TAKAFUL AND RETAKAFUL PERMISSIBLE RISK IN TAKAFUL ASYRAF ARIF BIN HUSSAIN 1223843 MUHAMMAD ARIF BIN AZMI 1222281 SECTION 4 \ INSTRUCTOR ASSOCIATION PROFESSOR DR NURDIANAWATI IRWANI ABDULLAH TABLES OF CONTENT NO CONTENT PAGE 1 BACKGROUND OF STUDY 1 2 LITERATURE REVIEW MEANING OF RISK SHARIAH STOCK SCREENING FACTORS AFFECTING RISK RATING UNDERWRITING RISK PERMISSIBLE RISK AND NON-PERMISSIBLE RISK PROPERTY INSURANCE
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connected to human beings through His amr. For Iqbal amr stood for the creative power and will of God. He gave the concept of ‘egos’. At the lowest level egos are unconscious‚ in the higher order of being‚ they become conscious. Egos achieve utmost consciousness and finally become self-consciousness in human beings‚ the highest being in nature and the vicegerent of God. Man is the only being awarded with moral freedom and responsibility. Using his freedom of choice with responsibility‚ humans approach
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Why do humans behave the in ways that are ethically wrong? Why do humans behave in outstanding and magnificent ways? Why do humans think the way we do? Psychology helps us to answer these questions. Psychology studies human behavior and mental processes. There is no one good answer for the above questions. Many psychologists have different perspectives that they agree with. A psychologist could believe in the biological perspectives and another could believe in the cognitive perspectives. Just because
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based on a personal point of view that represented the moral aspects of the culture‚ which is freedom. From this‚ I can understand why this top secret information has been leaked‚ which Snowden claimed that everyone have the right to live without being monitoring all the time. On the other hand‚ from the morality perspective‚ people’s privacy is an important manner that led this leakage. This also leads to another moral aspect which is Utilitarianism‚ and Snowden applied that thinking about bringing
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As we all know and understand human rights laws we understand that they are dedicated to setting common criteria using permissible judiciousness. Worldwide values may seem unrelated to people competing with foreign circumstances that were never expected by the volunteers. Human rights concepts are more voluntarily modified if they are wrapped in accustomed relations‚ but rapidly drop their life changing influence as a consequence because they flop to test remaining expectations about authority and
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Is euthanasia morally permissible? Euthanasia has been hotly debated among the general public in society for many years and it has not reached the mutual agreement in many countries yet. However‚ the true value of life could not be replaced by anything. If people have any wrong decision on euthanasia‚ it would be an irretrievable regret. I am going to analyze euthanasia with Utilitarianism‚ Kantian ethics‚ Liberalism‚ Confucianism and religious values. Then‚ I will draw a conclusion to see
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a question that reflects the whole human race and what it means to be a human being. What it means to be a human being is not just having a face‚ eyes‚ heart‚ or being able to drive a car‚ or to own a house. Being a human being is much more than that‚ deeper and more passionate. Being a human being is to have the ability to know what is right and wrong‚ having rational thought and to think deeply beyond the tangible things in the world‚ and being a human being is to find love. Yet as I think deeply
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Poetry analysis: On Being Human‚ by C. S. Lewis C.S. Lewis gets straight to the point in his first lines‚ particularly with the first two words ’angelic minds.’ Readers will discern immediately that Lewis is going to discuss the concept of experience from the viewpoint of supernatural non-human beings such as angels. Readers may also guess‚ by comparing this idea to the poems title ’On Being Human‚’ that he intends to go on to compare this idea with our experience of the world from the implied
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trees. They share a single root system and even originated from the same seed. As such‚ they make up the Pando Clone‚ which scientists believe is the world’s largest living thing. Pando is a Latin word that means “I spread.” It is an apt name for this gigantic tree system. The Pando Clone expands across 106 acres of land and weighs approximately 13 million pounds. The aspen copies‚ or clones‚ itself by shooting long stem-like roots up out of the soil. Each stem turns into a new aspen‚ though all the
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Do human deserve human rights in America? In my opinion‚ they do have to have human rights. In the documents‚’ The Universal Declaration of Human Rights‚ The intro to the UDHR‚’ and‚’ A short history of human rights’. These three documents each say why human need rights. In the document‚ ‘The UDHR‚’ it states that people are endowed with reason and conscience and should act towards a spirit of brotherhood. This means people are given with rights for a reason and should help other fellow
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