EMERGING ISSUES & OPPORTUNITIES OF RETAIL BANKING IN INDIA 1.0 RETAIL BANKING –An Introduction Retail banking is‚ however‚ quite broad in nature - it refers to the dealing of commercial banks with individual customers‚ both on liabilities and assets sides of the balance sheet. Fixed‚ current / savings accounts on the liabilities side; and mortgages‚ loans (e.g.‚ personal‚ housing‚ auto‚ and educational) on the assets side‚ are the more important of the products offered by banks. Related ancillary
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banks Banking sector is becoming highly competitive day by day. So banks can not break away from themselves from changing technological environment. Banks are dependent on IT based systems for almost all of their activities‚ although the level of sophistication and refinement in such systems may vary from bank to bank or across activities or banking Industry segments (commercial banks‚ cooperative banks etc.). Internet has significantly influenced delivery channels of the banks. Internet has emerged
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Internet and Computer Addiction Signs‚ Symptoms‚ and Treatment While time spent online can be hugely productive‚ compulsive Internet use can interfere with daily life‚ work‚ and relationships. When you feel more comfortable with your online friends than your real ones‚ or you can’t stop yourself from playing games‚ gambling‚ or compulsively surfing—even when it has negative consequences in your life—then you may be using the Internet too much. Learn about the signs and symptoms of Internet
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Title: The Internet The usage of the internet has become something very common in this modern century and is needed for our daily life. Imagine if we had to live a day without the internet‚ the world would be chaotic and the global economy would fall gradually. This proofs that the internet has its influence on mankind. Hence‚ the internet has its advantages‚ not forgetting the disadvantages which might cause problems to humankind but there are also solutions to overcome or prevent the problem
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INDIAN BANKING SYSTEM A Transition from Traditional Banking to Mobile Banking BY: Abhilasha Sharma Indian Banking system: An Overview Banking in India originated in the last decades of the 18th century. The oldest bank in existence in India is the State Bank of India‚ a government-owned bank that traces its origins back to June 1806 and that is the largest commercial bank in the country. Central banking is the responsibility of the Reserve Bank of India‚ which in 1935 formally took over these
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Green Banking In an increasingly eco-conscious market‚ many small businesses are finding creative ways to go green. Whether it’s improving their energy efficiency‚ buying organic products‚ composting or just turning off electronics at night‚ being green means all sorts of things to different people. One small thing you may not have considered is green banking. Most banks have at least one green initiative in place (or claim to)‚ and a few have made the extra effort to distinguish themselves
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The internet can seen as the most popular technology in the modern life. Its facilities are applied for many aspects of life such as studying and working. This essay will discuss why the internet brings more harm than good.The major reason supporting for this issue is that effect of using computer on health probems. People usually use the internet and they spend more time on sitting computers. As a result‚ they can get eyes problems or pain back. In addition‚ with internet addicts‚ they can get mental
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relaxed and receptive to new ideas‚ which means that you can easily offer your services to them. Create a website and social network accounts Having an online presence can make you easily accessible to individuals who are always connected to the Internet. Of course‚ because of the wide coverage of the Web‚ you can interact with more people and‚ thus‚ gain more customers. All in all‚ these advertising strategies can help you in promoting your business. They can help you reach out to your target
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POSITIVE and NEGATIVE Effects from Internet [pic][pic] [pic][pic][pic] Group Members : List of Pages Cover and Group members ………………………………………… 1 WHY WE CHOOSE THIS TOPIC ? …………………………………. 3 Internet Nowadays ………………………………………………….. 4 The Positive Effects …………………………………………………… 5 The Negative Effects ………………………………………………….. 7 How to use The Internet Wisely …………………………………….... 9
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BANKING TERMS PAGE-1 The basic banking terms are frequently asked in all the Bank Interviews. These terms are useful not only for your interview but also for your general knowledge. Knowledge and Understanding of Important Banking terms play a very crucial role in the final selection. Account Agreement: The contract governing your open-end credit account‚ it provides information on changes that may occur to the account. Account History: The payment history of an account over a specific period
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