Methods of performance appraisal: Traditional method Traditional method of performance appraisal has been used by companies for very long time. A common feature of these methods is they are all relatively simple and involve appraisal by one senior. 1. Check list method In this method the senior‚ the boss is given a list of questions about the junior. These questions are followed by check boxes. The superior has to put a tick mark in any one of the boxes. This method can be explained with the
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without credit cards. If you are among the relatively few who do not own a credit card‚ the chances are good that you have a great deal of difficulty rent a car or reserving a hotel room. So‚ just what are these little plastic cards and how do they work? Let’s start by explaining the basics. What is a Credit Card? The dictionary defines a credit card as ’A card which can be used to obtain cash‚ goods or services up to a stipulated credit limit. The supplier is later paid by the credit card
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Credit cards are one of the most popular forms of payment for consumer goods and services in the United States. To use a credit card legally‚ you must be eighteen or older‚ but many teenagers disregard this law and sign up for a credit card through the junk mail they get in their emails. Credit cards work in a very interesting way. You get a limit of how much you can spend each month‚ and you must pay off that money by a certain date. If you don’t pay off that money‚ you must pay a certain amount
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Credit Appraisal means an investigation/assessment done by the banks before providing any Loans & advances/project finance & also checks the commercial‚ financial & technical viability of the project proposed‚ its funding pattern & further checks the primary & collateral security cover available for recovery of such funds. Credit Appraisal is a process to ascertain the risks associated with the extension of the credit facility. It is generally carried by the financial institutions
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Letter of credit [pic] [pic] After a contract is concluded between buyer and seller‚ buyer’s bank supplies a letter of credit to seller. [pic] [pic] Seller consigns the goods to a carrier in exchange for a bill of lading. [pic] [pic] Seller p bill of lading for payment from buyer’s bank. Buyer’s bank exchanges bill of lading for payment from the buyer. [pic] [pic] Buyer provides bill of lading to carrier and takes delivery of goods. A standard‚ commercial letter of credit (LC) is a document
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Every presidency has ratings from the people across our nation. Now these ratings are sometimes very good‚ but they can also be very bad. It all depends on how the American public views the current president’s actions. After all the American people are the ones who helped our president get into office‚ we have the right to rate them on the job they’re doing. Now when it comes to President Trump’s ratings‚ according to: http://money.cnn.com/2017/02/06/media/donald-trump-poll-denialism/index.html
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AUGUST 2002 A Review of IPO Activity‚ Pricing‚ and Allocations JAY R. RITTER and IVO WELCH* ABSTRACT We review the theory and evidence on IPO activity: why firms go public‚ why they reward first-day investors with considerable underpricing‚ and how IPOs perform in the long run. Our perspective is threefold: First‚ we believe that many IPO phenomena are not stationary. Second‚ we believe research into share allocation issues is the most promising area of research in IPOs at the moment. Third
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Debits & Credits In each and every accounting transaction‚ there are at least two elements (accounts) involved. These accounts are either debited or credited‚ with the amount that is reflected in the transaction‚ depending on the nature of the account (Real/Personal/Nominal) and the rule applicable to it. Golden universal rules of Debits & Credits Accounting elements are categorized into three groups; Real - examples are cash‚ equipment‚ furniture etc. Personal - Proprietor’s Capital
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MONEY AND CREDIT Double coincidence of wants is an essential feature When both parties have to agree to sell and buy each others commodities. This is known as double coincidence of wants. What a person desires to sell is exactly what the other wishes to buy. A barter system has deficiencies. 1. Barter exchanges become extremely difficult in a large economy because of the high costs people would have to incur looking for suitable
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Introduction – What is Letter of Credit 4 4.2 Parties to Letter of Credit 5 4.3 Should Letter of Credit be chosen as the Payment Method? 6 4.4 Types of Letter of Credit 6 4.4.1 Irrevocable 7 4.4.2 Unconfirmed 7 4.4.3 Confirmed 7 4.4.4 Standby Letter of Credit 7 4.4.5 Revolving Letter of Credit 8 4.4.6 Transferable Letter of Credit 9 4.4.7 Back to Back Letter of Credit 9 4.5 Documents Required By Letter of Credit 9 4.6 Governing Rules under Letter of Credit 10 4.6.1 Uniform Commercial Code
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