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    Economics and Figure

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    |1. |The total product curve: | |B) |will become flatter as output increases‚ if there are diminishing returns to the variable input. | Use the following to answer questions 2-3: [pic] |2. |(Table: Total Product and Marginal Product) The marginal product of the second worker is: | |C) |20.

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    previous year. An organization with a current ratio of 2 or higher is usually viewed by lenders to be a safe risk for short-term credit. Based on the 29% increase in current ratio‚ JB Hunt is in a better position to obtain short-term financial than it was in 2010. However‚ it is still below the benchmark of 2 that lenders feel to be a safe risk. Under the economic circumstances of the past five years‚ lenders may take into consideration other factors such as comparing JB Hunt’s current ratio to

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    financial information? Objective of financial reporting and the capital markets The objective of general purpose financial reporting is to provide financial information about the reporting entity that is useful to existing and potential investors‚ lenders and other creditors in making decision about providing resources to the entity. Qualitative characteristics of useful information The Framework 2010 identifies two fundamental qualitative characteristics of useful financial information: relevance

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    Asymmetric Information.

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    finance faced by existing shareholders. Debt Finance: In debt market‚ a borrower who takes out a loan usually has better information about the potential returns and risk associated with the investment projects for which the funds are earmarked. The lender on the other side does not have sufficient information concerning the borrower. Lack of sufficient information creates problems before and after the transaction entered into‚ which is potentially a major problem with Islamic profit sharing financial

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    Question 2 In 2006‚ Muhammad Yunus and Grameen Bank received the Nobel Peace Prize for their work in Microfinance. Muhammad Yunus was cited for developing “micro-credit into an even more important instrument in the struggle against poverty”. What is micro-credit? Why do poorer people need micro-credit? Discuss how the availability of credit might be able to help someone move out of poverty. Make sure to discuss empirical evidence as well. Having ‘about one billion people globally live in households

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    Econ NOtes

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    First Midterm Study Dr. Reza Fazeli Econ.20A 1. The phenomenon of scarcity stems from the fact that a. most economies’ production methods are not very good. b. in most economies‚ wealthy people consume disproportionate quantities of goods and services. c. governments restrict production of too many goods and services. d. resources are limited. 2. Approximately what percentage of the world’s economies experience scarcity? a. 10% b. 40% c. 85% d. 100% 3. The adage‚ "There is no such thing

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    Corporate Credit Analysis

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    Corporate Credit Analysis Arnold Ziegel Mountain Mentors Associates Chapter 3 - Fundamentals of Credit and Credit Analysis (Part 1) March‚ 2008 © 2008 Arnold Ziegel Mountain Mentors Associates “Lending is not based primarily on money or property. No sir‚ the first thing is character” – J.P. Morgan The goal of credit analysis is to make a judgment about an obligor’s ability and willingness to pay back what it owes‚ when it is owed. This means that the analyst must understand all of the issues

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    Avid

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    venture capitalists and other financing lenders want to see. Besides‚ Avid could use the proceeds to commit to the Easton space‚ cutting the operating expense in 2009 (Exhibit 8). For the venture capitalists specifically‚ owning most of the Avid’s shares and options (Exhibit 5)‚ the venture debt prevents their company equity from dilution and save the equity for future financings like IPO even though the company would pay warrants to the venture debt lenders. Overall‚ the main purpose of using a venture

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    Findings: The reduction in loan installment to 90 days may raise the NPA levels in the short run. But in turn will improve the asset quality of the banks. 2. The lenders cannot take undue advantage of the new act. Provisions for lenders liquidity have been added to protect the borrowers against irresponsible claims by lenders. 3. Private Banks have more efficient management of NPAs as compared to PSBs. 4. Gross NPAs of PSBs are 51537 and whereas private sector Banks are 5771.17. 5. Due to

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    Lending Decision

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    Lending combines the science of obtaining and analysing the facts of a loan request and the art of making judgements about that information‚ the feasibility of the business‚ and the credibility of the borrower. Experienced lenders focus on the key business issues quickly‚ determine what information is needed‚ and then make prompt decisions based on that information. Business valuation is an art and not a science‚ because valuation methods involve subjective judgements of what a business might be

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