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    1.1 Introduction There is a meticulous proverb about the bank’s lending –“if you owe the bank taka 100‚ that’s your problem. If you owe the bank taka 100 million‚ that’s the bank’s problem.” To be frank‚ lending to the businesses‚ governments‚ and individuals is one of the most important services banks and their closest competitors provide‚ and it is the riskier. The principal reason banks and many competitor lenders are issued charter of incorporation by government is to make loans to their

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    Brief Historical Background of psychology psychology has brief history as an scientific discipline though it has been studied since ancient time under the faculty of philosophy. the word psychology was derived from Greek word ’psyche’ and ’logos’ literal meaning of which was ’soul’ and ’study’ respectively. The definition of psychology had ever been in the process of change since then. the development of psychology can broadly be traced into four periods: Ancient Greekperiod‚ per-modern period

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    Fast Plants Lab Background Gregor Mendel is an Australian monk‚ who worked in a garden at a monastery. He experimented with pea plants‚ and soon became known as the father of genetics. The reason he studied pea plants was because they grow quickly‚ the traits can be easily observed‚ and the plant is easy to pollinate. Mendel’s method was to control the pollination of the pea plants and create offspring’s of the two plants that were pollinated together. Using self-pollination and cross pollination

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    When looking into my cultural background there were a two factors that influenced me musically such as being told that music is not a real career and my parents divorced. Many people in my family believe that a music career is only blank to be played in middle or high school not to make a living doing it. Once you finish high school you are require to process a real career that earns you more money to take care of you family. I always remember my uncle‚ tell me that teaching music is not where the

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    BACKGROUND TO PRIMARY JUSTICE PILOT PROJECT In May 1999‚ the Malawi Government and DFID/MaSSAJ (Malawi Safety Security and Access to Justice) commissioned an external consultancy agency to conduct a study on Primary Justice in Rural Malawi‚ to investigate issues that are related to the protection‚ safety and access to justice by the poorest and most vulnerable groups in rural areas in Malawi. The research report revealed that between 80 to 90% of the population in Malawi access justice in the

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    Life and Background of Author Markus Zusak is a forty year old man who was born in Sydney‚ Australia. His parents are Lisa and Helmut Zusak. His mother is originally from Germany while his father is from Austria and they immigrated to Australia in the late 1950’s. Markus is the youngest of four children. Before he was a professional author Zusak was a house painter‚ a janitor and a high school English teacher. Markus wrote his first book in 1999 called The Underdog. The Book Thief is Zusak’s

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    Background to the Story of the 47 Ronin: During the Tokugawa era in Japanese history‚ the country was ruled by the shogun‚ or highest military official‚ in the name of the emperor. Under him were a number of regional lords‚ the daimyo‚ each of whom employed a contingent of samurai warriors. All of these military elites were expected to follow the code of bushido - the "way of the warrior." Among the demands of bushido were loyalty to one’s master‚ and fearlessness in the face of death. The story

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    CHAPTER 1 THE PROBLEM AND ITS BACKGROUND Introduction Nowadays‚ modern companies in our country used proximity cards/access badges to maintain that only authorized employees enters the specific offices or floors of the building/company office. This helps in ensuring the security of every room and offices of the company. But a gaping hole in this system is the ‘what ifs’ questions it needed answers for; what if the employee just went to work and do nothing?‚ what if I just let somebody

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    Theoretical Background and Conceptual Framework Article 14‚ Section 2 of the 1987 Constitution of the Philippines states that I is the study of the state to provide adult citizens‚ disabled‚ out-of-school youth with training in civics‚ vocational efficiency and other skills. With this provision‚ the Philippine government is expected to take responsibility for these growing numbers of individuals known as the mentally subnormal. This provision of the law‚ too which the Department of Education

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    Background Maxis is leading company which providing telecommunication services in Malaysia and has over 11.4 million service users currently. In 1993‚ Maxis has obtained license to run a nationwide GSM 900 mobile network‚ which is a local fixed network and an international gateway. Maxis starts its mobile businesses in august 1995 and commenced its fixed line and international gateway operation in early 1996.Nowadays‚ Maxis is providing a full set of services on various platforms to satisfy

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