cards. Credit card fraudulent is approximately 1.2% of the total transaction amount‚ although it is not small amount as compare to total transaction amount which is in trillions of dollars in 2007[ 2-4] . Hidden Markov Model will be helpful to find out the fraudulent transaction by using spending profiles of user. It works on the user spending profiles which can be divided into major three types such as 1) Lower profile; 2) Middle profile; and 3) Higher profile. For every credit card‚ the spending profile
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Jordan Gonzales Professor Romero English 68 11 November 2011 Waiting on the World to Change John Clayton Mayer was born October 16‚ 1977 and was born in Bridgeport‚ Connecticut but was raised in Fairfield‚ Connecticut. He is an American blues/pop rock musician‚ as well as a singer/songwriter. He attended Berkley College of Music in Boston. He now lives in New York City after moving to Atlanta in his younger years where he began to put his name out in the open and become recognized by thousands
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Understand how duty of care contributes to safe practice. Explain what it means to have a duty of care in own work role. As a care assistant‚ I have a Duty of Care that is a legal requirement/obligation‚ requiring that I adhere to a good quality & standard of care when providing care & support to my service users. Every individual should be supported & enabled to live in an environment which is free from prejudice & safe from abuse. My responsibility under the duty of care
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normal for people to change‚ either for good or for bad? In Arthur Miller’s play‚ The Crucible‚ many of the main characters go through drastic changes that lead to their demise. In the 17th century in Salem‚ Massachusetts a major conflict has arisen. All the young teenage girls are accusing people of witchcraft which causes a chain reaction of pointed fingers at other "witches". Over the many different series of events‚ John Proctor has changed the most. Throughout the play‚ John Proctor attempts
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The Cambridge Encyclopedia of Language: Second Edition. USA: Cambridge University Press. Depdikbud. 1985. Petunjuk Pelaksanaan Proses Belajar Mengajar dan Petunjuk Pelaksanaan Sistem Penilaian. Jakarta: Depdikbud. Djamarah‚ Syaiful Bahri.2008 Field‚ John. 2009. Listening in the Classroom. UK: Cambridge University Press. Gay. L‚ R. 1981. Education Research: Competencies for Analysis and Application‚ Clurles E. Marril Publishing Company‚ Columbus. Harmer‚ Jeremy . 1991. The Practice of English Language
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Hypothesis. 3 1.6 Significance of the study 3 1.7 Scope of the study. 3 1.8 Limitation of the study 4 CHAPTER TWO 4 LITERATURE REVIEW 4 2.1 History of the NSE 4 2.2 The role of the Nairobi Securities Exchange 6 2.3 ARCH model 7 2.5 GARCH model. 8 2.6 EGARCH model. 9 2.7 Indices study for the Nairobi Securities Exchange and the New York Securities Exchange. 10 2.7.1 Index calculation methodology 10 2.7.2 Index formula. 11 2.7.3 computational precision. 11 2.7.4 Data correction
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Organizational Change THE TECHTRON COMPUTERS "WANT TO SURVIVE‚ GO PUBLIC‚ AND THEN WHAT?" CASE Investors (venture capitalists) knew the potential was good for Techtron Computers to challenge the dominant players in the high-speed computing market. They also knew the types of computers Techtron hoped to bring to market were a long shot for success even with their significant financial investment. The four founders of Techtron all had come from large international corporations known for their high-speed
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Effecting successful change management initiatives Michael Stanleigh Michael Stanleigh is President of Business Improvement Architects‚ Toronto‚ Canada. Abstract Purpose – The purpose of this paper is to assist managers to effectively implement change initiatives. Design/methodology/approach – The author provides his viewpoint for a step-by-step approach to implementing change on the basis of his professional experience. Findings – Most change initiatives fail because management may not be
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Leading Change in an Organization Student Name MGNT 4610 Dr. Coleen James May 21‚ 2014 Abstract The reality of change is that it is likely to occur in personal life and business. In order for an organization to confront the realities of change‚ effective leadership is essential. Leadership is critical to the success of any change initiative. There are many forms of leadership that each come with a variety of personality traits‚ this paper will discuss leadership
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Impact of Change Management on Employee Morale and Performance Monica Kodithala (1010790) University Canada West High Level Design Document Professor: Michele Vincenti MBA 522- Research Project January 26th 2013 Impact of Change Management on Employee Morale and Performance This research is conducted on impact on employee morale and performance in change implementation process which is an extension to previous studies conducted in telecommunication sector. This research study is conducted
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