four perceptions about its online banking counterpart (flow‚ structural assurance‚ perceived Web site satisfaction‚ and perceived extent of future use). The study tests the hypothesized influence of offline trust using a sample of 199 South Korean consumers responding about offline and online banking. Results show that offline trust influences all four online perceptions‚ just as proposed. These effects were especially prominent among respondents new to online banking. Thus‚ offline-to-online transfer
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The Evolution Of Banking by Andrew Beattie (Contact Author | Biography) With the exception of the extremely wealthy‚ very few people buy their homes in all-cash transactions. Most of us need a mortgage or some form of credit to make such a large purchase. In fact‚ many people use credit in the form of credit cards to pay for everyday items. The world as we know it wouldn’t run smoothly without credit and banks to issue it. In this article we’ll‚ explore the birth of these two now-flourishing industries
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Internet Banking – Experiences of International markets In the days of virtualisation where working mothers and travelling sales-team prefer to use flexi-time and remote jobs profile; Internet is being adopted as a parallel medium of communication‚ transaction‚ and social networking. Internet banking is fast gaining momentum across the globe for its convenience and ease of conducting transactions at a speed and service levels never dreamt of‚ a decade ago. In-spite of its multiple advantages
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Offshore banking is newly introduced by modern banking system. There are two different types of banking - regular "Onshore" banking and "Offshore" banking. The term "Offshore" means many things to many people. Basically the "offshore" consists of those countries which have adopted specific offshore company and/or offshore banking legislation and which have legislated privacy laws and regulations. OFFSHORE BANKING Offshore banking is a banking process happens outside the country of residence of
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the company benefits from improved productivity. 2. Role of IT for banks Banking sector is becoming highly competitive day by day. So banks can not break away from themselves from changing technological environment. Banks are dependent on IT based systems for almost all of their activities‚ although the level of sophistication and refinement in such systems may vary from bank to bank or across activities or banking Industry segments (commercial banks‚ cooperative banks etc.). Internet has significantly
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Risk of E-Banking 9-13 Discussion – Strategic Risks 14-22 Discussion – Risk Assesments 22-24 Joint Recommendations 24- 25 Case Study 25-28 Conclusion 29-35 References 35 E-BANKING & ITS RISK 1. Introduction What is E-Banking In the struggle to assign an appropriate name such technological innovation‚ are terms such as Online Banking‚ E-banking or Electronic Banking generically‚ although it should clarify what is meant by each of them. (1)3 Electronic Banking refers to
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Green Banking Strategy: An Innovative Model for Sustainable Financial Inclusion in Emerging Markets Dr. Broto R. Bhardwaj‚ Dean‚ Research and Ms. Aarushi Malhotra‚ PH.D Scholar‚ Bharati Vidyapeeth University‚ Institute of Management and Research‚ New Delhi Abstract "Green Banking"‚ an effort by the banks to make the industries grow green and in the process restores the natural environment. This concept of "Green Banking" will be mutually beneficial to the banks‚ industries and the economy by enhancing
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Mrs. Suraiya Nazeen Associate Professor Dept. of Finance and Banking University of Chittagong Submitted By: Bidhan Dev Fourth Year B.B.A.(Hon’s) ID No: 08303052 Session: 2007-2008 Department of Finance and Banking University of Chittagong University Of Chittagong Date of Submission: Letter of Submission Date: To Mrs. Suraiya Nazneen Associate Professor Department of Finance & Banking University of Chittagong Chittagong
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UPTREND VALUE : DATA BASE MARKETING In today’s competitive climate ‚marketing and cutomer’s data have became the most important key of strategic competition for many firm. This advances in bussiness and marketing makes firms more sensitive for data with the efficacy of increasing role of information technologies in preparing marketing strategies and its implementation. Together with increasing value of data and blooming customers – focused marketing concept ‚ firms have trended to systematic
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