analyzing and interpreting it‚ drawing inferences‚ making wise decisions and taking appropriate actions for the service of improving teaching and learning. Evaluation is the systematic examination
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HOW ADVERTISING AFFECTS OUR SOCIETY Advertising is an important social phenomenon. It both stimulates consumption‚ economic activity models‚ life-styles and a certain value orientation. Consumers are confronted with substantial daily doses of advertising in multiple media. With the perpetual bombardment of marketing media‚ it is presumable that it will affect our individualism and society as a whole. This is an analytical approach to advertising’s effects on the society. Consumer minds’ can be
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Part I – Relation between BI rate and banks interest rate A. BI rate We take the BI rate‚ as the variable being estimated‚ from the period of 2006 until 2012. We then take the average rate in each year‚ rather than taking the rate in each month. As a note to the year 2012‚ we take the average rate that ranges only from January until August. Figure 1. BI rate (Percent per Annum) Source : Indonesian Financial Statistics‚ Bank of Indonesia‚ http://www.bi.go.id/web/en/Statistik/Statistik+
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Impact of interest rate on Market Interest rate is one of the most prominent macroeconomic factors among many other macroeconomic factors. It has direct impact not only on our market but also on other macro economic factors like inflation‚ money supply and investment. Government uses this powerful tool to control money supply‚ inflation‚ recession‚ employment and also investment pattern. Over all‚ we can say that through interest rate government controls the economic phases of a country. Now in
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Heart rate is an extremely important part of many people’s lives. It affects our personal health and how our body works. When the body exercises‚ the heart rate goes up and when the body is inactive or not being active the heart rate goes down. When the pulse is pumping fast‚ then that means work is being done. Having a high heart rate is good for the heart and the body. Obese people can use heart rate and exercise to change their life. Due to the amount of people that are obese‚ a good amount of
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Technology is the present world. It affects people’s daily lives. Whether it inspires somebody to be the master at videogames or makes somebody a computer hacker. It has changed the generation of teenagers/young adults rapidly. It has made the generation more greedy‚ ignorant‚ and lazy. For instance‚ my parents did not have fancy cell phones or high-tech computers back then because it was never created. They only had a bike and ball until it was worn out. They never thru a fit for not getting what
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7 7. REFERENCES 7 INTRODUCTION The impact of the change interest rates and inflation has a persistent impact on the well being of any given society. For this purpose it is the understanding that each individual in society should have an understanding of what such changes bring fourth for the man on the street. In this introduction‚ we are going to introduce certain key points to remember when dealing with interest rate- and inflation changes. Inflation is a sustained increase in the general
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Exercise affects all people differently‚ specifically a person’s heart rate and blood pressure. After exercising your heart rate should increase and your blood pressure should decrease (Blood Pressure Association‚ 2008). The purpose of this lab was to determine which level of exercise would have the greatest impact on affected pulse and blood pressure. In this lab we tested how exercise affected heart rate by testing a random group of people with different body types and exercise levels to see how different
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Inflation and Interest Rate Interest and inflation are key to investing decisions‚ since they have a direct impact on the investment yield. When prices rise‚ the same unit of a currency is able to buy less. A sustained deterioration in the purchasing power of money is called inflation. Investors aim to preserve the value of their money by opting for investments that generate yields higher than the rate of inflation. In most developed economies‚ banks try to keep the interest rates on savings accounts
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Factors that affect exchange rates. Like any price‚ the exchange rate deviates from the cost basis - the purchasing power of currencies – under the influence of supply and demand of currency. The ratio of the supply and demand depends on several factors. It reflects connections with other economic categories - cost‚ price‚ money‚ interest‚ balance of payments‚ etc. There is a complex of interweaving and nomination of decisive factors. Among them are the following. • 1.The rate of inflation. The
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