completed this report as requested by my respected lecturer. I wish to express my sincere gratitude to Puan Shashazrina Binti Roslan‚ lecturer of Personal Finance and Planning at UniversitiTeknologiMARA Johor Segamat branchfor providing mean opportunity to do this research. This research must be taken from any research journals or academic journals. The topic of this research should be related to the subject Personal Finance and Planning (FIN533) only. It can be the either main topics or sub topics of the
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The political and legal environment In the aftermath of the credit crisis‚ governments and regulators are strengthening consumer protections and promoting the concept of responsible lending; new developments are being made with the customer’s interests in mind‚ ensuring that the customer is in control of their own finances‚. The Consumer Credit Act section 75 provides added protection to consumers‚ offered for transactions over £100. It is notable that higher earners‚ are among the financially savvy
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Between Credit Cards and Cash People may prefer to have cash in their pockets while others tend to put money in their bank accounts using credit cards. Paying cash is a direct way to purchase things between the costumer and the cashier. Credit card stores a big amount of money which makes things easier‚ for some people‚ than carrying a lot of cash. Even though both cash and credit cards have about the same role‚ there are notable differences and similarities. Credit cards provide
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"Facts about Global Warming You Should Know" By: Nathalie Fiset Global warming is not a 20th century phenomenon. It has‚ in fact‚ occurred in the past more than once‚ along with periods of extreme cold known as the ice ages. With so much written and reported about global warming‚ sometimes it’s difficult to detect which is fact and which is just part of scientific scare tactics. Here are some facts about global warming that might help: What exactly is global warming? Global warming is basically
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Contents 1. Title: What do we know about the Succulent Karoo? 2. Background 3.1 Introduction 3.2 Description of the succulent karoo 3. Physical environment 4.3 Soil 4.4 Climate 4. Patterns 5.5 Diversity 5.6 Endemism 5.7 Flora 5. Growth form and water relations 6. Current activities in the succulent karoo 7. My idea. What do we know about the Succulent Karoo? Introduction Stretching from Namibia down the west coast of South Africa
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At its core‚ the American Dream is simply about possibility––it makes no guarantees. It’s an alluring but elusive ideal. Take an Impressionist painting‚ you can admire it from a distance‚ but as you get closer‚ it becomes incoherent. You lose sight of the big picture (literally). The same is true of the American Dream; you can admire it as a concept‚ but as you get closer‚ what was so clearly compelling begins to dissolve. You are absorbed in the pursuit of something fleeting––a mirage‚ just
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How much calories do nuts have. In this experiment‚ I learned the process that is used to measure how much energy is in different foods. Nuts are a natural energy filled snack. They contain a lot of energy or calories. We hear every day people talking about eating too many calories‚ but I didn’t know exactly what that meant. What does it mean to eat too many calories? But in the case of nuts‚ if one nut has 4 calories‚ and someone eats 30 nuts‚ they just had 120 calories. This is considered
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As per the Case ‘Alpen Bank: Launching Credit Card in Romania”‚ the following explains strategy on Segment‚ Target‚ and Position. This Analysis also has attached Excel sheet with numbers to support this strategy. Alpen Bank has been very successful in Romania building a profitable business for the wealthy – over 200‚000 customers in a country with 7.7 million households. As per Exhibit 5 and Table A‚ there are 27% affluent residents (over 2 million)‚ 18% middle class residents‚ and 53% others
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Do you know the elephant clock? Tahukan.com - Do you know the elephant clock? About eight hundred years ago‚ Al-jazari built this elaborate clock in order to celebrate the diversity of mankind and the universal nature of islam. At this time‚ the Muslim world spread from Spain to Central Asia. So‚ to reflect thisscope‚ Al-Jazari used Greek (Archimedes) Water Principles Combined with an Indian water timing device (ghati)‚ an Indian elephant‚ an Egyptian phoenix‚ Arabian figures‚ a Persian carpet and
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Roskelly‚H. (n.d.) What Do Students Need to Know About Rhetoric? [PDF Version] Retrieved from https://secure-media.collegeboard.org/apc/ap06_englang_roskelly_50098.pdf This text provides information to students about rhetoric and what they should know. Students should understand that rhetoric is used every day but the awareness of how to utilize rhetoric can enhance the way you communicate. Three aspects of rhetoric covered in the text are the rhetorical triangle‚ the rhetorical appeals‚ and visual
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