33 Functions of Commercial Banks 33.1 Introduction You have studied in the earlier lesson about different types of banks and their nature. It may be of interest to you now to know about the various services/functions performed by commercial banks. In this lesson‚ you will study about the various services provided by commercial banks to the business community in particular and the public in general. 33.2 Objectives After studying this lesson‚ you will be able to describe the various functions
Premium Bank Deposit account Cheque
33.3 Functions of Commercial Banks The functions of a commercial banks are divided into two categories: i) Primary functions‚ and ii) Secondary functions including agency functions. i) Primary functions: The primary functions of a commercial bank include: a) accepting deposits; and b) granting loans and advances; a) Accepting deposits The most important activity of a commercial bank is to mobilise deposits from the public. People who have surplus income and savings find it convenient to
Premium Bank Credit Debt
academic and practical literature about project portfolio selection; study current practices of project selection that private corporations in Vietnam are using; and propose a framework that is beneficially adaptable to these private corporations. A multiple-case study strategy accessing qualitative data through observations and semi-structure interviews is designed to investigate how private corporations select their project portfolio under the current contexts of booming economy
Premium Project management Decision making Strategic management
planning‚ efficient management‚ far sighting strategy‚ good financial management and up-to-date information. Integrated and speedily development of the country is possible only when competitive banking and financial service reaches nook and corners of the country. To grow financial activities‚ it requires the banking habit of the community as well as potentially strong lending opportunities. Simply‚ Bank is an institution whose main function is to accept deposit and invest it. Bank collects money from
Premium Bank Investment Finance
the objectives of bank performance analysis? • evaluate progress towards meeting the goals and objectives set out by management‚ and • compare a bank’s performance relative to other banks • highlight strengths and weaknesses • for management to take appropriate remedial action 2. What are the main external forces that have an impact on a bank’s performance? • Deregulation – unleashed competition on both sides of the balance sheet. • Innovation and Globalisation – expanded banks’ balance sheets in
Premium Value added Investment Financial ratios
CONSUMER LOANS VS COMMERCIAL LOANS Prepared By: | | | | Rohit Iyer | 11FN-082 | Sahil Gupta | 11IB-069 | Consumer Loans * Consumer loans are those loans which are required by a person for their personal needs. * If a car loan(finance or lease) is obtained by a company/individual for commercial purposes it is a commercial finance where as if the same kind of car loan is availed by a an individual who would use that car for his personal needs and would not gonna earn
Premium Loan Credit Debt
Investment bank Vs. Commercial banks Many factors directly and indirectly caused the ongoing 2007–2012 global financial crisis which started with the US subprime mortgage crisis. One of the main culprits that is often pointed to as one of the main triggers of the global financial crisis are the mortgage derivative products‚ where risky mortgages were packaged with more traditionally secure mortgages and sold to corporate investors and other banks as secure investment products. This packaging of
Premium Subprime mortgage crisis Bank Finance
Grahamstown‚ South Africa A financial Ratio Analysis of Commercial Bank Performance in South Africa Mabwe Kumbirai2# and Robert Webb* Abstract This paper investigates the performance of South Africa’s commercial banking sector for the period 2005- 2009. Financial ratios are employed to measure the profitability‚ liquidity and credit quality performance of five large South African based commercial banks. The study found that overall bank performance increased considerably in the first two years of the
Premium Bank
UNIVERSITY OF MUMBAI PROJECT ON PORTFOLIO MANAGEMENT. SUBMITTED BY SHUBHANGI S. ADENKAR. PROJECT GUIDE MRS. MINAL GANDHI. BACHELOR OF MANAGEMENT STUDIES SEMESTER V (2009-10) V.E.S. COLLEGE OF ARTS‚ SCIENCE & COMMERCE‚ SINDHI COLONY‚ CHEMBUR – 400071 1 UNIVERSITY OF MUMBAI PROJECT ON PORTFOLIO MANAGEMENT. Submitted In Partial Fulfillment of the requirements For the Award of the Degree of Bachelor of Management By SHUBHANGI. S. ADENKAR. PROJECT GUIDE MRS. MINAL
Premium Investment Investment management
Bangladesh Commercial Banking Report Q3 2009 Description: Bangladesh Commercial Banking Report provides industry professionals and strategists‚ corporate analysts‚ banking associations‚ government departments and regulatory bodies with independent forecasts and competitive intelligence on Bangladesh’s commercial banking industry. This report follows a rigorous approach to analysing commercial banking sectors around the world. We have collated data relevant to national commercial banking sectors
Premium Bank