Problems Faced by Small and Medium Pharmaceutical Companies Small and medium enterprises (SMEs) in their endeavour towards trans-nationalization and exports are confronted with several issues. These include: lack of expertise‚ training and finance for technological up-gradation and adoption of good manufacturing practices (GMP) by SMEs to meet global quality standards; limited exposure and expertise on IPR issues; limited adoption of information technology (IT) techniques in production and processes;
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PRUDENTIAL REGULATIONS FOR SMALL AND MEDIUM ENTERPRISES FINANCING BANKING POLICY AND REGULATION DEPARTMENT STATE BANK OF PAKISTAN THE TEAM NAME DESIGNATION TELEPHONE NO. & E-MAIL Muhammad Kamran Shehzad Syed Irfan Ali Inayat Hussain Mohsin Rasheed Allauddin Achakzai Executive Director Director (BP & RD) Director (BID) Joint Director Jr. Joint Director (92-21) 9212512 kamran.shehzad@sbp.org.pk (92-21) 9213580 syed.irfan@sbp.org.pk (92-21) 9211059 inayat.hussain@sbp.org
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disadvantages of small businesses Perfect for those who want to do business without taking a lot of risks‚ small businesses are also for those people who are unemployed‚ or who want to spend quality time with their family. Since small businesses are trade mechanisms which are run on a low budget‚ they are extremely advantageous for people who want to earn a decent earning by operating an inexpensive business which they can afford. However there are some disadvantages of small businesses as well. Some
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Explain what sources of finance are available for small to medium sized companies and explain why they sometimes face difficulties in raising finance 1. Introduction The SME (Small and medium enterprise) sector is one of the crucial important contributor to economic growth in terms of Gross Domestic Product(GDP) and job creation worldwide(IFC‚2010). According to OECD(2006)‚ SMEs had created more than sixty percent of the job opportunities for OECD countries. That situation for developing counties
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Difficulties for SMEs in raising finance 8 2.1 Biggest trouble: lack of credit records 8 2.2 Capital constraints 9 2.3 Other barriers 10 3 Conclusion 10 Reference 11 Explain what sources of finance are available for small to medium sized companies and explain why they sometimes face difficulties in raising finance Abstract: This article examines which types of finance are more suitable for the SMEs‚ also analysing the disadvantages on them when raising finance. Unlike the
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of many unnecessary human functions (Follit‚ 2000). General improvement and efficiency due to quicker processing and a minimal problem is ultimately met in data processing and business transaction (follit‚ 2000). Subsequently‚ e-commerce permit businesses to communicate with clients more effectively and as a result this improve business performance‚ increased loyalty as well as increased gains and competitive advantage (Rodgers et al.‚
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credit for farm and nonfarm activities was scarce. People in rural areas resorted all manner of sources or means for credit to assist them in their respective business (Nair & Fissha‚ 2010). As it was noted in the study of Andah & Steel (2003) many small farmers and fishermen did not have deposit accounts in commercial banks‚ and the collateral they had available was not satisfactory for commercial lending which posed a great deal of challenge to them in securing credits. The rural folks who were mainly
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ROLE OF SME’S IN THE ECONOMIC DEVELOPEMENT OF PAKISTAN SMEs are considered the engine of economic growth in both developed and developing countries‚ as they generate more employment opportunities with relatively small investment than large-scale firms do. SME provide low cost/ investment employment because the unit cost of persons employed is lower for SMEs than for large-size units; and they are more labor intensive than large-scale enterprises‚ since labor uses either manual‚ or semi automatic
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Summary of Various Art Mediums If you’re like me‚ you like to have your hand in as many “pots” as possible. As I learn more and more about scrapbooking and different art forms‚ I’m discovering the vast world of art mediums. I never knew how much could be done within the realm of paper arts. In this article‚ I’ll give you the run-down of a few of the heavy hitters in the art mediums world and tell you a little about how each is used. Hopefully this will allow you to break away from your normal
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It just amazes me on how much difference there is between the smaller hospitals and the larger hospitals. To honestly tell you I thought that most of the hospitals were the same and functioned in the same way as others. Of course‚ they take care of people and get them back to better health but I mean when it comes to records filing. There is so much that goes on behind the scene that not a lot of us know. Yes‚ we do know that there is someone that had to bill out the procedures that were done and
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