safer that paying with cash or credit. Cell phone-based finance also makes credit available to those less fortunate. They can invest in building a home or starting a small business simply by owing a cell phone. According to the Department of International Development (DFID)‚ “Over a billion people own a mobile phone
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FACULTY OF SCIENCE AND TECHNOLOGY. SEPT’ 2012. PRODUCTION TECHNOLOGY. MATRICULATION NO IDENTITY CARD NO. TELEPHONE NO. E-MAIL LEARNING CENTRE : : : : : Production Technology EBMP 3103 Table of Contents. 1.0 Introduction……………………………………………………………………………….3 1.1 Definition of Production………………………………………………………....3 1.2 Definition of Technology………………………………………………………...3 1.3 Definition of Production Technology……………………………………………4 1.4 How Technology was Discovered………………………………………………..4 2.0 Literature
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plays a major part because they have traditionally been as a platform for new songs and performer showing and promoting. However‚ the influence of digital contribution in the music radio industry is also obviously. In this article‚ I will analysis the impact of digital evolution on music recording and selling industry‚ and music artists’ career. I will focus more on the influence of digital towards the record labels. In the end‚ I will give some recommendations on how the future of music industry should
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The impact of e-banking over the personal and business life of a person or institution Introduction: Growth of Electronic banking in a country depends on many factors‚ such as success of internet access‚ new online banking features‚ household growth of internet usage‚ legal and regulatory framework. E-banking can offer speedier‚ quicker and dependable services to the customers for which they may be relatively satisfied than that of manual system of banking. E-banking system not only generates
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factors can also affect the consumer behavior. Some of the important personal factors that influence the buying behavior are: lifestyle‚ economic situation‚ occupation‚ age‚ personality and self-concept. * Age Age and life-cycle have potential impact on the consumer buying behavior. It is obvious that the consumers change the purchase of goods and services with the passage of time. Family life-cycle consists of different stages such young singles‚ married couples‚ unmarried couples etc. which
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Impact of Innovative Technology on Business - 3D Printing Impact of Innovative Technology on Business - 3D Printing Research undertaken by Singhal and Hendricks [1] indicated that when disruptive events occur within manufacturing supply chains they can have significantly adverse effects on shareholder value often resulting in share price losses of up to 25%. This research‚ Figure 1‚ shows the main types of events which cause particularly significant effects. These detrimental effects on stockholder
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The Impact of Mergers and Acquisitions in the Banking and Insurance Sector Table of Contents Executive summary 2 The impact of M&As on employees‚ staff representatives and their unions 2 The impact of M&As on consumers 3 The impact of M&As on shareholders 5 The impact of mergers and acquisitions on employees in the financial services sector (Tina Weber) 6 Introduction 6 Trends in employment in the financial services sector 6 Table 1: Employment in
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Malaysian Islamic banks for the period of 2005-2011. The stepwise multiple regression analysis and the moderated multiple regression (MMR) analysis will be used to analyze the data. Keywords: Islamic banking‚ internal banking ratios‚ external ratios‚ economic recession‚ conventional banking. Contents Abstract 2 1.0. Introduction 4 1.1. Background and Motivation 4 1.2. Objectives and Implications 5 1.3. Structure 8 2.0. Literature Review 9 2.1. Studies Conducted on Conventional
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Title: the impact of technology on family time Do you think technology has changed the way of communication? Is technology slowly taking over people live and affecting their personal relationship? Have we become addicted to the technology that surrounds us everyday and it has sucked us into it? Technology is a use of scientific knowledge for improving the way to do things. It has been playing an important role in our life. It is common today‚ many developed countries are using high technology to run
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BAO3402 INTERNATIONAL BAKING AND FINANCE GROUP ASSIGNMENT SEMSTER ONE 2013 GROUP MEMBER: SHANSHAN XU 3899722 KUN ZHANG 3812402 LIQIAO LV 3899729 DATE: 03/05/2013 Table of content The General Business Environment For General Motors Company (GM) General Motors (GM) was founded in 1908 ‚ headquartered in City of Detroit‚ since William Durant created General Motors‚ it has combined or merged with
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