Insurance may be describedas a social device to reduce or eliminate risk of life and property. Under the plan of insurance‚ a large number of people associate themselves by sharing risk‚ attached to individual. The risk‚ which can be insured against include fire‚ the peril of sea‚ death‚ incident‚ & burglary. Any risk contingent upon these may be insured against at a premium commensurate with the risk involved. Insurance is actually a contract between 2 parties whereby one party called insurer
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As a Human Resources Specialist we are faced with multiply tasks and duties. Throughout the Army ranks being a professional is our number one propriety. In this essay I will discuss our roles as a Human Resource Sergeant‚ balancing our roles in the Army and what it means to be a profession. Profession are experts at what they do with specialized training‚ code of ethics and standard practice. It takes years to become a profession. Throughout our society we have encountered professionals. From
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STRICTLY PRIVATE AND CONFIDENTIAL Ir. Fredy Sibarani fredy1811@gmail.com Direct: +62 22 200 6535 Mobile: +62 8180 935 7788 +62 21 26700078 Assistant to President Director/General Manager ‚ Perum Perumnas Senior Advisor/Investor‚ PT Trimegah Securities‚ Tbk - Bandung Jan.2009 -- Now Jul. 2007 – Oct. 2008 Advising my self and several potential equity investors trading their money in stock. Team Leader‚ PT PP London Sumatra Indonesia‚ Tbk - Jakarta Jan. 2007 – Jul. 2007 Led land
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Contents 1. REPORT SUMMARY 1 2. OVERVIEW OF GENERAL MILLS‚ INC. 1 3. OVERVIEW OF DIAGEO PLC AND PILLSBURY COMPANY 2 4. OVERVIEW OF GENERAL MILLS’ ACQUISITION OF PILLSBURY 3 5. GENERAL MILLS’ STRATEGIC MOTIVES FOR ACQUIRING PILLSBURY 4 6. IS THE DEAL ECONOMICALLY ATTRACTIVE? 5 6.1. VALUATION OF PILLSBURY (WITHOUT SYNERGIES) 5 6.2. VALUE OF SYNERGIES (COST SYNERGIES) 5 6.3. VALUE OF CLAWBACK 6 6.4. VALUE OF GENERAL MILLS’ STOCK PAYMENT 9 6.5. VALUE OF DEBT ASSUMED 9 7. RECOMMENDATION FOR
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With living costs as high as they are in this day and age‚ it is completely unreasonable to expect the average individual to squander already limited resources. Receiving a bachelor’s degree today requires an assortment of classes that often are not directly related to one’s career objectives. For some‚ they find this to be an enjoyable adventure‚ broadening their knowledge and learning about new aspects of life‚ but for others this is just burdensome. However it is looked upon‚ the college curriculum
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Date: April 30th 2013 Dollar General Business Proposal Executive Summary Our group performed an analysis of Dollar General’s external and internal environment‚ which included a Porters Five Forces breakdown. Those findings as well as analysis on the company’s financial statements formed the basis for our recommendations. We considered several alternative growth strategies for Dollar General to implement. Those strategies are‚ international expansion‚ continued domestic expansion‚ internal
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fell upon the poorest in French society—the peasantry‚ the working poor‚ and the farmers. This lead to much resentment from the Third Estate towards its superiors and issues later on. The Estates-General meeting of 1614‚ revealed one of the body’s major weaknesses—the inability of the three orders to agree because of conflicting interests. The Third Estate refused to consent to the abolition of the sale of offices unless the nobles surrendered some of their privileges‚ and the meeting ended without
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DEFINITION: General cargo space or bale space the volume of the cargo holds that can be used to carry general cargo General Cargo ship has holds on the main deck and also has tweendecks‚ where cargo can be stacked atop or beneath them. TYPE OF CARGO INCLUDED These spaces can be filled by: * breakbulk cargo - variety of goods that must be loaded individually‚ is transported in bags‚ boxes‚ crates‚ drums‚ or barrels. This type of cargo is called “loose cargo” * unitized cargo.- uniform
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SUMMARY OF UNDERSTANDING STRATEGIC MANAGEMENT CHAPTER 2: The General Environment The external environment facing the organization consists of both: a. A general environment‚ often referred to as the macro-environment because changes that occur here will have an effect that transcends firms and specific industries. b. A competitive environment‚ consists of the industry and markets in which an organization competes. In order to scan and monitor their environment‚ firms require tools of
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This fact is most obvious‚ and can not be illustrated any further‚ than by looking at the worlds militaries‚ and by observing customs‚ courtesies‚ and policies of different military organizations‚ past and present. If one researches ancient armies and navies‚ it would not be hard to see‚ that while it took many hundreds of years for some civilizations to come into contact one another for the first time‚ and while each one has its own unique culture‚ language‚ and traditions‚ the application
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