CONCEPT OF FINANCIAL INCLUSION Financial inclusion denotes the provision of affordable financial services‚ (viz.‚ access to payments and remittance facilities‚ savings‚ loans and insurance services) by the formal financial system to those who tend to be excluded. The various formal financial services include credit‚ savings‚ insurance‚ pension and payments and remittance facilities. The most commonly understood objective of financial inclusion is to extend the scope of activities of the organized
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Financial Inclusion: A road India needs to Travel Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of society‚ in contrast to financial exclusion where those services are not available or affordable. An estimated 2.5 billion working-age adults globally have no access to the types of formal financial services delivered by regulated financial institutions. The United Nations and financial inclusion
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Literature reviews on Financial Inclusion 1. Financial Inclusion: Taking banking services to the bottom of the pyramid. By dr. k. Srinivasa Rao Objective: To extend the scope of activities of the organized financial system t include within its ambit people with low incomes and to lift the poor from one level to another through graduated credit‚ thereby facilitating them to break the chain of poverty. Introduction: _ Financial inclusion means extending the banking habit and ensuring access
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Diversity literally means difference. Diversity recognises that though people have a lot of things in common‚ they are also very different and unique. It is about recognising and taking account of those differences. Diversity consists of visible and non-visible factors‚ which include back ground‚ culture‚ work-style and personality in addition to the characteristics that are protected under discrimination legislation such as race‚ disability‚ religion and belief‚ sexual orientation‚ gender‚ and
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initiative led to the inclusion of special education students in regular education classrooms. The Federal Individuals with Disabilities Education Act and its amendments make it clear that students with disabilities will be educated in mainstream or inclusion classrooms. Inclusion can be defined as providing specially designed instruction with classroom supports for students with special needs in the regular classroom setting. All schools across the country are now using the inclusion model. There are
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Financial Inclusion Scenario (A study on extent of Financial Inclusion in remote villages of Medak Dist) P.Hima Bindu * Sneha Jain** ------------------------------------------------------------------------------------------------------------ Abstract: The correlation between financial inclusion and economic growth has long been widely recognized: low financial inclusion
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1 Socio-Cultural Approach in Montessori Method of Education: With a Special Reference to Montessori and Kindergarten Schools in Bangalore “The Child is father of the Man”‚ these words of William Wordsworth apply more to the early childhood as it is at this stage that the foundation of life is laid and nearly 75% of the adult’s personality is created. In spite of its importance the education of this stage was neglected for a long time. The formal education was started around 6 years.
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FINANCIAL INCLUSION IN INDIA Even after 60 years of independence‚ a large section of Indian population still remains unbanked. This malaise has led generation of financial instability and pauperism among the lower income group who do not have access to financial products and services. However‚ in the recent years the government and RBI have been pushing the concept and idea of financial inclusion. WHAT IS FINANCIAL INCLUSION? Financial inclusion is the delivery of financial services at affordable
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Inclusive Education Introduction Inclusion is a term that expresses commitment to educate each child‚ to the maximum extent appropriate‚ in the school and classroom where he or she would otherwise attend. It is an effort to make sure students with disabilities go to school along with their friends and neighbors while also receiving whatever‚ “specially designed instruction and support” they need to achieve high standards and succeed as learners. In my opinion‚ inclusion is the one of the best decisions
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“STUDY ON IMPACT OF FINANCIAL INCLUSION IN RURAL AREAS WITH SPECIAL REFRENCE TO SBI IN MANDLA DISTRICT” 2.INTRODUCTION India’s growth story in the years ahead will be the story of inclusive growth in which growth will not be treated as an end itself‚ though faster growth will be the main goal. Our twelfth five year plan also focuses for inclusive growth which states faster‚ more inclusive and sustainable growth. FINANCIAL INCLUSION Financial inclusion or inclusive financing is the
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