Defining Key Ratios: http://www.equitymaster.com/detail.asp?date=01/05/2010&story=3&title=Investing-Back-to-basics-XXI * Net interest margin (NIM) * Operating profit margin (OPM) * Cost to income ratio * Other income to total income ratio Net interest margin (NIM): Just as we calculate and measure performances of non-financial companies on the basis of their operating performance (EBITDA margins)‚ the performance of banks is largely dependent on the NIM for the year. The difference
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SHRM 404: DISCUSS CONTEMPORARY DEVELOPMENTS IN THE BUSSINESS ENVIRONMENT INTRODUCTION The business environment is highly sensitive to the PESTLE environment. This is especially true concerning 21st Century organizations that are technology driven and constantly under pressure to be innovative as they are exposed to intense competition. A phone that was considered the best selling a year ago has been replaced by others that are even more advanced. Firms have thus resorted to short term planning as
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Back in 1980‚ in a common fashion house in Milan‚ two young assistants‚ Domenico Dolce and Stefano Gabbana‚ later on the partners both in life and in business‚ first met with each other. This was a place where they shared and started their dreams. And due to their same pursuit of fashion in representing the most refined qualities of apparel‚ leather goods‚ footwear and accessories synonymous with both elegance and creativity‚ they established a designer consulting studio in 1982; and in time it grew
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Borderline Personality Disorder‚ Narcissistic Personality Disorder and Anti-social Personality Disorder all have commonalities yet are different enough to be able to distinguish between the three. To compare these disorders‚ all three of them consist of the inability to successfully connect with and understand others emotions. People with these disorders tend to focus on themselves and make decisions based on their own good and benefits. Rarely do people with these disorders take others into consideration
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Breaking Bad or Good? A sin‚ by definition‚ is an immoral act considered to be a transgression of divine law. But when‚ if ever‚ does committing a sin become justifiable? Brady McAlpine investigates this grey area of morality. Breaking Bad is a popular American television drama created and produced by Vince Gilligan. The central character of the drama is Walter White‚ a high school chemistry teacher who is diagnosed with inoperable‚ advanced lung cancer. He has been told he does not have long
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The Great Gatsby: Fact or Fiction? Everybody wants to be successful‚ and to make money. Every child grows up wanting to have their name in lights or to live in a huge mansion in the heart of New York. No person grows up wanting to do small things with their life‚ it’s within our human nature to want more than we can get. To make more money than we know what to do with‚ to have a house that is too big for us to live in. But for the vast majority of us‚ as we grow up reality sets in and from our parents
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Features and Benefits of Windows 2000 Advanced Server According to Active Win (n.d.) website Windows 2000 Advanced Server has all the features of Windows 2000 Server plus features that require higher levels of scalability‚ reliability‚ and availability. Windows 2000 Server offers features like Network Load Balancing‚ 8GB Memory Support‚ Virtual Private Networking (VPN) and Remote Management with Terminal Services. Windows 2000 Advanced Server has added features with Network Load Balancing that
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Public Key Infrastructure (PKI) TS5130 System Development Theory and Practice June 16‚ 2007 Table of Contents Purpose and Function: 7 How PKI Works: 9 Table of Figures Figure 1: Required Key and Certificate Management Services 8 Figure 2: How PKI Works 10 Abstract This paper is intended to
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Chapter 13 KEY ASPECTS OF IP LICENSE AGREEMENTS © 2007 Donald M. Cameron Ogilvy Renault LLP The author thanks Rowena Borenstein for her assistance in writing an earlier version of this paper. TABLE OF CONTENTS 1. Defining Intellectual Property Rights ............................................................................................... 1 (a) Patents.....................................................................................................................
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CEC International Holdings Ltd Background CEC International Holdings Ltd is principally engaged in (i) the design‚ development‚ manufacture and sale of a wide range of coils‚ ferrite powder and other electronic components‚ which are generally used in the manufacture of various kinds of electronic and electrical products‚ (ii) operating retail stores of food and beverages in Hong Kong (759Store)‚ and (iii) investment property holding. Established in July 2010‚ 759 STORE is the retail business
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