A STUDY ON THE DETERMINANT FOR FAMILY TAKAFUL CONSUMPTION NURUL NADIA BINTI HARUN 2009804722 BACHELOR OF BUSINESS ADMINISTRATION (HONS) FINANCE FACULTY OF BUSINESS MANAGEMENT MARA UNIVERSITY OF TECHNOLOGY KELANTAN PROPOSAL DECLARATION OF ORIGINAL WORK BACHELOR OF BUSINESS ADMINISTRATION (HONS) FINANCE FACULTY OF BUSINESS MANAGEMENT UNIVERSITI TEKNOLOGI MARA KELANTANG KAMPUS KOTA BHARU I‚ NURUL NADIA BINTI HARUN‚ (I/C NUMBER: 880920-03-5432) Hereby declares that:
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Often when thinking of a what a Marine Biologist career consists of we think of the trainers at aquariums‚ and watching trained whales‚ dolphins or porpoises leaping through the air from crystal blue pool. There is so much more to being a Marine Biologist. Marine biology is a very important job because the ocean covers 71% of the earth and humans need to learn about the environment and how we can stop pollution (Jule Haydon). The majority of the earth consists of oceans‚ which means the majority
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INDIAN INSURANCE INDUSTRY Size of the Industry | Fifth largest life insurance market with US$ 41-billion. According to IRDA‚ the insurers in the year 2009-2010 sold 10.55 million new policies with LIC selling 8.52 million and private companies 2.03 million policies | Geographical distribution | Delhi‚ Mumbai‚ Karnataka‚ Hyderabad‚ Pune‚ Banglore‚ Uttar Pradesh and all the major cities of India | Output per annum | Indian Insurance Industry is one of the booming Industries of the economy
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Endangered Marine Species Topic: Marine mammal extinction and endangered species. Specific Purpose: To inform my audience of the causes‚ protection programs and possibilities for future protection for endangered species. Thesis: Endangered marine animals are in need of protection and awareness; many people need to understand the origins of endangerment‚ what animals are being affected and what is already being done to help our marine life. Introduction I. Have you ever thought about how important
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Discuss Insurance sector from different angles and discuss entry and exit of firms in insurance sector Discuss Insurance sector from different angles • TERM INSURANCE: Insurance may be described as a social device to reduce or eliminate risk of loss to life and property. Under the plan of insurance‚ a large number of people associate themselves by sharing risks attached to individuals. The risks which can be insured against include fire‚ the perils of sea‚ death and accidents and burglary
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Classification and Marine Biodiversity Important Background Information that you need to know and understand: (Understand the Key Concepts) Key words: binominal system of naming; science of classification is taxonomy; species; levels of classification (know them); dichotomous identification key; 5 kingdoms; etc… CLASSIFICATION Our oceans have a great variety of life forms. Thousands of new species are discovered each year. We need to identify‚ name‚ and know the biology of all the marine species.
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Project Title: Marine Pollution in Hong Kong Research: Hong Kong Marine Water Pollution Causes Although marine water in the worldwide is exposed to lots of similar causes of pollution‚ for example. industry pollutants dump‚ sewage‚ acid gas and etc‚ special factors such as landfill are influencing the quality of sea water in Hong Kong too. Air Pollution--Acidification Air pollution and ocean pollution are inextricably linked. Pollution from automobiles and factories is translated
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A marine biologist is considered a dream job for many people. Many people aspire to be marine biologists‚ but not many of them are willing to work for it. Anyone can dream and fantasize about being a successful marine biologist‚ but not everyone can transform their dreams into a reality. To be a successful marine biologist you need special skills‚ attributes‚ and training. The reality of being a marine biologist all depends on the location‚ salary‚ education‚ and connection to Marine Biology. A
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[pic] “MARINE FISHES OF MALAYSIA” Lecturers : Dr Abdul Rahim Awang Dr Connie Fay Komilus Session : 2012/2013 Course : RT 10402 Introduction to Agriculture Group member/: Teo Siew Fong (BR12110139) Matrix no. Chang Pui Yee (BR12110015) Chang Yin San (BR12110116) Crissy Teo Ye En (BR12110019)
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uncertain events like theft‚ fire‚ accident‚ etc. Insurance is a financial service for collecting the savings of public and providing them with risk coverage. The main function of insurance is to provide protection against the possible chances of generating losses. It eliminates worries and miseries of losses by destruction of property and death. It also provides capital to the society as the funds accumulated are invested in productive heads. Insurance comes under the service sector and while marketing
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