Name: Hafsah Class: Lower 6 Subject: Business studies Sources of Finance * Why do businesses need finance? * Types of finance * Internal sources of finance * External sources of finance * Factors to be considered when choosing sources of finance Sources of finance Finance: Finance is the study of how investors allocate their assets over time under conditions of certainty and uncertainty. A key point in finance‚ which affects decisions‚ is the time value of money
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AGEC 424 term project presentations. Explain in one or two sentences. a. (2 points) My company has a debt ratio (TL/TA) of 1.08. b. (2 points) The industry has an equity multiplier of 0.73. c. (2 points) My company has poor earnings from interest because TIE is only 2 compared to the industry median of 8. d. (2 points) I need to present both ITO and inventory conversion period because they show different information. 6. The risk free rate and MRP were given to you as 2%
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$100 invested for 10 years at 12% interest is worth more in FV terms than $200 invested for 10 years at 4% interest. Your Answer Score Explanation True Correct 5.00 Correct. You know the mechanics for calculating FV. False Total 5.00 / 5.00 Question Explanation All about compounding. Question 3 (5 points) Shawn wants to buy a new telescope. He estimates that it will take him one year to save the money and that the telescope will cost $200. At an interest rate of 6%‚ how much does Shawn
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University of Amsterdam‚ Business School Caput Commercial Banking Academic Year 2010/2011 Exam January 2011 Student name …………….. Student ID …………….. Signature …………….. Instructions The rules of this exam are as follows: • Please write your full name‚ student ID and signature. • Please keep all answers brief and to the point. Do not provide irrelevant informa- tion‚ but show all steps that are necessary to solve a problem. • There are 12 pages in this exam including this page. Questions start
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The Open Polytechnic of New Zealand Trimester 1‚ 2012 71303 Corporate Finance Final Examination Time allowed Three hours‚ plus 10 minutes to read this paper. Instructions 1. 2. 3. 4. Answer all questions. Read each question carefully. Start each question on a new page. Show all of your workings. Mark allocation Question Part A Part B 1. 2. 3. 4. 5. Cost of capital Risk and return Investment timing real option Capital structure Dividend policy 14 12 15 20 15 Total 100 Topic Multiple-choice
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Shelby could increase her emergency fund by finding a back that will allow her to earn a higher interest rate. She can do this by either utilizing a savings account with the best interest or finding a bank with Interest earning checking. As we discussed in class last week‚ she could save money by using apps or coupons to get her food and household supplies cheaper. This will allow her to have more money
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this chapter is likely to be at best a refresher.1 This chapter covers • Net present value (NPV) • Internal rate of return (IRR) • Payment schedules and loan tables • Future value • Pension and accumulation problems • Continuously compounded interest Almost all fi nancial problems center on fi nding the value today of a series of cash receipts over time. The cash receipts (or cash fl ows‚ as we will call them) may be certain or uncertain. The present value of a cash fl ow CFt anticipated
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“THE CREDIT CARD ACCOUNTABILITY RESPONSIBILITY AND DISCLOSURE ACT” The CARD Act of 2009 May 19‚ 2009 Prevents Unfair Increases in Interest Rates and Changes in Terms • Prohibits arbitrary interest rate increases and universal default on existing balances; • Requires a credit card issuer who increases a cardholder’s interest rate to periodically review and decrease the rate if indicated by the review; • Prohibits credit card issuers from increasing rates on a cardholder in the first year after a credit
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860)TOTAL LIABILITIES AND SHAREHOLDERS EQUITY$ 7‚835‚730As stipulated‚ your company is having financial difficulty and has asked the bank to restructure its $3million note outstanding. The present note has three years remaining and pays a current interest rate of10%. The present market rate for a loan of this nature is 12%. The note was issued at its face value. Thebank agrees to accept land in exchange for relinquishing its claim on this note. The land has a bookvalue of $1‚950‚000 and a fair value
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1.0 INTRODUCTION 1.1 Origin of the Report Internship program is a prerequisite for EMBA program. Before completion of the degree‚ a student must undergo the internship program. Internship program is a perfect blend of the theoretical and practical knowledge. As the classroom discussion alone cannot make a student perfect in handling the real business situation‚ therefore it is an opportunity for the students to know about real life situation through this program. This program consists of
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