A universal bank participates in many kinds of banking activities and is both a commercial bank and an investment bank as well as providing other financial services such as insurance.[1] These are also called full-service financial firms‚ although there can also be full-service investment banks which provide asset management‚ trading‚ and underwriting. The concept is most relevant in the United Kingdom and the United States‚ where historically there was a distinction drawn between pure investment
Premium Bank Financial services
Activity #3 Q1. What are the factors that contributed to Universal Robina Corp’s success? Universal Robina Corporation (URC) traces its beginnings all the way back to 1954. John Gokongwei was doing very well then as a trader/importer. He had learned the trade when his father died before the war‚ and had worked hard through the war and postwar years to prosper. However‚ while he thrived‚ he took a long hard look at his company‚ and correctly predicted that trading would remain a low-margin business
Premium Philippines
ALAGBE OLUFUNMILOLA DORCAS “The State is a necessary evil. Discuss. State‚ can be defined in political science‚ as generally a group of people inhabiting a specific territory and living according to a common legal and political authority; a body politic or nation. In this definition‚ the term state includes government; in another usage‚ the two terms are synonymous. [Microsoft ® Encarta ® 2009. © 1993-2008 Microsoft Corporation. All rights reserve]. George Washington said that government is not
Premium Government Political philosophy United States Declaration of Independence
the United States‚ but that is not something to be proud about. However‚ if you have money in the United States or are just simply insured‚ then there is no other country that could possibly provide you with better health care opportunities. Sadly‚ this is not an option for families like the Banes. When your employers lack any form of health coverage‚ when you are living in a neighborhood that is
Premium Health care Medicine United States
Universal Health Coverage in the USA: Viable or Not? It is no secret that there is much controversy surrounding the health care system in the United States (US). The hybrid public-private nature of the system has resulted in many inequalities for users. These inequalities include access to primary and preventative health care‚ access to affordable health care and the uneven outcomes of health care interventions. Even more challenging is the lack of agreement of government and policy makers on
Premium Health economics Health care Medicine
a university education is necessary in order to have a successful career‚ whereas other people do not think it is important for success Some people think that a university education is necessary in order to have a successful career‚ whereas other people do not think it is important for success. I myself support the view that university education is one of the vital factors of having successful job. There are a couple of reasons why. The first reason is‚ you can have a general concept of your
Premium Higher education College Academic degree
paragraphs many important powers of Congress. The last paragraph in the article grants Congress the power "to make all laws which shall be necessary and proper for carrying into execution the foregoing powers"‚ this is known as the Necessary and Proper Clause. The Necessary and Proper Clause grants Congress the authority to create and enforce laws that are deemed “necessary and proper”. The draft of this clause provoked plenty controversy during the discussions
Premium United States United States Constitution Supreme Court of the United States
- ANANYA MISHRA SOCIAL STRATIFICATION “IS IT UNIVERSAL” 1. INTRODUCTION 2. REVIEW OF LITERATURE 3. OBJECTIVES 4. METHODOLOGY 5. FINDINGS 6. DISCUSSIONS BASED ON FINDINGS 7. CONCLUSION INTRODUCTION: In sociology and other social sciences‚ social stratification refers to the hierarchical arrangement of individuals into divisions of power and wealth within a
Free Sociology
Assignment Brief In your study syndicates‚ you are expected to read‚ analyse and interpret the key underlying issues of the following case-study titled "The Universal Motor Company Acquires Semiconductors". Six (6) questions have to be answered and these questions can be found at the end of the case study. Your answers to the questions must relate to the issues in the case‚ however you are expected to support your responses with
Premium Supply chain management Semiconductor Automotive industry
Kants Universal Law Kant’s universal law states‚ “Act only in accordance with that maxim through which you can at the same time will that it become a universal law”. (Kant pg.37) So in the first instance this appears to me a rule I pretty much live by‚ and which have often been taught to myself and others as young children in a simpler form of “Treat others how you would like to be treated.” Kant describes his universal law in several examples and one caught my attention
Premium Ethics Lie Parent