numbers and quantitative results as opposed to the original mission of achieving a significant social impact. ii I examine three of the pioneering microcredit institutions: ACCIÓN International‚ Grameen Bank (with a look at Grameen Trust and Grameen Foundation) and FINCA International. Experiences of other institutions and
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Chapter 6 After reading this chapter‚ you should be able to: LO6-1 Use elasticity to describe the responsiveness of quantities to changes in price and distinguish five elasticity terms. LO6-2 Explain the importance of substitution in determining elasticity of supply and demand. LO6-3 Relate price elasticity of demand to total revenue. LO6-4 Define and calculate income elasticity and cross-price elasticity of demand. LO6-5 Explain how the concept of elasticity makes supply and demand analysis more
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1.1 The micro-environment This environment influences the organization directly. It includes suppliers that deal directly or indirectly‚ consumers and customers‚ and other local stakeholders. Micro tends to suggest small‚ but this can be misleading. In this context‚ micro describes the relationship between firms and the driving forces that control this relationship. It is a more local relationship‚ and the firm may exercise a degree of influence. These are internal factors close to the company
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Micro economics is a branch of economics which studies individual firms and consumers. The basis of micro economics is supply and demand; how does the market react to changes in supply and demand and inevitably how does it affect price. Microeconomic decisions by both firms and individuals are motivated by cost and benefit considerations. Costs can be either be in terms of financial costs such as average fixed costs and total variable costs or they can be in terms of opportunity costs‚ which consider
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In counseling‚ the use of micro-skills such as disclosure‚ proxemics‚ and eye contact helps to strengthen the therapeutic relationship‚ which in turn generates a more positive counseling outcome. These skills are used as non-verbal cues of communication‚ and develop a positive rapport within the counseling session. Disclosure‚ often termed ‘self-disclosure’ is when the counselor reveals personal information about him/herself that should have beneficial effects on the client. Proxemics
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HAVE WE TAKEN OUR INDEPENDENCE FOR GRANTED ????? Today as we freely move around in our country without anyone questioning or imposing any kinds of restrictions on us we feel satisfied and contended. But this satisfaction is due to the efforts taken by our freedom fighters or national leaders to free our country from the British rule. Its because of our them that today we are enjoying are freedom. Their satyagrahas‚ sacrifices‚ and tortures have resulted in the freedom that
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ways in which microbes affect our lives. Help maintain the balance of living organisms and chemicals in our environment. Marine and fresh water microorganisms form the bases of the food chain in oceans‚ lakes‚ and ricers. Soil microbes help break down wastes and incorporate nitrogen gas from the air into organic compounds‚ thereby recycling chemical elements between the soil‚ water‚ life‚ and air. Some microbes play a role in photosynthesis. Microbes in our intestines for digestion and the
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Chapter 3 Key Terms Federal system- system of government where the national government and state governments share power and derive all authority from the people Confederation- Type of government where the national government derives its powers from the states; a league of independent state Unitary system- system of government where the local and regional government derive all authority from a strong national government Tenth amendment- The final part of the Bills of Rights that defines the
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Sociological theories can be divided into two categories‚ macro-sociological and micro-sociological theories‚ otherwise known as structural and action theories‚ respectively. As sociological theories‚ they both aim to explain the society we live in‚ but differ in where they choose to focus their explanation‚ with macro-sociological theories observing society as shaping the individuals that live in it‚ and micro-sociological theories observing individuals as shaping the society they live in. Structural
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supports‚ it is recommended that Government should try to provide sufficient infrastructural facilities such as electricity‚ good road network and training institutions to support SMEs in Nigeria. Key words Small and medium enterprises; Microfinance; Loans; Nigeria 1 Introduction This paper intends to contribute to the array of literature written by different scholars on Microfinance and SMEs development. Like other countries of the world‚ SMEs in Nigeria have the tendency to serve as sources
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