Global Journal of Business Research‚ Vol.2‚ No.2‚ 2008 ICT AND NIGERIAN BANKS REFORMS: ANALYSIS OF ANTICIPATED IMPACTS IN SELECTED BANKS Osabuohien‚ Evans S.C.‚ Economics & Development Studies Department‚ Covenant University‚ Ota‚ Ogun State‚ Nigeria ABSTRACT Banking has become highly ICT based and due to its inter-sectoral link‚ it is reaping the benefits of technological revolution as evidenced by its application in most of its operations. The study carried out empirical analysis of the anticipated
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Impact of Technology in Business – E-Commerce Since the introduction of the Internet in the 1950’s‚ development of technology began for use by the military until it was soon introduced to the public for commercial and private use. Throughout the decades ever since‚ technology was then on the road to sudden rapid expansion‚ with a big boom in new hardware‚ software and internet capabilities such as faster computer speeds‚ faster internet connections and efficient software. Convenient services appeared
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IMPACT OF CREDIT RISK ON PERFORMANCE OF NIGERIAN BANKS BY LAWAL AHMED ABSTRACT BACKGROUND TO THE STUDY Financial institutions are germane to the economic development of any nation through the financial services they provide. Their intermediation role can be said to be a catalyst for economic growth. The banking industry in Nigeria has achieved great prominence as a result of the intermediation role. The efficient and effective performance of the financial services industry over time is
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THE CIVIL AND THE PUBLIC SERVICE DIFFERENCIES A public Servant is someone who does something that is in the best interest of the people. It can fit many different roles but is often used by politicians to describe them. A Civil Servant is someone whose job is to do government work‚ usually a bureaucratic. A civil servant or public servant is a civilian career public sector employee working for a government department or agency. The term explicitly excludes the armed
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What happens when a bank accepts a check with a forged endorsement? Who suffers the loss? Who is liable? Where can these answers be found? Check fraud law is governed by Articles 3 and 4 of the Uniform Commercial Code (UCC). The National Conference of Commissioners on Uniform State Laws and the American Law Institute created the Uniform Commercial Code in a joint effort. It took over ten years to originally draft the UCC‚ and a further fourteen years for the UCC to be implemented across the country
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ijcrb.webs.com INTERDISCIPLINARY JOURNAL OF CONTEMPORARY RESEARCH IN BUSINESS VOL 3‚ NO 10 FEBRUARY 2012 The Impact of E-commerce Technology Resources and Management Skills On Organization Capabilities In Malaysia Mutia Sobihah Abd Halim (Corresponding Author) Politeknik Hulu Terengganu‚ Kuala Berang‚ Terengganu‚ Malaysia. Nuru Mazlia Musa Politeknik Hulu Terengganu‚ Kuala Berang‚ Terengganu‚ Malaysia. Ahmad Munir B. Mohd Salleh Embat Faculty of Management and Economy‚ Universiti Malaysia
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BASEL III AND ABOLITION OF UNIVERSAL BANKING MODEL – IMPLICATION FOR NIGERIAN BANKS Introduction: In the aftermath of the economic recession which pulled down many global banks and exposed multiple weaknesses in regulation and banking structures‚ the Basel Committee on Banking Supervision agreed to new rules on the minimum level (capital ratio) and composite structure of Banks capital on the 12th of September‚ 2010. Broadly speaking‚ the new rules which are widely referred to as Basel III (and are
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140249021 1. Executive Summary This report is a summary of the comparison of ratio analysis of two companies Morrisons Plc. and Sainsbury Plc. for the accounting period 2010-2011 and 2011-2012. It focuses basically on various ratios such as Profitability Ratio‚ Liquidity Ratio‚ Gearing Ratio‚ Efficiency Ratio and Investors Ratio. This ratios will give us an overview of the companys financial performance of Morrison and Sainsbury and will even help us to compare both the companys performance
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CHAPTER ONE INTRODUCTION The student industrial work experience scheme (SIWES) provide the avenue for student in Engineering‚ Natural Science‚ Environment Studies etc. to know much about the course they are studying and give them the grace to know/see possible challenges they are to encounter after graduation. The attachment provides the opportunity for student in Polytechnic for at least four (4) month while student in University for at least (6) month industrial attachment which partially fulfils
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End of Chapter Application Case 1. Why is beer flavor important to Coors’ profitability? Answer: Because our choices as drinkers depend on various factors such as the mood we’re in‚ the available venues out there‚ as well as the occasion‚ Coors believes if the company could understand the beer flavor based solely on its chemical composition‚ it would open new avenues in order to create beers that would suit almost every customer’s expectations. 2. What is the objective of the neural network
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