Case 7: Its better late than never! 1. What was Ryan’s starting salary? How much could he have contributed to the voluntary savings plan in his first year of employment? RATE NPR FV PV YEAR CONTRIBUTION TO SAVINGS PLAN .05 1 70‚000 66‚667 5th $7‚333 .05 2 70‚000 63‚492 4th $6‚984 .05 3 70‚000 60‚469 3rd $6‚651 .05 4 70‚000 57‚849 2nd $6‚363 .05 5 70‚000 54‚847 1st $6‚033 Ryan’s first year salary at this company was $54‚847 and he could have contributed $6‚033 in
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It is better to be late than never I saw a photo when I was packing my thinngs‚which was me and my grandfather playing together.We look blessed and happy in it.However‚he was already passed away few years ago and I missed him so much. Few years ago‚in one humid afternnoon‚I was walking home from school as usual.The weather is too hot so I decided to have a drink at the stall nearby to quench my thirst.When I was drinking‚ I saw a grandfather playing with his grandchild happily at the playground
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“Better Late Than Never” by Yolanda Paul There he was again‚ peeping through the window with worn‚ yellow eyes. His coat was moth-eaten and quite shabby. His skin was dirty as though it had not been scrubbed and cleaned thoroughly in quite some time. His shoes had many holes allowing too much ventilation and they appeared to have no soles. The old man shuffled into the coffee shop and ordered his normal cup of coffee without sugar and many times‚ I would see him looking longingly at the delicious
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Topic: Hyperhidrosis . General Purpose: General purpose : To inform . Specific Purpose: To inform my audience on how to treat hyperhidrosis . Central Idea: Three ways to treat hyperhidrosis are by using antiperspirant ‚ going through medical treatment and surgery . INTRODUCTION 1. Get Attention: Relate the topic to audience* State the importance of the topic* Startle the audience Arouse their curiosity Question the audience Begin with a quotation Tell a story Hyperhidrosis
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Better Late Than Never We all see those little girls who are connected to their father’s hip‚ and no one could ever compare to him in her eyes. That was never me. I was never a ‘daddy’s girl’. I wasn’t close with my mom either. They both always talked about their “independent little girl”. For a while I took pride in that‚ but as I started to grow up it became less special to be so independent. I would hear about girls’ excitement to go shopping with their moms or their anticipation for the Daddy
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BETTER LATE THAN NEVER ESSEY “Better late than never” is an ancient proverb with a deep hidden meaning. Time and again all of us are told to complete the tasks assigned to us on time and being lazy most of us fail to do any assigned work on time. The result is we completely avoid the work and stop doing it further. Yes it is essential to finish a work on time but what is more important is finishing the work. Here comes the significance of the proverb “better late than never” which means that
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Case 7 answers: It’s better late than never! 7 Retirement Planning It’s Better Late Than Never! “Boy‚ this is all so confusing‚” said Ryan as he stared at the papers on his desk. If only I had taken the advice of my finance instructor‚ I would not be in such a predicament today.” Ryan Daniels‚ aged 27‚ graduated five years ago with a degree in food marketing and is currently employed as a middle-level manager for a fairly successful grocery chain. His current annual
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Better to be late than sorry The festive season is said to be a season of accidents and the high rate of road accident is testament to this. Road accidents have been identified as one of the causes of deaths in Malaysia. In light of this‚ the causes of road accidents must be identified to reduce them as an ounce of prevention is worth a pound of cure. One of the causes of road accidents is an increase in road users. Young people today obtain their licenses at a young age of sixteen and thus we
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SELORM MAUD BOTO MR.MEARS 8TH PERIOD Laura Fermi once said "Ignorance is never better than knowledge". This means that knowledge is always better than ignorance and also happiness exists when one lacks the truth. This quote is true because when one lacks information or wisdom on an issue it doesn`t hurt them or cause any damage. In the book Crucible by Arthur Miller and The Great Gatsby by the protagonists show readers that when one lacks wisdom or enlightment it causes future consequences
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Never To Late To Learn First‚ they may lack the financial support for their study. Secondly‚ they may not be able to meet the way in criteria set by the college. Thirdly‚ they may lack the interest to study. Fourthly‚ they may not be able to finding their desired work in any of the colleges. Hence‚ they started looking for a job with whatever qualification they have‚ finally found a job & began to work. There are individuals who do not pursue college schooling in the work of their early
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