INFORMAL BORROWING AND LENDING IN RURAL FINANCE INTRODUCTION This paper presents an assessment of informal borrowing and lending in rural finance with a focus on its advantages and disadvantages. It examines a number of issues related to the functioning of rural credit markets‚ determinants of rural interest rates‚ why the government intervenes in rural credit markets and how. BACKGROUND Commercial banks and other formal institutions fail to take care of the credit needs of
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Features of Indian Rural Markets *Large and Scattered market: The rural market of India is large and scattered in the sense that it consists of over 63 crore consumers from 5‚70‚000 villages spread throughout the country. *Major income from agriculture: Nearly 60 % of the rural income is from agriculture. Hence rural prosperity is tied with agricultural prosperity. *Low standard of living: The consumer in the village area do have a low standard of living because of low literacy‚ low per capita
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Task 1 Six features of natural environment that must be considered in a planning stage A- Air: In the UK air pollution started in the beginning of the industrial revolution because earth recourses were used without control. Breathing diseases are increased since then due the smog generated from the factories and that leads to the first legislation act in 1956 to control the emission waste to the environment. The emission from the factories increase the air pollution and this is the reason why
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INDIAN BUSINESS SCENARIO IN RECESSION :- ITS CHARACTERISTICS & UNIQUE FEATURES Abstract : Recession is the result of reduction in the demand of products in the global market. Recession can also be associated with falling prices known as deflation due to lack of demand of products. Again‚ it could be the result of inflation or a combination of increasing prices and stagnant economic growth in the west. Indian Economy has sustained itself inspite of global recession. This is because of domestic
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Running Head: DISCUSSION BOARD 1; RUMOR MILL DB1; Rumor Mill Martin Peters Liberty University 04/22/2012 Rumor Mill Definition: The Rumor Mill is considered an informal channel of communication and it is inevitable in an office environment of three or more people (Satterlee‚ 2009). Rumor has also been defined as information that is not verified‚ is of local or current interest‚ and is primarily intended for belief (Pleis‚ 2009). Summary: The article
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A social networking service is an online service‚ platform‚ or site that focuses on building and reflecting of social networks or social relations among people‚ who‚ for example‚ share interests and/or activities. A social network service consists of a representation of each user (often a profile)‚ his/her social links‚ and a variety of additional services. Social networking sites allow users to share ideas‚ activities‚ events‚ and interests within their individual networks. The main social networking
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Dear Maria‚ The purpose I’m giving this letter for you because someone told me that you was under depression and you was not intend to your class. It is true Maria? I know you will ignore this letter but I’m still your best friend and for sure my duty to accompany you when you are down. I don’t want to lose you. You are the one that I always share my personal problem with you and bare in your mind that you are not alone. Deep in my heart said that you are perfect to me. Each
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Contextual Factors Influencing Informal Learning in a Workplace Setting: The Case of “Reinventing Itself Company” Andrea D. Ellinger Informal learning is one of the most prevalent forms of learning in the workplace. However‚ little is known about how such learning is best supported‚ encouraged‚ and developed within organizational settings. While organizational context is considered to be significant in facilitating or inhibiting informal learning‚ limited research has been conducted that explores
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I try to speak in Received Pronunciation (RP)‚ thus I sound good because RP is associated with respectable‚ educated‚ and well off people of society. On the other hand‚ I use my regional accent as a way of gaining covert prestige context when in informal contexts‚ such as having a conversation with a friend. This indicates I am trying to come across as rebellious and independent‚ or trustworthy and down-to-earth. Also‚ I do this due to the fact
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Discuss the relationship between the cognitive and biological features of Alzheimer’s disease Alzheimer’s disease is a degenerative condition which is associated with the progressive loss of neurons and nerve cells‚ this causes people to lose their cognitive abilities such as their memory and their personalities begin to change. This is due to the fact that the disease pervades most areas of the brain. However the developing pattern of damage varies for each individual meaning each person
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