Non Performing Loans: Comparative Analysis of India and Pakistan Name Department Course Title Course Instructor Date Table of Contents Sr. No Topic Page No. 1. Executive Summary 2 2. Introduction 3 3. Non performing Loans: An Overview 5 3.1 Definition 5 3.2 Effects of Non performing loans 6 3.3 Relationship between NPL and Bank’s profitability 7 4. NPL: India Vs Pakistan 7 4.1 Background 7 4.2 Structure and Ownership of banking structure
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in the United States and around the world. This business philosophy of owning various types of stores has allowed Wal-Mart to reach more people and sell a wider variety of products‚ which has enabled Wal-Mart to create a larger customer base. In the case presented in the textbook‚ Wal-Mart was trying to penetrate the markets in Argentina and Brazil by attempting to create a different shopping experience for consumers. However‚ because of the nature of the supermarket industry in Argentina and Brazil
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In the story “Saving Sourdi” May-Lee Chai expresses the theme coming of age through the eyes of a young girl Nea who desperately tries to save her older sister as she becomes more mature and grown up. Nea is faced to deal with situations where she feels a need to save her older sister Sourdi from the people around her. As Sourdi begins to distance her self away from the family the differences between the two girls begins to show. Sourdi becomes more mature‚ gets married and starts her own family
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Introduction Understanding the response of personal savings and expenditure to changes in the interest rates is a central to many issues in the economic policy. If personal savings decline as a result‚ the overall increase in the national savings would be less than the reduction in the budget deficit. Alternatively‚ contractionary monetary policy generally causes interest rates to rise. It personal saving increase as a result‚ the corresponding fall in consumer expenditure helps to slow the economy
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Abnormally High Audit Fees Impair Audit Quality? Jong-Hag Choi‚ Jeong-Bon Kim‚ and Yoonseok Zang SUMMARY: This study examines whether and how audit quality proxied by the magnitude of absolute discretionary accruals is associated with abnormal audit fees‚ that is‚ the difference between actual audit fee and the expected‚ normal level of audit fee. The results of various regressions reveal that the association between the two is asymmetric‚ depending on the sign of the abnormal audit fee. For observations
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CONTROLS IN AN EDP ENVIRONMENT The second standard of field work requires that we obtain a sufficient understanding of the client’s internal controls (I/C) to plan the audit and assess control risk. We hope that our assessment of control risk shows it to be low so that we can reduce substantive testing‚ thereby reducing audit costs. When EDP is used in significant accounting applications‚ then you must consider the effects the computer has when evaluating the internal controls. The auditor’s
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Phillip Canamar Accounting Case Analysis LP1 Assignment: Audit Failure 1. Analyze the actions of the auditors in both cases and identify any errors in judgment made by the auditors. The action of the Auditors‚ Audit Committee‚ and top management that worked for Molex Corporation were in error because FASB Concept Statement #2 (materiality defined) appears to apply to this case and should have know the appropriate way to handle the situation that conforms with GAAP and adjust the financials
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Joseph Miller 5/12/2013 Pr.6 Abraham Lincoln Abraham Lincoln was one of the greatest presidents in American history. Born on February 12th‚ 1809 in Hodgenville‚ Kentucky he was one of the most important people to lead our country. He has had many great accomplishments throughout his lifetime. If it wasn’t for him some of us wouldn’t have the rights we have today. Abraham Lincoln was a very intelligent man‚ even though he only went to school for a few years of his life. He had to teach himself most
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ASOS PLC 1. Carry out a background research on your proposed client and obtain as much information as possible about your client in particular and about the market sector which your client operates in. ASOS originates from or is an abbreviation for “As Seen on Screen” indicating its method of operating business in other words online retailing. It was founded by Nick Robertson and his business partner Quentin Griffiths and it was incorporated in 2000 by its current Chief Executive Officer Nick
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ENC 1101 February 28‚ 2013 Who Was More Important: Lincoln or Darwin He survive tragedy and depression to become America’s greatest president. He had the courage to destroy slavery. But it took a civil war and the lost of 600‚000 lives. His beliefs cost him‚ his life. Without him United States of American would not exist today. Abraham Lincoln American’s model hero. A man who’s courage and brilliance‚ strategy saved a nation from destruction. For a man who has reach great heights. His early life
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