International Banking and Finance Securitization and its Role in Creating Toxic Assets June 2014 Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages‚ commercial mortgages‚ auto loans or credit card debt obligations and selling said consolidated debt as bonds‚ pass-through securities‚ or collateralized mortgage obligation (CMOs)‚ to various investors. The principal and interest on the debt‚ underlying the security‚ is paid back
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In film making‚ the actor is the face of the film. Acting is not just pretending to be someone else; it is becoming the character thereby creating the magic of effective acting. Noticeable actors are usually our way into a movie. (Goodykoontz‚ & Jacobs 2011). Impersonator: Usually these roles are found in historical and biographical stories. (Goodykoontz‚ & Jacobs 2011). I think of Denzel Washington impersonating Malcolm X in 1992; where Mr. Washington took on the person of Malcolm X and delivered
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People play video games for a wide variety of reasons today. They are fun‚ exciting‚ and challenging. They are also extremely popular among the generation of digital natives. Digital natives today rely heavily on electronics and computer devices to keep them entertained and interactive. So as a game developer‚ how do you create an immersive video game environment that is invigorating‚ interactive‚ and unique? There are tons of different types of video games out there‚ which appeal to different
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Creating Effective Messages When people are having a conversation‚ they are doing so in two ways‚ nonverbal messages and verbal messages. Everyone does both forms of communication at the same all the time‚ even when they don’t know it. It is the person who is telling another person something yet his or her body is saying the exact opposite. This is when verbal and nonverbal messages differ. If someone has both verbal and nonverbal communication in line‚ one would be more willing to believe his
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Solar Vehicle EGR 100 12/3/2013 Introduction Living on Michigan State’s campus‚ one is constantly reminded to “Be Spartan Green”‚ whether it is turning off the lights or taking a shorter shower‚ Spartans are always striving to be the most ecofriendly students that any university could have. The problem at hand is to create a vehicle using only green technology‚ such as solar panels‚ and have this car race up a ramp as fast as possible‚ with a shorter time being ideal. There are many requirements for this project
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Question Discuss critically on how to create sustainable competitive advantage through Strategic Management When a certain company or organization wants to possess sustainable competitive advantage in the product or services‚ first of all the company must focus on the core competencies. Core competencies is the things you can do better than your competitors in the critical‚ central areas of the company where the most value is added to company;s products. If a core competencies yields a long term
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day to get water for her family so she and her family can stay alive through the harsh conditions. Salva is a young boy surviving through the war in Sudan and must push himself to get to his end goal of safety. In the novel‚ A Long Walk to Water‚ Linda Sue Park uses walking as a symbol of persistence to show the reader how the characters must continue walking to survive in Sudan. To start‚ the author used the symbol of walking in Long Walk to
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Table of Contents ▪ Introduction……………………………….2 ▪ Literature review………………………….4 ▪ References………………………………….10 ▪ Hypothesis………………………………….11 ▪ Methodology………………………………..11 Delimitation Type of study Theoretical framework Introduction: A nation is a group of people who share common history‚ culture‚ language and ethnic origin often possessing or seeking its own government. National identity refers to the distinguish features of group and to the individual’ sense
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STRATEGIES FOR CREATING AND SUSTAINING COMPETITIVE ADVANTAGE Thomas Friedman (2005) Globalization 1.0 (1492 Globalization 2.0 (1800 Globalization of the Company The Golden Arches Theory..Multinational company Globalization 3.0 (2000 now) Globalization of the Individual The world is on the flat screen The Message Revolution The price of global communication 1800) Globalization of the Country THE ADVANTAGES OF PIONEER HOW NEW IS NEW ? New-to-the-world products
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Differentiate between a person who uses counselling skills and a qualified and trained counsellor A qualified counsellor has undertaken a structured training programme and developed and practiced skills needed to become a trained counsellor. They are likely to have trained for several years and specialised to a much higher level than someone who uses counselling skills. They will also have undertaken therapy themselves and addressed any issues or emotional blocks that they may have‚ whereas
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