Name: __________________ Gender: Male ( ) Female( ) Q: 1 Do you have a bank account? * Yes * No Q: 2 Do you have an internet banking facility with you? * Yes * No Q: 4 How often‚ do you use internet banking for the transaction purposes? * Occasionally * Frequently * Never * Often * Very often Q: 5 To what extent do you prefer the use of internet banking over Credit card/Debit cards? Very Much 1 2 3 4 5 6 7 Not Much Q: 6 Following are some factors
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cooperative did not want compliance requirements to slow down its lending business. These difficulties paved the way for the creation of new system‚ by using automated transaction solutions for lending. The system requires documents according to loan type and other variables and allows the bank to build standard transaction templates preset with its fees‚ charges‚ increase methods‚ and amortization methods. The Present System 1. When a client wants to make loan‚ member of the staff will
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The Changing Role of Managerial Accounting in a Dynamic Business Environment ANSWERS to Review Questions 1-1 The explosion in e-commerce will affect managerial accounting in significant ways. One effect will be a drastic reduction in paper work. Millions of transactions between businesses will be conducted electronically with no hard-copy documentation. Along with this method of communicating for business transactions comes the very significant issue of information security. Businesses need to
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Current issue of offshore banking Illegal (criminal) financial transactions Most of the illegal financial transaction in offshoring is related to underground economy activity. The illegal economy includes all sorts of criminal activities‚ which are in conflict with the legal system. According to Siska (1999)‚ drugs‚ violence‚ nightmare‚ weapon‚ economy and property is the main field of organized crime. A person in a country A will move the fund abroad by contact underground banker and deposit a
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SAP SD IMP NOTES ENTERPRISE STRCTURE CLIENT (Company)-A client is a self-contained technical unit. A client can be considered to be a synonym for group. Company Code • • • A complete Accounting unit can be representing as the smallest organizational unit of external accounting. At Company Code level we create Balance sheet required by law Profit and Loss statement. Each company code represents an independent accounting unit. Several company codes can use the same chart of account. Assignment
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of the borrower and its past loan repayment performance. The term structure of interest rates is a market-wide factor and is likely to influence the base rate‚ but it should not influence the margin that applies to a borrower‚ so C is the correct answer. MORE: Financial Institutions‚ Instruments and Markets 5/e‚ pp. 390–391. The interest rate charged on a term loan will also depend on the following: • The credit risk of the borrower. This is the perceived creditworthiness of the borrower. A lender
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Aptitude test 1. Find the nest term in series ? 25 16 9 4 1 0 ? Ans. (-1)2 = 1 2. If (NM)2= RRM where N.M & R are distinct digits. Then possible values for R are (a) 1 (b) 2 (c) 3 (d) none of these Ans (b) -2 3. A man buys spirit at Rs. 60 per letter‚ adds water to it and then sells it at Rs. 75 per litter. What is the ratio of spirit to water if his profit in the feal is 37.5%? (a) 9:1 (b) 10:1 (c) 11:1 (d) None of these. Ans (b) 10.1 4. A certain quantity of
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deposits are balances in bank accounts that can be accessed on demand by writing a check. They are money‚ since they are generally accepted as a medium of exchange. 4. Which of the following are money in the U.S. economy? Which are not? Explain your answers by discussing each in terms of the three functions of money. a. a U.S. penny Money‚ because it’s a medium of exchange and it serves as a store of value and a unit of account b. a Mexican peso Not money in U.S. economy‚ because it is not used
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Chapter 14 Capital Structure in a Perfect Market 14-1. Consider a project with free cash flows in one year of $130‚000 or $180‚000‚ with each outcome being equally likely. The initial investment required for the project is $100‚000‚ and the project’s cost of capital is 20%. The risk-free interest rate is 10%. a. What is the NPV of this project? b. Suppose that to raise the funds for the initial investment‚ the project is sold to investors as an all-equity firm. The equity holders will receive
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idea is an online trading platform business model which connecting supplier and purchaser (e-commerce) which would be easier‚ quick‚ cheap and paperless business transaction. 2. How did he spot the business opportunity? How did he surface? As the construction equipment industry’s order management cycle is typical of many business transactions. Manufacturers of heavy equipment‚ such as Caterpillar and Komatsu‚ work with regional distributers to fulfil construction company orders. After purchasing one
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