including inflation rate‚ discount rate‚ GDP and T-bill rate has been collected for five years from State Bank of Pakistan and Economic Survey of Pakistan. The results have been computed through Linear Regression model using the following variables Dependent Variable Based on the data available from HBL’s financial statements‚ Interest spread of the bank has been calculated and taken as a dependent variable. Interest spread is calculated as the difference between interest paid on deposits
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calculator) Exam Review: GDP: * Y = C + I + G + ( X - M ) Pent-Up Demand “If you want to slow an economy to a screeching halt‚ make tax policy uncertain.” Fiscal Cliff: * Jan 1‚ 2013 * Bush era tax cuts expire‚ increasing tax rate for ALL income groups * Automatic spending cuts (Official) Start of the last recession: * December 2007 (Official) End of last recession: * June 2009 Chapter 16: * Not on final‚ but know the difference between risk of bankruptcy
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In addition‚ this would lead to a shift to the right in the Aggregate Demand curve. Furthermore‚ changes in interest rate are a key determinant of consumption expenditure. This is because higher interest rates lead to a decrease in spending by consumers. People will be able to save more and will be able to pay back more money to mortgage repayments. However‚ a fall in interest rate will usually stimulate a rise in consumer expenditure. This is because it makes it cheaper for consumers to borrow
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Charlene. PepsiCo Inc. is an American multinational food and beverage corporation headquartered in Purchase‚ New York‚ United States‚ with interests in the manufacturing‚ marketing and distribution of grain-based snack foods‚ beverages‚ and other products. PepsiCo was formed in 1965 with the merger of the Pepsi-Cola Company and Frito-Lay‚ Inc. PepsiCo has since expanded from its namesake product Pepsi to a broader range of food and beverage brands‚ the largest of which include an acquisition of Tropicana in
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inflation and unemployment rates. The interest rates in the U.S. are also slightly declining. Prime Rate The current prime rate is a commonly used short term interest rate used in the banking system in the United States. The current prime rate is 3.25% in the U.S. All types of American lending institutions (traditional banks‚ credit unions‚ etc.) use the U.S. prime rate as an index or foundation rate for pricing.
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TREASURY BILLS Treasury bills are instrument of short-term borrowing by the Government of India‚ issued as promissory notes under discount. The interest received on them is the discount which is the difference between the price at which they are issued and their redemption value. They have assured yield and negligible risk of default. Under one classification‚ treasury bills are categorised as ad hoc‚ tap and auction bills and under another classification it is classified on the maturity period
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+YANNI TOURNAS PhD from KELLOGG GSM/ Northwestern University QUIZ Short Answer Questions Midterm Exam (Multiple Choice ) Final Exam (Multiple Choice) EXTRA CREDIT: FED CHALLENGE MAIN CHARACTERISTIC OF OUR WORLD: Limited Resources Opposite to UTOPIA EDUCATION VERY IMPORTANT: WHY? Deal with real world problems Example: Someone is sick For solving any real world problem important to analyze it through the following framework: A) What is our OBJECTIVE B) CHOICES we can choose from to attain
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on the news‚ many truly don’t know the ramifications of the very critical ongoing issue. The U.S. National debt affects consumers every day‚ in just about every imaginable way but probably most notably in Americans facing higher taxes‚ higher interest rates‚ and the U.S. government cutting back on services‚ weaker job markets‚ and lastly inflation. These five issues are just a few of many ways that the U.S. National Debt affects consumers on a daily basis. Higher Taxes In an article written by
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the Multiplier Model‚ The Financial Sector and the Economy‚ and Monetary policy. Most of our team was comfortable with the financial sector and the economy‚ especially with understanding how the interest rates work. Learning how the Federal Reserve works and controls the money supply and interest rates in our economy was an interesting point for many of us as well. Appendix A. contributes valuable information about assets and liabilities along with information about stocks and bonds. Understanding
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Table of Content A. Overview of the socio-economic situation in 2010 2 B. Overview of the socio-economic situation in 2011. 6 C. Analysis Interest Rate Tool 7 D. Task of 2012 10 A. Overview of the socio-economic situation in 2010 2010 was the last year of the 5-year plan (2006-2010) and the 10-year Socio-Economic Development Strategy (2001-2010). It was also the year when many important events of the country were organized. It is necessary for the country to review the socio-economic
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