glance Summary Financial performance Profitability Cost Shareholders’ returns 01 03 05 05 09 10 Chapter 4: Financial position Balance sheet Asset quality Capital adequacy 15 15 19 23 Chapter 5: Sector commentary Focus on retail banking Financial Inclusion remain a top priority Making the best use of technology 25 25 27 28 Chapter 6: Regulation Regulations:
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customers in choosing a desired products because‚ the satisfaction known as a person’s feeling of pleasure or disappointment resulting from comparing a product or service performance (or outcome) in relation to his or her expectations. If the performance falls short of expectations‚ the customer is dissatisfied. On the other hand‚ if the performance matches the expectations‚ the customer is satisfied. Meanwhile‚ if the performance exceeds expectations‚ the customer is highly satisfied or delighted. So‚ there
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Valery Umana Po. 3 1\30\15 The Rise and Fall of the Ottoman‚ Safavid‚ and Mughal Empires The Ottoman‚ Safavid‚ and Mughal Empires were forces to be reckoned with back in the day. Being powerful entities‚ their rise was paved with military prowess‚ religious tolerance‚ and having meritocratic systems‚ though this is not always the case. Their fall‚ however‚ was the result of their treatment of peasants‚ a plague of horrid rulers‚ and shortsighted economic handling. The Ottomans were blessed for
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SArajevo School of science and technology Bear Stearns Collapse 2007 A short analysis ISMAR HOTA Table of Contents Introduction 3 Literature Review 3 Methodology 4 Analysis 5 Introduction 5 About Bear Stearns 6 The Culture at Bear Stearns 6 The Collapse of Bear Sterns 7 The Ethical Issues behind the Bear Stearns Collapse 8 What are subprime mortgages and its Ethical Failures? 8 The Lack of Corporate Governance at Bear Sterns 9 Moral Hazard at Bear Stearns 10 Non Ethical Conduct of the Regulators
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Crisis of 2008 What happened? Is considered by many economists to have been the worst financial crisis since the Great Depression of the 1930s. It threatened the total collapse of large financial institutions‚ which was prevented by the bailout of banks by national governments‚ but stock markets still dropped worldwide. In many areas‚ the housing market also suffered‚ resulting in evictions‚ foreclosures and prolonged unemployment. The crisis played a significant role in the failure of key businesses
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The 2008 Financial Crisis The United States economy is built on credit and combined with the reality that greed played a large part in the events leading up to the Global Financial Crisis (GFC)‚ the United States experienced one of the its worst financial crisis in its history. Easy credit‚ the housing slump‚ banks holding risky mortgages and tax regulations all played a significant part in causing the GFC of 2008/09. The major cause of the 2008 Financial Crisis is the Subprime Mortgage and Subprime
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“The Fall of Advertising & The Rise of PR”: Book Report The Fall of Advertising & the Rise of PR by Al and Laura Ries demonstrates the dramatic shift from traditional advertising-oriented marketing to public-relations-oriented marketing. The age of advertising‚ they claim‚ is in the past. Advertising was once considered an effective way to encourage consumers to purchase new products‚ however‚ that is no longer the case. Advertising has not only become rampant‚ but it lacks credibility and
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1.Specify the exact duration and severity of the 2008 recession *The great second recession‚ and the aftermath of the events will never be ignored. The antecedent events of 2008 were highly questionable‚ as to why they transpired. As of present day‚ the United States is still amongst a financial slump. Again‚ the rippling effects in the recession of 2008 are still felt both near and far. We as American‚ never believed that such a financial atrocity would ever occur yet again after the financial
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Reflection #3 The rise and fall of crack in New York City can be explained through the idea of group position. The American Dream is a tool used to keep the wealthy in power and reinforce the “abstract image of the subordinate group” which took the form of welfare queens and ghetto bangers in the imaginations of the white majority (Blume 6). These designated subordinate races are then seen as undeserving of institutional support fought for in the Civil Rights Movement of the 60s. This intensified
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Just after ten years of Asian financial crisis‚ another major financial crisis now concern for all developed and some developing countries is “Global Financial Crisis 2008.” It is beginning with the bankruptcy of Lehman Brothers on Sunday‚ September 14‚ 2008 and spread like a flood. At first U.S banking sector fall in a great liquidity crisis and simultaneously around the world stock markets have fallen‚ large financial institutions have collapsed or been bought out‚ and governments in even the wealthiest
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