Discrimination of People with Disabilities The history of discrimination against people with disabilities has been very prevalent throughout the years. People with disabilities were understood to be socially and physically isolated from people without disabilities during the colonization years‚ and many years to come after that. During the settling of the original colonies‚ people with disabilities could not be cared for and were sent back to England majority of the time. When the colonial towns
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ANSWERS TO QUESTIONS FOR CHAPTER 1 (Questions are in bold print followed by answers.) 2. What is meant by a mortgage-backed security? A mortgage-backed security is a security backed by one or more mortgage loans. Like a bond that is callable‚ a mortgage-backed security allows the investor to grant the borrower an option. 4. What is the cash flow of a 10-year bond that pays coupon interest semiannually‚ has a coupon rate of 7%‚ and has a par value of $100‚000? The principal or par
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was a hard time to American since the majority of people were becoming homeless. América Changed dramatically banks were out of business‚ and saving accounts vanished. Also businesses went bankrupt; therefore most of the people in america were unemployed. The hard work of president Franklin Roosevelt‚ and other senators help creating safeness for all americans call social security act of 1935. In the book “ Our Document” by Michael Beschloss he discusses how Social Security act was created‚ and the
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old bond issue with a lower-interest cost issue if interest rates in the market decline. A call provision effectively allows the issuer to alter the maturity of a bond. The right to call an obligation is included in most loans and therefore in all securities created from such loans. This is because the borrower typically has the right to pay off a loan at any time‚ in whole or in part‚ prior to the stated maturity date of the loan.
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Medicaid Fraud HCS/545 July 9‚ 2012 Medicaid fraud comes in many forms. A provider who bills Medicaid for services that he or she does not provide is committing fraud. Overstating the level of care provided to patients and altering patient records to conceal the deception is fraud. Recipients also commit fraud by failing to report or misrepresenting income‚ household members‚ residence‚ or private health insurance. Facilities have also been known to commit Medicaid fraud through false billing
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The history of the American Disabilities Act did not begin on July 26‚ 1990 at the signing ceremony at the White House. It did not begin in 1988 when the first American Disabilities Act was introduced in Congress. The American Disabilities Act story began a long time ago in cities and towns throughout the United States when people with disabilities began to challenge societal barriers that excluded them from their communities‚ and when parents of children with disabilities began to fight against
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Memorandum: Disability Discrimination Kaplan University PA 402 Unit 9 Judgenjury May 19‚ 2015 TO: John Doe‚ CEO FROM: Sherry Metz‚ Attorney RE: Disability Discrimination DATE: May 20‚ 2015 Memorandum It has come to my attention‚ that a situation has arisen‚ which requires immediate attention. An employee‚ with epilepsy‚ feels he may be discriminated against due to his physical impairment. I hope to clarify the disability Discrimination law‚ in an attempt to correct or improve
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principal pay back of $100‚000 coinciding with the last payment of $3‚500. 12. a. What is meant by an amortizing security? An amortizing security is created from loans that have an amortization schedule. These securities will then have a schedule of periodic principal repayments. 12. b. Why is the maturity of an amortizing security not a useful measure? The stated maturity of such securities only identifies when the final principal payment will be made. The repayment of the principal is being made
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Fixed Income Securities Chapter 2 Basics of Fixed Income Securities Problem Set (light version of the exercises in the text) Q3. You are given the following data on different rates with the same maturity (1.5 years)‚ but quoted on a different basis and different compounding frequencies: • Continuously compounded rate: 2.00% annualized rate • Continuously compounded return on maturity: 3.00% • Annually compounded rate: 2.10% annualized rate • Semi-annually compounded rate: 2.01% annualized
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Disability under the Americans with disability Act(ADA) can be defined as (1) “physical or mental impairment that substantially limits one or more major life activities (2) a record of such impairment; and (3) a perception of such of such impairment” (Swanson‚ 2016‚ p.374). Reasonable accommodations can be defined as: “employer may tell applicants what the selection process consists of and whether they will need a reasonable accommodation by the employer. Examples of selection accommodations include
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