CREDIT MANGEMENT IN NIGERIA BANKS: AJUGWE CHUKWU ALPHONSUS INTRODUCTIONS Credit Management is one the most difficult task facing bankers all of over the world and the case is more pronounced in the Nigeria situation because going through the history of banking in Nigeria‚ one can observed that the major source of bank failures was ineffective credit management that led to accumulation of bad debts. Credit administration is the bane of Nigeria banks and a major source of worry to Regulatory Authorities
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individuals Ultra high net worth individuals (UHNWIs) are individuals or families who have‚ by one definition‚ at least US$30 million in investable assets‚ or with a disposable income of more than US$20 million. The exact dividing lines depend on how a bank wishes to segment its market; for example‚ the term "very high net worth individuals" can refer to those with assets between $5 million and $50 million‚ with ultra high net worth individuals only those with above $50 million. Growth of HNI’s in India
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Promotion: The HR department at first determines the number of post to be promoted each year and depending on the organizational needs‚ the HR department promoted employees each year. In Pubali Bank Ltd‚ Promotion are given to Employees Based on their ACR‚ Educational qualifications‚ Job related degree like Banking Diploma etc. An employee minimum required 65 marks in 100 marks to be selected initially for considering his Promotion. If an employee gets below the 65 marks‚ he will not be considered
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UNIVERSITY OF MUMBAI STUDY OF PERFORMANCE APPRAISAL SYSTEM OF HDFC BANK BACHELOR OF MANAGEMENT STUDIES TYBMS(2010-2011) SUBMITTED IN PARITAL FULFILLMENT OF REQUIREMENTFOR THE AWARD OF THE DEGREE OF BACHELOR OF MANAGEMENT STUDIES BY SHIVRATRI VINAYAK BHUMAIYA ROLL NO.31 GURU NANAK COLLEGE OF ARTS‚ SCIENCE AND COMMERCE GURU TEGH BAHADUR NAGAR‚ MUMBAI-400037 DECLARATION I Mr.SHIVRATRI VINAYAK BHUMAIYA THE STUDENT OF BACHELOR OF MANAGEMENT STUDIES (2010-2011) HERABY DECLARE THAT
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Discussion Paper 4-box active-passive management Investors often debate on whether a portfolio should have active or passive exposure to assets. Interestingly‚ the active-passive exposure is much more than just a binary choice. It actually falls into a 4-box matrix. In this discussion paper‚ we show how investors can adopt this 4-box matrix to active-passive management. Active management is a function of security selection and market timing factors. The portfolio manager of a diversified active fund
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Role of Commercial Banks in the Economic Development of a Country: Commercial banks are one of the three primary agents which help circulating funds in the market. Commercial banks provide loans and corporate bonds to the households‚ new start ups and small medium enterprises to run their businesses. It also obtains money from the households and invests that money to other profitable investments. The money held as customer account then accrues interest which is given to the customer in the form
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Portfolio Management and Investment Decision INTRODUCTION ‚ IMPORTANCE & NEED OF STUDY Portfolio management or investment helps investors in effective and efficient management of their investment to achieve this goal. The rapid growth of capital markets in India has opened up new investment avenues for investors.The stock markets have become attractive investment options for the common man.But the need is to be able to effectively and efficiently manage investments in order to keep maximum returns
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“Analytical study of Retail loan factory in Bank of Baroda with specific recommendation for increasing the retail portfolio” SUBMITTED BY NILESH S.JAIN (07) Emba (BFSI) ACADEMIC YEAR: 2012– 2014 SUBMITTED TO MUMBAI EDUCATIONAL TRUST MET Complex‚ Bandra Reclamation‚ Bandra (West)‚ Mumbai - 400 050 ACKNOWLEDGEMENTS I feel delighted to express my gratitude and response to all those distinguished personalities who have guided and inspired
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Prioritizing IT Project Management Portfolio Prioritizing IT Project Management Portfolio The realities of shrinking IT budgets and increasing dependence on IT in organizations in recent years has resulted in a situation in which there is an intense competition for resources needed to execute and complete IT projects. According to Ross (2007)‚ the shrinking IT budget in the face of increasing demand has brought new pressures to the IT function. To gain approval and funding for projects‚ IT departments
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FIN 683 Financial Institutions Management Professor Cindy M. Vojtech Kogod School of Business‚ AU Case Study Risk Management at Wellfleet Bank The 2007-2010 financial crisis has brought credit risk and default to the forefront of the regulatory and political discussion. This case illustrates risk management in the world of corporate lending which is quite different from the retail‚ subprime‚ and mortgage lending at the root of the recent banking turmoil. It is also interesting because
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