A STUDY ON THE FACTORS AFFECTING THE N.P.A OF PUBLIC SECTOR BANKS A dissertation submitted to IMIS for partial fulfillment of the degree of PGDFC INDRANEEL CHOUDHURY 09FC041-PGDFC UNDER THE GUIDANCE OF Dr. USHA KAMILLA INSTITUTE OF MANAGEMENT AND INFORMATION SCIENCE BHUBANESWAR 2009-2011 DECLARATION I hereby declare that the report on ”Study on factors affecting the Non Performing Assets of Public Sector Banks” prepared by me under the guidance of Prof. Dr. Usha Kamilla‚ is best to my knowledge
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Factors affecting pre-natal development a. Maternal Health Since the placenta cannot filter out extremely small disease carriers‚ such as viruses‚ children can be born with malaria‚ measles‚ chicken pox‚ mumps‚ syphilis‚ or other venereal diseases that have been transmitted from the mother. Rubella is the most widespread of the viruses that have a teratogenic effect. If a pregnant woman contracts rubella in the first three months of pregnancy‚ she is likely to give birth to a child with
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Factors Affecting Effective Teaching Appropriate Training Having the appropriate training to teach a specific subject is an important factor in being able to teach that class effectively. For teaching in the public school system‚ teachers should have taken courses in the subjects they wish to teach. For teaching college level courses‚ a PhD in the discipline or a related field is normally required‚ although community colleges accept a master’s degree and some universities allow someone with a
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Factors That Affect Academic Performance Among Pharmacy Students Sujit S. Sansgiry‚ PhD‚ Monali Bhosle‚ MS‚ and Kavita Sail‚ MS College of Pharmacy‚ University of Houston Corresponding Author: Sujit S. Sansgiry‚ PhD. Address: Department of Clinical Sciences and Administration‚ College of Pharmacy‚ University of Houston‚ Texas Medical Center‚ 1441 Moursund Street‚ Houston TX 77030. Tel: 713-795-8392. Fax: 713-795-8383. E-mail: ssansgiry@uh.edu Received February 3‚ 2006; Accepted April 14‚ 2006. Other
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Microenvironmental factors are “The factors close to the company that affect its ability to serve its customers” [principles of marketing]. The microenvironmental factors that affected the introduction and sale of the Toyota Prius were it customers‚ competitors and publics. Customers are anyone who buys or rents from the company. Customer are the most important microenvironmental factor that affect company as they survive on meeting the wants and needs of the customer and failure to do so will result
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Factors affecting Customer Satisfaction Customer satisfaction is the overall impression of customer about the supplier and the products and services delivered by the supplier. Following are the important factors that could affect customer satisfaction: * Departmentwise capability of the supplier. * Technological and engineering or re-engineering aspects of products and services. * Type and quality of response provided by the supplier. * Supplier’s capability to commit on deadlines
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Environmental factors affecting obesity 1. introduction 2. method equipment 3. budget 4. time frame Calorie Consumption In America‚ a changing environment has broadened food options and eating habits. Grocery stores stock their shelves with a greater selection of products. Pre-packaged foods‚ fast food restaurants‚ and soft drinks are also more accessible. While such foods are fast and convenient they also tend to be high in fat‚ sugar‚ and calories. Choosing many foods from these areas may
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Factors Affecting Rational Choice Most consumer behavior analyses and programs seek to dig out consumers’ needs and wants‚ which direct their purchasing and decision behaviors. Consumer behavior and choice are complex‚ inherently dynamic and potentially affected by a number of factors. According to this‚ it seems that the rational choice theory should make some adjustments to be adopted to this increasingly more dynamic reality and marketing environment and thus set a realistic and stable base for
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Statement of the Problem It is little wonder that business experts commonly cite inventory management as a vital element that can spell the difference between success and failure in today ’s keenly competitive business world; inventory can be nuisance‚ necessity or convenience. Organizations place stock in a subsidiary rather than a central position‚ but still an important element in operational effectiveness and often appear on the balance sheet as biggest current assets taking up a lot of money
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CHAPTER 1 INTRODUCTOIN Many factors can affect academic performance‚ which means how a person does on schoolwork. The physical condition of the student has a great deal to do with that person ’s ability to do a good a good job on anything and to understand anything. For example‚ if the student has poor eyesight‚ he or she might not be able to read well. If the student has a hearing impairment‚ he or she might not be able to listen to and understand instructions. If the
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