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    A STUDY ON THE FACTORS AFFECTING THE N.P.A OF PUBLIC SECTOR BANKS A dissertation submitted to IMIS for partial fulfillment of the degree of PGDFC INDRANEEL CHOUDHURY 09FC041-PGDFC UNDER THE GUIDANCE OF Dr. USHA KAMILLA INSTITUTE OF MANAGEMENT AND INFORMATION SCIENCE BHUBANESWAR 2009-2011 DECLARATION I hereby declare that the report on ”Study on factors affecting the Non Performing Assets of Public Sector Banks” prepared by me under the guidance of Prof. Dr. Usha Kamilla‚ is best to my knowledge

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    Factors affecting pre-natal development a. Maternal Health Since the placenta cannot filter out extremely small disease carriers‚ such as viruses‚ children can be born with malaria‚ measles‚ chicken pox‚ mumps‚ syphilis‚ or other venereal diseases that have been transmitted from the mother. Rubella is the most widespread of the viruses that have a teratogenic effect. If a pregnant woman contracts rubella in the first three months of pregnancy‚ she is likely to give birth to a child with

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    HSC Core 2: Factors Affecting Performance Chapter 5: How does training affect performance? Energy systems * alactacid system (ATP/PC) * lactic acid system * aerobic system Energy Systems * The human body requires energy for its organs to function‚ internal processes to take place and to power muscular contractions for movement * Energy in the human body is stored in the chemical bonds that join atoms and is released when needed * The transformation of food‚ chemical

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    Factors Affecting Effective Communication Nonverbal Communication * Not all communication is spoken. Self-Growth states that about 90 percent of communication is nonverbal‚ meaning that people’s bodies don’t always say the same thing their mouths say. Be aware of how close you stand to people while speaking. Getting too close or too far away can make people feel uncomfortable. Avoid distracting gestures like tapping your foot‚ shaking your leg or looking around when speaking or listening.

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    Factors affecting Group Development Leadership Style and Skills - This is the ability to persuade the group member to change and reflect the leadership style. Authoritarian leaders predominate compliant and dependent members Democrat leaders Persuade more active involvement Environment Physical factors ( space‚ temperature‚ seating arrangement) Space/room (location and set up‚ e.g. Lighting & ventilation‚ seating arrangement) Emotional factors (emotional climate‚ verbal and non-verbal

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    Factors affecting Customer Satisfaction Customer satisfaction is the overall impression of customer about the supplier and the products and services delivered by the supplier. Following are the important factors that could affect customer satisfaction: * Departmentwise capability of the supplier. * Technological and engineering or re-engineering aspects of products and services. * Type and quality of response provided by the supplier. * Supplier’s capability to commit on deadlines

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    are political‚ economic‚ social‚ technological (PEST)‚ and competitive factors. The scope of external assessment embraces the analysis of opportunities and threats impacting a certain industry or business. The following discusses the key factors covered by an external assessment: 1. Political Factors This exercise dissects the political‚ governmental‚ and legal aspects of a particular business. Both local and global environments are studied because federal‚ state‚ local‚ and foreign governments are

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    Statement of the Problem It is little wonder that business experts commonly cite inventory management as a vital element that can spell the difference between success and failure in today ’s keenly competitive business world; inventory can be nuisance‚ necessity or convenience. Organizations place stock in a subsidiary rather than a central position‚ but still an important element in operational effectiveness and often appear on the balance sheet as biggest current assets taking up a lot of money

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    CHAPTER 1 INTRODUCTOIN Many factors can affect academic performance‚ which means how a person does on schoolwork. The physical condition of the student has a great deal to do with that person ’s ability to do a good a good job on anything and to understand anything. For example‚ if the student has poor eyesight‚ he or she might not be able to read well. If the student has a hearing impairment‚ he or she might not be able to listen to and understand instructions. If the

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    ABIOTIC FACTORS AND ITS ENVIRONMENT Abstract Abiotic factors in the environment can affect an individual’s conditions‚ habits and activities. Tropics have altering weather conditions even if there is no seasonality. It may be sunny at a certain period of time then it will be overcast all of a sudden. Testing abiotic components would help us show diversity in different kinds of environment. Three varied location were selected; A classroom‚ a busy street (Recto Ave.) and the university garden

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