Efficiency of Islamic Banks in Malaysia Mariani Abdul Majid* NOR GHANI MD. NOR** FATHIN FAIZAH SAID ABSTRACT IN RECENT YEARS‚ MALAYSIAN ISLAMIC BANKS HAVE TO OPERATE IN AN INCREASINGLY COMPETITIVE ENVIRONMENT. THIS TREND IS EXPECTED TO CONTINUE AS THE COMPETITION FROM CONVENTIONAL BANKS PICKS UP‚ PARTLY IN RESPONSE TO THE ASEAN FREE TRADE AGREEMENT (AFTA)‚ BUT ALSO IN RESPONSE TO THE GENERAL GLOBALIZATION OF MARKETS. HOW ISLAMIC BANKS WILL BE AFFECTED BY THE INCREASED COMPETITIVE PRESSURES
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We feel at home‚ we feel secure and we feel warm in the heart. This is the feeling we all have when we are living in our country‚ Malaysia‚ the land of love. There is and old saying that goes a man that fails to love his country‚ love nothing. Love towards country is the basis for any citizens to always feel the pride and happiness living in the country. As in Malaysia‚ we are very blessed because our country is the land of amazement making it’s easy for us to fall and stay in love with it. The amazing
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QUESTION 1: Discuss the advantages and disadvantages of the healthcare system in Malaysia. What changes can the government make to suit 1MALAYSIA concept? Introduction to the Health care system in Malaysia What is health care? Healthcare is defined as in the oxford dictionary as maintaining and improving the physical and mental health of someone through the provision of medical services. It is also defined in the Merriam Webster as restoring the health of someone and preventing the spread of
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TEENAGE PREGNANCY IN MALAYSIA Introduction News headlines such as “The trials of teen mothers” and “Teen probed for throwing baby from window” can be seen in our papers every other week as we are faced with the ever-growing problem of teenage pregnancy. In most reported cases‚ these hapless young women even attempt to abandon their new-borns in the most harrowing ways. Sexuality without social maturity often leads to pregnancy. These mothers are at high risk of not finishing school which often
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conducted at a local IRS office)‚ and field audits (an interview is conducted at a taxpayer’s place of business‚ for a corporate tax return). Since there is always the chance of an audit‚ experts recommend keeping good records to support all the information in a return. The reason detailed and accurate bookkeeping is so important is that the burden of proof is on the filer‚ not the IRS. Read more: http://www.investorwords.com/324/audit.html#ixzz2YHSqnwZ5 What does a bank auditor do? A bank auditor
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regional list system is a variation of party list proportional representation. In this system multiple candidates are elected through preferentially-ordered placements on an electoral list Each party makes lists of candidates to be elected‚ and the seats go to each party proportionately to the number of votes the party receives. Voters may vote directly for the party‚ like in Israel‚ or for the list of candidates‚ such as in Hong Kong. The ‘closed’ part of the name ‘closed regional list system’
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On bilateral trade‚ Malaysia and the Philippines have enjoyed many years of beneficial economic and expanding trade relations. Total bilateral trade have increased from USD 3.38 billion in 2009 to USD 6.62 billion in 2010. Also‚ as Philippines’ close neighbour and fellow member of ASEAN‚ Malaysia has been actively engaged in the on-going efforts to bring peace to the Southern Philippines‚ in consultation with the Philippines Government and the Moro Islamic Liberation Front (MILF) as well as other
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List of governors of Cavite Spanish colonial government (not yet available) Revolutionary government (First Philippine Republic) Mariano Trias (July 15‚ 1898 - August 10‚ 1898) Emiliano Riego De Dios (August 10‚ 1898 to October 7‚ 1898) Ladislao Diwa (October 7‚ 1898–1901) Civil government under American colonial rule Mariano Trías (Appointed June 22‚ 1901–1905? Resigned) Major David C. Shanks (Appointed 1905?–September 30‚ 1905 Relieved) Capt. Louis J. Van Shaick (Appointed October 12‚ 1905–1907)[5]
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International Business Research An ARDL Approach in Food and Beverages Industry Growth Process in Malaysia Rohana Kamaruddin Department of Economics‚ Faculty of Business Management‚ Universiti Teknologi Mara‚ Malaysia Tel: 60-3-5544-4935 E-mail: rohana070@salam.uitm.edu.my / rohana77@hotmail.com Kamaruzaman Jusoff (Corresponding author) Faculty of Forestry‚ Universiti Putra Malaysia‚ 43400 Serdang‚ Selangor. Malaysia. Tel: 60-3-8946-7176 E-mail: kjusoff@yahoo.com The research is financed by Universiti
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LANs: Local Area Networks Local Area Networks also called LANs have been a major player in industrialization of computers. In the past 20 or so years the worlds industry has be invaded with new computer technology. It has made such an impact on the way we do business that it has become essential with an ever-growing need for improvement. LANs give an employer the ability to share information between computers with a simple relatively inexpensive system of network cards and software. It also
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