CREDIT APPRAISAL PROCESS IN BANK OF MAHARASHTRA A Summer Internship Project Report Submitted in partial fulfillment of the requirements of the PGDM (Post Graduate Diploma in Management) ITM BUSINESS SCHOOL‚KHARGHAR SUBMITTED BY: RACHANA SINGH CHANDEL (KHR2011PGDM21F216) UNDER THE GUIDANCE OF: Mr. Suhas V. Vaishampayam Mr. Narendra Jain Faculty Guide‚
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The Case of Dick Spencer The Case of Dick Spencer This case study is about Dick Spencer‚ Vice President of a large manufacturing firm‚ Tri-American Corporation. He was also a plant manager of Modrow company‚ the Canadian branch of the corporation. Tri-American is mainly focused on the production of aluminum and other aluminum related operations. The company has wholly-owned subsidiaries in five United States locations as well as foreign affiliates in fifteen different countries. Tri-American
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“Credit Appraisal for Working Capital and Project Financing for Expansion” A SUMMER PROJECT STUDY SUBMITTED IN PARTIAL FULFILLMENT FOR THE REQUIREMENT OF THE TWO YEAR POST GRADUATE DIPLOMA IN MANAGEMENT (FULL-TIME) BY Surbhi Sharma 75/10 LAL BAHADUR SHASTRI INSTITUTE OF MANAGEMENT‚ DELHI JUNE‚ 2011 PUNJAB NATIONAL BANK HO‚ PNB HOUSE‚ 7 BHIKAJI CAMA PLACE Dated: 20th May 2011 CERTIFICATE Certified that Surbhi
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Supplier Appraisal Tires are important components of a car. Manufacturing tires for car companies and for the regular car owner is highly profitable as cars being bought by the millions every year. I am the owner of “Carbonic Tires” a well known tire manufacturing company named after one of the major ingredients in making tires and give it reinforcement. I have a ten million peso budget for the next quarter to spend for buying two important materials in manufacturing tires‚ Natural Rubber and
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Select two aspects of a performance appraisal from the following list. What are the special challenges in each area and what would be the impacts on employees and employers if the challenges were not addressed? o Strategic Relevance o Criterion Deficiency o Criterion Contamination o Reliability o Compliance with the Law o Appraiser Training It was tough to pick only two items from the list‚ as each listed item is connected and works as a continuous process completing the ultimate performance
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Subject Code: PPA1C Paper: PROJECT APPRAISAL Specific Instructions: Answer all the four questions. Marks allotted 100. Each Question carries equal marks. Word limit is 200 - 300words General Instructions: The Student should submit this assignment in the handwritten form (not in the typed format) The Student should submit this assignment within the time specified by the exam dept Each Question mentioned in this assignment should be answered within the word limit
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cheques‚ and (iii) collect cheques for the bank’s customers. 1.1 Banking Industry Overview Today‚ banks play a very important role in the economic growth of the country. The health of the economy is closely related to the soundness of the banking system. The activities of the banks lead to a stronger economic growth. Bank is the main confluence that maintains and controls the “flow of money” to make the lending mechanism possible. Government uses it to control the flow of money by managing Cash
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Financial Appraisal 1.0 Analysis This report provides an analysis of the performance of ITE Group over three consecutive years (2007-2009)‚ using various financial ratios; for the benefit of potential shareholders‚ lenders or suppliers. The report also indicates how non-financial performance indicators can help an organisation measure performance. This report will also look into the net present value method of appraisal‚ and explain its advantages and disadvantages. 2.0 Main Content The
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Credit Appraisal is the process by which a lender appraises the technical feasibility‚ economic viability and bankability including creditworthiness of the prospective borrower. Credit appraisal process of a customer lies in assessing if that customer is liable to repay the loan amount in the stipulated time‚ or not. Here bank has their own methodology to determine if a borrower is creditworthy or not. It is determined in terms of the norms and standards set by the banks. Being a very crucial step
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RESEARCH METHODOLOGY * INTRODUCTION: Credit appraisal means investigation/assessment done by the bank before providing any loans and advances/project finance and also checks the commercial‚ financial &industrial viability of the project proposed its funding pattern and further checks the primary & collateral security cover available for recovery of such funds. CHAPTER 1 INTRODUCTION TO BANKING SECTOR A snapshot of the banking industry The Reserve Bank of India (RBI)‚ as the
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