supervisory and prudential requirements that conform to international standards. It is widely believed that savings and investment must go hand in hand for sustained economic growth. The challenges solutions and prospects for the development growth and progress of the banking industry in Nigeria can be analyzed from eight dimensions. Political environment: The political instability in our country especially every electioneering year (1993‚ 1999‚ 2003‚ 2007 and 2011) contributed in no small way
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Profitability Analysis • In the last 5 years we can see the profitability ratios of the company taking a beating. • Especially in the last 2 years‚ these margins have drastically dropped. • As a result of this‚ the company’s profit margins have dipped and in this particular the company has incurred a loss. • As we can see in the graph‚ Net margin ratio has been affected and has seriously dipped in the past years. • Though gross margin and operating margin have looked like increasing‚ these
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Problems & prospects of insurance in Bangladesh Prospects: There should be vigorous campaign through out the country to make the people aware of the utility and prospects of buying insurance. Bangladesh is a densely populated country and most of the people in our country are poor. They would definitively go for insurance for the security and the risks covered by the insurance. Therefore‚ the prospects of Insurance are very high in Bangladesh if the following measures can be adopted. First
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Health‚ Safety and Environment Prospects in Onshore Oil and Gas Industry (Ojasvi Jha) Abstract: The foreseeable future of any country depends on Oil and Gas Industry as the energy requirement is the prime objective of any society for development. India‚ being a developing nation has initiated many activities like crude oil production‚ processing‚ handling‚ storage‚ transportation and retailing. The main challenge in this field is to minimize the impact these activities have on the environment
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Center By Ron Dearinger Administrator Webster’s Dictionary defines accountability as “subject to having to report‚ explain‚ or justify: being answerable‚ responsible.” The Oz Principle (2) redefines accountability as‚ “a personal choice to rise above one’s circumstances and demonstrate the ownership necessary for achieving desired results.” Additionally‚ the Oz Principle espouses the idea that accountability is most effective when people in an organization share ownership of circumstances and
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The painting I decided to do critiques on is the Wanderer Above the Sea of Fog by the best-known Gothic Romantic Caspar David Friedrich. This artwork was created in 1818 in Hamburg‚ Germany. This landscape is currently displayed at Hamburger Kunsthalle who is as well the owner. This artwork is done on a canvas and the medium is oil. In the painting‚ we can see there is a masculine figure (possibly be the painter) having his back to the painting‚ on top of a mountain or cliff‚ and looking downwards
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Where do I see myself in 5 years time? In five years time‚ I would like to see myself having moved up from the position of a consultant‚ to at least a business unit manager‚ if I am still employed at LabourNet. At this time‚ LabourNet’s workforce would have increased drastically‚ with branches all across the country‚ and many more in Gauteng. This would have led to major growth in the Skills & Equity department‚ where almost all the major branches would have a separate Skills & Equity department
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Prospect Hall Casino While it is true that there are lots of online casinos that basically offer same services to players‚ there are a few who have gone the extra mile to distinguish themselves from the lot. One of them is Prospect Hall Casino with its sophisticated and stylish interface and brand developed with its long term partner and operator‚ Betable. The variety of games sourced from some of the industry’s leading developers including Microgaming‚ Play‘n’GO‚ Nyx‚ Netent amongst several others
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Summary of Forecasting Profitability and Earnings In the competitive environment‚ there is a strong prediction in economic theory that profitability is mean reversion both within and across industries. For instance‚ under competition‚ firms will leave relatively profitless industries and turn into relatively high profitable industries. Some companies introduce new products and technologies that bring more profitability for an entrepreneur. Otherwise‚ the expectation of failure which makes companies
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getting a C is the “mark of Cain.” Why is that? A professor from Duke University and a visiting scholar to Stanford University‚ Stuart Rojstaczer‚ asked that same question. After doing his own research‚ he wrote the article “Where All Grades Are Above Average” which analyzes the phenomena that is commonly known as grade inflation in several universities and colleges. Rojstaczer explains‚ “the previous signs of academic disaster‚ D and F‚ went by the wayside in the Vietnam era‚ when flunking out meant
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