Memorandum To: Bill Pippin From: ABC Consultants Date: Feb 12‚ 2009 Re: Manzana Analysis. ABC Consultants is pleased to present an analysis of the current state of operations at Manzana and the relevant recommendations to improve the operational performance. We understand that there are four types of work processes viz. RUN‚ RAP‚ RAIN and RERUNs. In these four types of processes‚ RUN is the most profitable one generating annualized premiums of $6724. Also‚ RUN’s and RAP’s are given priority
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Business Issues The profitability of Manzana Insurance Fruitvale branch was declining. There were mainly contributed by‚ Increasing backlog policies since 1989‚ and the number of RUN and RAIN appeared to be stagnating. Rise in late renewals resulted in increasing renewal loss rate. The renewals are decreasing and had a high renewals late rate 44%‚ which led to an extremely high renewal loss rate 47%‚ while Golden Gate’s is at just 15%. High turnaround time. Manzana increased TAT to 5 days‚ Goldengate
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Operations Management Case Analysis - 2 Manzana Insurance (Fruitvale Branch) Group 13: ANALYSIS INTRODUCTION The Fruitvale branch of Manzana Insurance is facing stiff competition and is being severely outperformed by Golden Gate casualty Insurance. On every measure of performance‚ Fruitvale branch seems to be falling apart. Following are the problems faced by Fruitvale branch: 1) Turnaround Time (TAT) is too high TAT‚ or the number of days between the
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Manzana Insurance-Fruitvale branch Case Study A. Get the Big Picture: 1) Why have been Manzana’s profit deteriorating? Analyze by taking the following questions as lead. It is commonly believed at that RERUNs is less profitable than RUN and given less priority.Do you agree with this policy? Why? We don’t agree. Reasons are as below: 1) Working Time (Refer to Exhibit 3). RUN(mins) RERUN(Mins) DC 128 43.2 (95%SCT per request)
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Fruitvale Station is the true story of the 22-year-old Bay area resident‚ Oscar Grant. He spends his New Year’s Eve trying to do better but as the day progresses he begins to realize that it isn’t going to be as easy as he thought. Towards the end of the movie‚ Oscar and his friends ends their night of celebrating their New Year in a confrontation with police officers at the Fruitvale BART station. Unfortunately‚ that was Grant’s last encounter. In my opinion‚ the movie Fruitvale Station is an accurate
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The movie Fruitvale Station was a movie that is very relatable to what is going on in today’s society. Oscar Grant was trying to do right by his family and to get his life back on the right path. His demise was brought by a police officer who racially profiled him and took his life. This movie will bring out strong emotions from a person who watches it‚ because you become connect with Grant and when he is murdered it feels like you have known him your whole life. Throughout the movie the audience
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Craig McKittrick The Study of Theater and Drama in Expressing Social Change and Social Justice HUSB 121/F1 McKay Springfield College June 2014 Name- The movie title is “Fruitvale Station” Venue Viewed- DVD Movie Social Issue- Fruitvale station is a story of a young man with a past legal history getting in his way as he struggles to find his identity. While trying to change his life he encounters unjust treatment at the hands of a brutal police force. Content- Oscar Grant was
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Homework 2.1.2.0 1. In addition to clay minerals‚ what other soil constituents contribute to total CEC? The Organic Matter present in the soil. 2. How does CEC buffer nutrient concentration in soil solution? CEC will exchange ions continuously between the solution concentration until both of the concentration has neutralized. 3. Why does anion adsorption appear to be of little importance in most agricultural soils? Why are AECs of ultisols usually greater than those of mollisols?
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Directed by Ryan Coogler‚ Fruitvale Station is based on a true story that portrays the last day in the life of a 22- year African-American named Oscar Grant. The story is based on the events leading up to the death of Oscar‚ who was shot and killed on New Years by a Bart police officer in 2009. Questions of police brutality and racial profiling were raised do to the fact of the real-life video footage that was shot at the time. Throughout these events of Oscar’s day‚ he had run into many incidents
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WORLD INSURANCE REPORT 2013 2013 World Insurance report TABLE OF CONTENTS 05 Preface 07 CHAPTER 1 Many Non-Life Insurers Continue to See Improvements in Core Underwriting Performance 07 — Introduction 08 CONTENTS 10 — Efficiency-Ratio Model Shows Many Countries Improved Non-Life Claims Ratios in 2011‚ but Some Were Hit Hard by Catastrophe Claims — Many Insurers Find Acquisition Costs Are Stubbornly High 17 — Conclusion 19
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