How a bank makes profit-an interesting primer by vinayak date. ‘Trust’ bank has opened 10 branches and has become operational on 1/4/2009.on 31/3/2010 it has total deposits of rs 1000 crores. Equity capital of rs. 100 crores divided in 10 crore shares of rs. 10 each. Given this basic data let us try working out basic parameters of banks business ‚ with certain assumptions‚ to keep things simple. Cost of funds----- Analysis of Deposit mix-4o% casa deposits. Of which 25%savings deposits
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Chmielaki is one of the most famous festivals of beer in Poland. Chmielaki takes place every year in Krasnystaw‚ a small picturesque town fifty kilometres south-east from Lublin. The event is held at the end of August and continued for three days. Exhibitors of beer compete for the prize of Grand Prix of Chmielaki. The concomitant circumstances are concerts‚ bungee‚ tents with gifts and snacks and of course with beer. Last two years‚ I went to see what the excitement was all about. When I arrived
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A festival is an event which is celebrated collectively for celebrating a cause. Festivals are mostly celebrated to propagate the cultural heritage of nations. Festivals highlight various aspects of a society. For example people in all around the world celebrate Christmas‚ New Year‚ Sports events such as Olymics‚ Easter‚ Eid and other religious and cultural events to exhibit their emotions and happiness. Festivals at national level help to promote solidarity and patriotic spirit in the society. Religious
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municipalities of Aklan province. Province/City Capital Population (2010)[6] Area (km²) Pop. density (per km²) Aklan Kalibo 535‚725 1‚817.9 294.7 Antique San Jose de Buenavista 546‚031 2‚522.0 216.5 Capiz Roxas City 719‚685 2‚633.2 273.3 Guimaras Jordan 162‚943 604.7 269.5 Iloilo Iloilo City 1‚805‚576 4‚719.4 382.6 Negros Occidental Bacolod 2‚396‚039 7‚926.1 302.3 Bacolod City[c] — 511‚820 161.5 3169.2 Iloilo City[c] — 424‚619 56.0 7582.5 DIALECTS
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Panagbenga Festival - Baguio Flower Festival Baguio City: February 1- February 29 It’s flower season at the City of Pines -- perfect timing for an all-out fiesta in the streets. The Baguio folks take a break on these days to revel in the cool climate and the unique culture of their city. Multi-hued costumes are worn‚ mimicking the various blooms of the highland region (or any of its 11 ethnic tribes). There’s also the half-dozen or so flower beds-- disguised‚ of course‚ as the Panagbenga parade
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10 Tips for Building an Emergency Fund & Why It’s So Important As people grow and become more aware of the world‚ they sometimes learn lessons the hard way. Life is unexpected‚ so anything can happen to anyone at any moment without notice. People fall ill‚ cars break down and houses flood whether people are prepared or not. After something unfortunate has happened‚ it is very likely that you will need money to pick up the pieces and start to build again. The problem with this is you may not have
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The Osun Festival There are many Festivals in Nigeria‚ some of which date to the period before the arrival of the major religions in this ethnically and culturally diverse society. Does anyone know about The Osun Festival in Nigeria? The early history of the Oshogbo people is founded on mythical and spiritual beliefs‚ along the lines of the traditions of the Yoruba people. The Osun River goddess is credited with the founding and establishment of Oshogbo town. Some accounts describe her as Oso-Igbo
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29‚ 2012 Martha Nussbaum: “Not for Profit: Why Democracy Needs the Humanities” Martha C. Nussbaum is the author of the book‚ “Not For Profit: Why Democracy Needs the Humanities.” The book begins by drawing the reader’s attention by explaining the “Silent Crisis.” She describes education in the eyes of the government‚ and in the eyes of the people. There is a connection made between education and the liberal arts. The title of the book‚ “Not For Profit‚” are three simple words that when put
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PANAGBENGA FESTIVAL (BAGUIO) Panagbenga Festival (English: Flower Festival) is a month-long annual flower festival occurring in Baguio‚ the summer capital of thePhilippines.[1] The term is of Malayo-Polynesian origin‚ meaning "season of blooming".[1] The festival‚ held during the month of February‚ was created as a tribute to the city’s flowers and as a way to rise up from the devastation of the 1990 Luzon earthquake.[2] The festival includes floats that are decorated with flowers not unlike those
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is a Festival ? A festival or gala is an event ordinarily staged by a local community‚ which centers on and celebrates some unique aspect of that community and the Festival. Festivals‚ of many types‚ serve to meet specific needs‚ as well as to provide entertainment. These times of celebration offer a sense of belonging for religious‚ social‚ or geographical groups. Modern festivals that focus on cultural or ethnic topics seek to inform members of their traditions . Lebanese Festivals:- The
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