No doubt‚ the cashless economy project of the Central Bank of Nigeria (CBN) is being pursued gradually but vigorously and the introduction of mobile money in Nigeria in recent times can be better appreciated when appraised within this greater scheme of things. In Nigeria‚ as it is in other developing nations where mobile money operations have successfully taken off‚ the use of mobile phones as payment platforms has been necessitated by the need to include a greater proportion of the unbanked and
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The United States Beer Industry Over the last few decades‚ the United States beer industry has been characterized by a very clear trend toward an increase in the concentration of the market. Today‚ some 80% of all beer consumed in the United States is produced by just three companies-Anheuser-Busch (which is now owned by In Bev of Belgium)‚ SAB-Miller‚ and Molson Coors-up from 57% of the market in 1980. Anheuser-Busch had almost 50% of the market in 2008‚ up from just 28.2% in 1980. SAB-Miller (formed
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Factors affecting travel to long haul destinations. In this report I will talk about how factors affect travelling to long haul destinations and in this I will include: time zones‚ climate‚ seasonality and extreme climate conditions‚ travel restrictions‚ entry and exit requirements‚ health issues and social situations. In this report I will cover all of those with destinations such as : Australia‚ North Africa‚ Thailand‚ Indonesia‚ South Africa and few more. Time zones have a big effect on travelling
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comprehend the exchanging condition and client conduct. Macro environmental factors These elements are not firmly identified with the association but rather it has dependable and devastative effect on the association. Full scale ecological components focus the dangers and chances of the association. Full scale natural components are social‚ demographic‚ political‚ monetary‚ innovative and normal. Demographic Factors: It incorporates clients’ occupation‚ age‚ sex‚ thickness‚ area thus on and these
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Location Essay Whenever I am feeling kind of down or just need to get out of the house‚ I love to go to my barn‚ where my horses are. My horses are pretty much part of the family and mean so much to me! Also‚ they are the best listeners in the world and have so many things that make them such wonderful animals. I really love going and spending time with my horses because it is so quiet and relaxing. Some people may think‚ “Eww‚ doesn’t it smell bad?” but no it doesn’t smell bad at all to me.
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นางสาวภัทริ น หาอุ ปละ 5782020026 Closing Case 2: The United States Beer Industry 1.Why has the United States brewing industry become more concentrated over the last two decades? ● Over last two decades‚ the US brewing industry has changed in three ways. First‚ due to the growing popularity of substitutes such as wine and spirits‚ beer consumption decreased. Second‚ market share for massmarket brewers dropped because of high advertising cost. Last‚ as a result of a combination of technological change in canning and
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Automobile Industry Hailed as ‘the industry of industries’ by Peter Drucker‚ the founding father of the study of management‚ in 1946‚ the automobile industry had evolved continuously with changing times from craft production in 1890s to mass production in 1910s to lean production techniques in the 1970s. The Asian countries‚ mainly by Japan‚ China and India‚ registered a 9% increase in production over last year‚ constituting 35.9% of the global production. In fact China and India posted positive
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Larson flew to Kano‚ Nigeria‚ to begin a two-year term in an agricultural ministry in the Kano area. He returned to the United States in 1981 and enrolled in the Interdisciplinary track of Wheaton Graduate School. In June 1982 he returned to Nigeria under SIM‚ where he planned to complete his graduate degree while continuing mission work. In August 1984‚ Larson returned to Wheaton College Graduate School and received an M.A. in 1986. Larson established a joint venture in Nigeria in 1994‚ with local
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Factors affecting the demand and growth of the auto sector in India The automotive sector is one of the core industries of the Indian economy. Indian Government’s impetus to the industry by allowing continuous economic liberalization since 1991 has made India one of the sought after destination for many global automotive players. The automotive sector in India is growing at around 18 per cent per annum. Indian Auto industry has seen a phenomenal growth in the last 20 years. This is due to the
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“Sleeping Late At Night As Factor Affecting The Academic Performance Of High School Students” Joaquin Carl F. Loyola IV-Integrity CHAPTER I The Problem And it’s Settings INTRODUCTION Sleeping problems are almost always involved in mental disorders‚ including depression‚ alzheimer’s disease‚ stroke as well as head injury. And symptoms are strongly influenced by the amount of sleep a person gets. Difficulties may arise
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