MUSHARAKAH FINANCING MODEL By: Dr Saad Al-Harran Introduction In the contemporary world there is always a dilemma for the entrepreneur who has a promising idea for a new venture. How is he to raise the capital necessary to launch the venture? Borrowing the money is probably out of question. If the normal interest rate is 6% but the venture has a 10% chance of failing within a year‚ the lender will probably charge interest at a rate of 16%. High interest‚ plus amortization‚ will impose heavy
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Management Concept Wednesday‚ January 12‚ 2011 Similarities-Difference F.Taylor-Henry Fayol Similarities in the works F Taylor – Henry Fayol 1.Both are Pioneers:Taylor & Fayol are the two Pioneers in the evolution of management thought.2.Both pointed out problems of personnel: Taylor & Fayol both pointed out that the problem of personnel and its management at all levels is the ‘master-key’ to industrial productivity and progress.3.Both implied scientific approach: Both implied scientific approach
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About Earth Hour: Timeline Earth Hour is a worldwide movement for the planet organized by the World Wide Fund for Nature (WWF). Earth Hour engages a massive mainstream community on a broad range of environmental issues. It was first famously started as a lights-off event in Sydney‚ Australia in 2007. Since then it has grown to engage more than 7000 cities and towns worldwide‚ and the one-hour event continues to remain the key driver of the now larger movement. The event is held worldwide and
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Managerial Economics – Trial Exam – Theoretical Questions Part I: Indicate whether each of the following statements is True (T) or False (F). Comment. (5 Questions‚ Choose 4) A The law of diminishing returns takes effect‚ when a firm’s both marginal product and average product decline after the latter reaching its maximum. False: The law of diminishing returns takes effect when MP reaches its maximum value and starts to diminish “decline”; then‚ MP equals AP when the latter reaches its
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Cyberbully‚ Taylor‚ a 17 year old high school student‚ gets cyberbullied. She gets cyber bullied by her best friend‚ Sam‚ who poses as a guy named James on a social media site. The bullying starts with “James” saying that he hooked up with Taylor; however‚ it goes much further than that. For example‚ after James posted that he hooked up with Taylor‚ people on the site‚ most whom being Taylor’s peers‚ posted degrading comments about Taylor. The bullying‚ however‚ didn’t stay online; it followed taylor to school
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Chapter 1: The Main Themes of Microbiology What is Microbiology? • micron = small and biologia = study of living things • Microbiology = study of small living things • How small is “small”? • What do we really mean by living? • Working definition: Study of entities too small to be seen with the unaided human eye. • (< 0.2 mm = 200 µm = 200‚000 nm) Types of Microbes Prokaryotes include Bacteria and Archaea Eukaryotes include Protista (Algae and Protozoa)‚ Fungi‚ and Animalia
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Susie King Taylor: Teacher‚ Nurse‚ Author “It seems strange how our aversion to seeing suffering is overcome in war … and instead of turning away‚ how we hurry to assist in alleviating their pain‚ bind up their wounds‚ and press cool water to their parched lips‚ with feelings only of sympathy and pity.” Susie King Taylor‚ c. 1902 Courtesy East Carolina University Born: 1848 Died: 1912 Profession: Nurse Born into Slavery: Susie King Taylor was born into slavery. At age seven‚ her
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| | | | 1970 | | Punjab Govt. through PSIDC acquires SWARAJ tractor’s design from CMERI and establishesPunjab Tractors Ltd. (PTL) for its commercialization. | | 1971-73 | | PTL sets up SWARAJ Project for 5‚000 tractors per annum at a capital outlay of Rs. 37.0 million with an equity base of Rs 11.0 million. | | 1974 | | Swaraj 724 (26.5 HP) tractor commercially introduced. | | 1975 | | 2nd tractor model SWARAJ 735(39 HP) developed by own R&D‚ commercially introduced
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INTRODUCTION TO AIR DEFENCE ARTILLERY (ADA) INTRODUCTION 1. In the modern battlefield‚ air power is considered as a significant component of warfare. In modern war the first phase of air battle starts with the massive air attack to gain air superiority and the subsequent phase of attack will commence against the manoeuvre forces and their supporting elements. The aim of the second phase of attack would be to shape the battle field by isolating and reducing the ability of manoeuvre forces for
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For this assignment‚ I interviewed Mrs. Taylor a 3rd teacher and her assistant Ms. Shonda. First I started by interviewing Mrs. Taylor. Mrs. Taylor. First how are you doing this evening and I want to take the time to thank you for allowing me to interview you I know you have such a busy day‚ I also aspire to become a teacher one day so these interview questions will also help me get a better understanding of being a third-grade elementary teacher. First question‚ #1. Why did you want to become a
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