Countrywide Financial: The Subprime Meltdown Briarcliffe Online Live Chat 1 Unit Three Ramon Geronimo BA-338-2-SUM1-BRI12 Business Ethics Prof. Raymond Manginell June 1‚ 2012 Abstract 1. Are subprime loans an unethical financial instrument‚ or are they ethical but misused in a way that created ethical issues? 2. Discuss the ethical issues that caused the downfall of Countrywide Financial. 3. How should Bank of America
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Fischer BUS - 340 November 8‚ 2013 Ryan Kelly The Legal and Ethical Considerations of Marketing in America Paper What is legal and what is ethical can be identical in some circumstances and varied in others. To this end‚ marketing is an especially challenging industry. It deals with both consumer and industry interaction. The opportunities and disputes that continuously arise can inspire resoluteness as it pertains to what could and should be done to solidify continued relationships and confidence
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Introduction Countrywide Financial Corporation projected being the largest real estate mortgage company in the United States. In 1969‚ Angelo Mozilo and his partner David Loeb‚ founded Countrywide in New York with the vision of providing a diversified real estate lending service. The company’s intentions were phenomenal as well as the initial profitability; however‚ unethical behavior took place within the company causing a huge loss. The predatory lending actions relied on fraudulent and misconduct behaviors
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says‚ Bank of America has long rued its decision in 2008 to acquire Countrywide Financial‚ the subprime mortgage giant. To date‚ the bank has set aside some $40 billion to settle claims of mortgage misconduct that occurred before it acquired the freewheeling lender. Enlarge This Image Charles Krupa/Associated Press A Bank of America branch in Boston. The bank has set aside billions of dollars for claims of mortgage misconduct. Add to Portfolio Bank of America Corporation
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History Paper Who discovered America? By: Deanne Mastrocola Why is it that American culture today attributes its geographic discovery to a man named Christopher Columbus? Could it be that he was the first European to claim this land as part of an Imperialistic expansion or is it merely out of convenience for the history books? It is known that the American continent was populated by 1000 AD which is long before settlements by Viking fisherman and even longer before the arrival of Columbus
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Do you really think Columbus discovered America? What does discovering a country consist of? Well‚ Columbus may have started the expansion of the “The New World” but‚ certainly did not find it first. Native Americans were living on “The New World” way before Columbus and the English came along. When Columbus arrived to America in 1492 he thought he landed in India but‚ come to find out this was “The New World”. Despise his actions he had millions of innocent Native Americans killed and tortured.
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This essay is based on a case scenario and will critically analyse the ethical dilemmas that health and social care practitioner’s encounter with regards to: implications of consent‚ disclosure of personal information and maintaining patient confidentiality. The legal aspects of the scenario will be discussed in relation to the breaching of confidentiality and how the Data Protection Act (1998) can conflict with other legislation intended to protect patient’s rights. In addition it will identify
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Dockswell AMH 2010 14 November 2014 Christopher Columbus Christopher Columbus is known for discovering the “new-world”‚ including America and other countries. Although‚ there is a lot of controversy surrounding whether or not he should be dubbed as the person who discovered America. It is only said that he discovered America because no one in Europe had ever been to America before. Columbus was doubted by his King and his Queen to even survive the trip. However‚ when Columbus came back and showed the
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Course: Legal & Ethical Environment Professor: Dr. Libertella Chapter 16 Business Ethics Perspective P419 1. Stewart was not an insider of ImClone and she received the tip from her stockbroker. Does she have an ethical obligation to ask where the tip came from or why the broker was recommending selling the stock? Does the fact that Stewart was an officer and director of a publicly traded corporation require her to use higher ethical standards when buying and selling stock of other companies
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Africa‚ India‚ Singapore‚ etc If the Chinese wanted to‚ they could have sailed all the way to Europe and even as far as North America. However‚ the Chinese ran into some political problems that prevented explorations in the future. If they had continued their voyages‚ it would have been possible for them to have discovered the New World before Columbus. Had China discovered America before Columbus‚ our world would be different from what it is today. During the mid 1400 ’s‚ China was plagued with
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