FINANCIAL INCLUSION: banking the unbanked Aluwani Nengovhela Milpark Business School Research paper on financial inclusion by the banking sector 18/10/2013 EXECUTIVE SUMMARY Millions of South Africans are either not banked (as many as 13 million people) or are under-banked by the banking sector and are therefore financially excluded. The exclusion of so many South Africans from the financial system‚ limits the ability of a material portion of the population to ultimately
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NATO’S EVOLUTION By Mike Sofka United States History II Mr. Appel December 22‚ 2013 NATO or North Atlantic Treaty Organization was created on April 4th‚ 1949 in an effort to counter Russia’s threat to the US. Only 12 countries were originally part of NATO where as now there are 28 countries.1 When it was created‚ NATO had few purposes‚ mainly as a defensive pact to retaliate against any country that invaded a NATO member.2 "By this treaty‚ we are not only seeking to establish
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THE POSITIVE AND NEGATIVE IMPACTS OF TOURISM INTRODUCTION What comes to mind when you think about tourism? Hopefully fun‚ relaxation‚ good food‚ perhaps adventure. Tourism is possibly the greatest people-moving pursuit on the planet today‚ as well as one of the highest-grossing industries. Tourism Is one of the remarkable success stories in modern times because it can earn huge amount of money at stake. Tourism is important in many ways in the world it can be for leisure business
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FMCG Concept and Definition: The term FMCG (fast moving consumer goods)‚ although popular and frequently used does not have a standard definition and is generally used in India to refer to products of everyday use. Conceptually‚ however‚ the term refers to relatively fast moving items that are used directly by the consumer. Thus‚ a significant gap exists between the general use and the conceptual meaning of the term FMCG. Further‚ difficulties crop up when attempts to devise a definition
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The World of Technology/Two Sides on the Same Coin “It has become appallingly obvious that technology has exceeded our humanity‚” (Einstein). This notion of technological advances‚ surpassing human capacity has impacted the way the world functions today. Technology has evolved into this great phenomenon that everyone uses. Whether that’s communicating with a family member‚ making purchases online‚ getting to and from school‚ or just simply killing boredom. It seems that technology has had a positive
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The Social Impact of Technology There is no doubt that technological change brings about social change. The Industrial revolution saw many people displaced from their land‚ to find work in crowded city factories. Serfdom was abolished and the population shifted from villages to the cities. Strong family ties‚ self sufficiency and the right to occupy land were replaced with uncertain tenancy of land‚ dependency on trade and a weakening of the family unit. Economically‚ goods and money abounded‚
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process that provides information needed to manage organizations effectively Management information systems are regarded to be a subset of the overall internal controls procedures in a business‚ which cover the application of people‚ documents‚ technologies‚ and procedures used by management accountants to solve business problems such as costing a product‚ service or a business-wide strategy. Management information systems are distinct from regular information systems in that they are used to analyze
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Impact of Technology on Businesses Every functioning business in the world today uses some sort of technology in order to help them accomplish their goals. Before the age of technology‚ it was much harder for businesses to thrive because it was harder for them to advertise to their customers‚ communicate with their business partners‚ store information‚ and much more. Today businesses have all those things‚ and it has never been easier to start up a business‚ maintain it‚ and have your business
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Impact of technology on society The technology has developed so fast in today’s booming society. The purpose of technology is making people’s life more comfortable. For example‚ telephone can help people communicate with each other better and the innovation of internet is also benefitting people’ life. Somehow there may be some disadvantage of technology on people’ work. With the developed of technology‚ there are more and more advance mac hine that can help people manufacturing. Some dangerous and
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Research Home page: www.journalbinet.com/ijbmsr-journal.html Impact of Advertisements on Online Banking in Bangladesh Asif Rumman‚ Sabakun Naher Shetu and S. M. Riazul Islam Dept. of Marketing‚ Jahangirnagar University‚ Savar‚ Dhaka-1342‚ Bangladesh ABSTRACT Online banking is becoming much popular to all level of customers because of time saving‚ easier ways of transaction and other modern IT based baking facilities. To make the online banking more popular and create more strong customers database advertisements
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